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It also specifies certified-mail or in-person notice requirements by entity type, limits for assignment-recording damages, duties to send lien-release copies, definitions of satisfaction, and exceptions for unsettled deceased 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long does a lienholder have to release a satisfied lien after payment?","Question",{"text":63,"@type":64},"A lienholder must release the lien in the county clerk’s office within thirty (30) days from the date of satisfaction.","Answer",{"name":66,"@type":61,"acceptedAnswer":67},"What happens if a lienholder fails to release the lien or fails to send the required notice?",{"text":68,"@type":64},"If the lienholder received written notice of failure to release and lacked good cause, the lienholder becomes liable for $100 per day starting on the fifteenth day after receipt, and additional $400 per day after the forty-fifth day if failure continues without good cause, for a total of $500 per day for those days.",{"name":70,"@type":61,"acceptedAnswer":71},"What is the “date of satisfaction” under this section?",{"text":72,"@type":64},"It is the date the lienholder receives sufficient payment, such as a certified check, cashier’s check, wired funds, or other satisfactory payment, to cover 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Court -- Liability of lienholder when lien not released or notice not sent--Notice to state or lienholder--Damages.  \n(1) A holder of a lien on real property, including a lien provided for in KRS 376.010, shall release the lien in the county clerk's office where the lien is recorded within thirty (30) days from the date of satisfaction.  \n(2) An assignee of a lien on real property shall record the assignment in the county clerk's office as required by KRS 382.360. Failure of an assignee to record a mortgage assignment shall not affect the validity or perfection, or invalidity or lack of perfection, of a mortgage lien under applicable law.  \n(3) A proceeding may be filed by any owner of real property or any party acquiring an interest in the real property in District Court or Circuit Court against a lienholder that violates subsection (1) or (2) of this section. A proceeding filed under this section shall be given precedence over other matters pending before the court.  \n(4) Upon proof to the court of the lien being satisfied by payment in full to the final lienholder or final assignee, the court shall enter a judgment noting the identity of the final lienholder or final assignee and authorizing and directing the master commissioner of the court to execute and file with the county clerk the requisite release or assignments or both, as appropriate. The judgment shall be with costs including a reasonable attorney's fee. If the court finds that the lienholder received written notice of its failure to release and lacked good cause for not releasing the lien, the lienholder shall be liable to the owner of the real property or to a party with an interest in the real property in the amount of one hundred dollars ($100) per day for each day, beginning on the fifteenth day after receipt of the written notice, of the violation for which good cause did not exist. This written notice shall be properly addressed and sent by certified mail or delivered in person to the final lienholder or final assignee as follows:  \n(a) For a corporation, to an officer at the lienholder's principal address or to an agent for process located in Kentucky; however, if the corporation is a foreign corporation and has not appointed an agent for process in Kentucky, then to the agent for process in the state of domicile of the corporation;  \n(b) For an individual, to the individual at the address shown on the mortgage, atthe lienholder's residence or place of business, or at an address to which the lienholder has directed that correspondence or payoff be sent;  \n(c) For a trust or an estate, to a fiduciary at the address shown on the mortgage or at an address to which the lienholder has directed that correspondence or payoff be sent; and  \n(d) For any other entity, including but not limited to limited liability companies, partnerships, limited partnerships, limited liability partnerships, and associations, to an officer, partner, or member at the entity's principal place of business or to an agent for process.  \n(5) A lienholder that continues to fail to release a satisfied real estate lien, without good  \ncause, within forty-five (45) days from the date of written notice shall be liable to the owner of the real property or to a party with an interest in the real property for an additional four hundred dollars ($400) per day for each day for which good cause did not exist after the forty-fifth day from the date of written notice, for a total of five hundred dollars ($500) per day for each day for which good cause did not exist after the forty-fifth day from the date of written notice. The lienholder shall also be liable for any actual expense including a reasonable attorney's fee incurred by the owner or a party with an interest in the real property in securing the release of real property by ","cbCaieR7HUr3rj9t","https://ap.wps.com/l/cbCaieR7HUr3rj9t","pdf",11635,"English","# 382.365 Release of lien, with notice to property owner, within thirty days of satisfaction\n## Release obligations and recording of assignments\n## Court proceedings and judgments\n## Notice requirements by entity type\n## Damages for failure to release or notify\n## Additional duties, definitions, exceptions, and allocation of damages","[{\"question\":\"How long does a lienholder have to release a satisfied lien after payment?\",\"answer\":\"A lienholder must release the lien in the county clerk’s office within thirty (30) days from the date of satisfaction.\"},{\"question\":\"What happens if a lienholder fails to release the lien or fails to send the required notice?\",\"answer\":\"If the lienholder received written notice of failure to release and lacked good cause, the lienholder becomes liable for $100 per day starting on the fifteenth day after receipt, and additional $400 per day after the forty-fifth day if failure continues without good cause, for a total of $500 per day for those days.\"},{\"question\":\"What is the “date of satisfaction” under this section?\",\"answer\":\"It is the date the lienholder receives sufficient payment, such as a certified check, cashier’s check, wired funds, or other satisfactory payment, to cover principal, interest, and other costs owed on the secured obligation.\"}]","382.365 Release of Lien - Notice to Property Owner - Damages | PDF",1789488548]