[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-306784-105":53,"doc-detail-306784-en":127},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":120,"head_meta":122,"extra_data":124,"updated_unix":126},105,"en","adding-a-joint-ownerinstructions-authorization-form","Adding a Joint Owner—Instructions & Authorization Form","","Adding a joint owner to eligible Discover (Capital One) deposit accounts is handled through a two-step process: completing the Joint Owner Authorization Form on the page provided and submitting it using secure online upload, mobile secure upload, mail, or fax. The current accountholder and the joint owner must each provide physical signatures in specified sections. Joint accounts operate as joint tenancy with right of survivorship.",{"@graph":63,"@context":119},[64,80,102],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":36,"@type":70,"position":76},"https://docshare.wps.com/template/forms/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/adding-a-joint-ownerinstructions-authorization-form/306784/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/adding-a-joint-ownerinstructions-authorization-form/306784.png","ImageObject",442,249,{"name":88,"@type":89},"Ava Thompson","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-22","2026-09-19",true,{"@type":98,"interactionType":99,"userInteractionCount":101},"InteractionCounter",{"@type":100},"ViewAction",8,{"@type":103,"mainEntity":104},"FAQPage",[105,111,115],{"name":106,"@type":107,"acceptedAnswer":108},"What are the two steps required to add a joint owner to a Discover account?","Question",{"text":109,"@type":110},"First, complete the Joint Owner Authorization Form on the following page, filling Sections A, B, C and D. Second, submit the completed form to Discover using secure document upload (browser or mobile), mail, or fax.","Answer",{"name":112,"@type":107,"acceptedAnswer":113},"Where must signatures be provided on the Joint Owner Authorization Form?",{"text":114,"@type":110},"The current accountholder must physically sign the accountholder authorization in Section C, and the joint owner must physically sign the joint owner authorization in Section D. Both signatures are required for processing.",{"name":116,"@type":107,"acceptedAnswer":117},"Are joint owners allowed on IRA accounts?",{"text":118,"@type":110},"No. Joint owners are not allowed on IRA accounts.","https://schema.org",{"og:url":78,"og:type":121,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":123,"canonical":78},"index,follow",{"doc_id":125,"site_id":56},306784,1790483202,{"code":4,"msg":5,"data":128},{"doc_id":125,"user_id":129,"nickname":88,"user_avatar":130,"doc_module":9,"category_id":35,"category_name":36,"doc_title":59,"doc_description":61,"doc_content":131,"file_id":132,"file_url":133,"file_type":134,"file_size":135,"view_count":101,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":136,"language":137,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":138,"faqs":139,"seo_title":140,"seo_description":61,"update_tm":141,"read_time":8},1649267921044,"https://us-avatar.wpscdn.com/avatar/1800007509477c92dfb?_k=1786009248482753345","Adding a Joint Owner—Instructions & Authorization Form  \nAdd a Joint Owner to a Discover, a division of Capital One, N.A. (Discover), Checking, Money Market, Savings or non-IRA CD Account in two steps:  \nStep 1. Complete theAdd a Joint Owner Authorization Form on the following page.  \n• Individual forms must be submitted for each Joint Owner added.  \n• You must fill out all of Sections A, B, C and D to complete the form.  \n• The current Accountholder must physically sign the Accountholder Authorization in section C and the Joint Owner must physically sign the Joint Owner Authorization in Section D. We cannot process your request without both signatures.  \n• Note: Joint Owners are not allowed on IRA Accounts.  \nStep 2. Submit the completed form to Discover in one of the following ways:  \n• By Secure Document Upload via browser: Log into your Account on discover.com and press the “Services” tab then“Secure Doc Upload” to upload the form.  \n• By Secure Document Upload via mobile application: Log into your Account on the Discover mobile application and press the“More” tab, then “Contact us”, then “Secure Doc Upload”.  \n• By Mail: Discover, a division of Capital One, N.A., PO Box 30416, Salt Lake City, UT 84130  \n• By Fax: 1-224-813-5220  \nOnce we process your request, we will notify you by mail at the address we have on file, and you may view your requested [changes by logging into your Account at Discover.com](changes by logging into your Account at Discover.com).  \nJoint Account Reminder: All Joint Accounts are established as joint tenancy with right of survivorship only. Joint tenancy right of survivorship means that if an owner ofa Joint Account dies, the balance in the Joint Account passes to the remaining owner(s) of the Joint Account. Any funds deposited to a Joint Account by any of its owner(s) shall be owned by all Joint owners.  \nImportant Information: To open an account with us, each Accountholder must be a U.S. citizen, U.S. Resident Alien, or other U.S. person at least 18 years old and have a valid taxpayer ID and physical U.S. address.  \nTo help the government fight the funding of terrorism and money laundering activities, federal law requires financial institutions to obtain, verify and record information that identifies each individual and entity that opens an account.  \nWhen opening an account, we will ask you to provide your name, U.S. physical address (no P.O. Boxes), Social Security Number (“SSN”) or Employer Identification Number (“EIN”), Date of Birth for individuals, and other information that will help us to identity you. You may also be asked to provide a copy of your driver’s license, state ID card, or other identifying documents.  \nConsumer Report & Identity Verification Disclosure: We may report information about our experiences regarding your use of your account(s) to consumer reporting agencies. Unresolved overdrafts and other defaults on or misuse of your account(s) maybe reflected in your report. If you believe the information reported is inaccurate or incomplete, or that you have been a victim of identity theft, please send us supporting documentation by mail to Discover, a division of Capital One, N.A., P.O. Box 30416, Salt Lake City, UT 84130 or by fax to 1-224-813-5189.  \nWe may obtain information about you from third parties:  \n• To determine if we will open an account. As a part of the account opening process, you agree that we may obtain information about you from third parties, such as a consumer reporting agency, that will help us to determine if we will open the account(s) you have requested.  \n• To verify your identity. You are also providing ‘written instructions’ to Discover under the Fair Credit Reporting Act authorizing Discover to obtain information from your personal credit profile. You authorize Discover to obtain such information solely to confirm your identity.  \nYou authorize your wireless operator to disclose your mobile number, name, address, email, network status, customer ty","cbCaigqWkhJ3eNKx","https://ap.wps.com/l/cbCaigqWkhJ3eNKx","pdf",3058481,32,"English","# Adding a Joint Owner—Instructions & Authorization Form\n## Two-step process and required signatures\n## Submission methods (upload, mail, fax)\n## Joint account reminder and important eligibility information\n## Identity verification and consumer report disclosure\n## Change in Terms notice note\n## Joint Owner Authorization Form sections (A-D)","[{\"question\":\"What are the two steps required to add a joint owner to a Discover account?\",\"answer\":\"First, complete the Joint Owner Authorization Form on the following page, filling Sections A, B, C and D. Second, submit the completed form to Discover using secure document upload (browser or mobile), mail, or fax.\"},{\"question\":\"Where must signatures be provided on the Joint Owner Authorization Form?\",\"answer\":\"The current accountholder must physically sign the accountholder authorization in Section C, and the joint owner must physically sign the joint owner authorization in Section D. Both signatures are required for processing.\"},{\"question\":\"Are joint owners allowed on IRA accounts?\",\"answer\":\"No. Joint owners are not allowed on IRA accounts.\"}]","Adding a Joint Owner—Instructions & Authorization Form | PDF",1789841109]