[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-564153-105":53,"doc-detail-564153-en":120},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":113,"head_meta":115,"extra_data":117,"updated_unix":119},105,"en","2026-medicare-blue-for-federal-retirees-family-members-the-fep-advantage","2026 Medicare & Blue for Federal Retirees & Family Members - The FEP Advantage","","Guide to the 2026 Medicare and FEP program for federal retirees and family members, explaining what Original Medicare covers and what it does not (e.g., prescription drugs, preventive dental care, hearing aids). Describes using Medicare and FEP ID cards together, claim coordination when Medicare is primary, and how combining coverage can reduce out-of-pocket costs. Compares FEP Blue Standard, FEP Blue Basic, and FEP Blue Focus, plus pharmacy benefits and enrollment options.",{"@graph":63,"@context":112},[64,80,95],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":36,"@type":70,"position":76},"https://docshare.wps.com/template/forms/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/2026-medicare-blue-for-federal-retirees-family-members-the-fep-advantage/564153/",4,{"url":78,"name":59,"@type":81,"author":82,"headline":59,"publisher":85,"fileFormat":88,"inLanguage":57,"description":61,"dateModified":89,"datePublished":89,"encodingFormat":88,"isAccessibleForFree":90,"interactionStatistic":91},"DigitalDocument",{"name":83,"@type":84},"Ophelia","Person",{"url":68,"name":86,"@type":87},"DocShare","Organization","application/pdf","2026-10-12",true,{"@type":92,"interactionType":93,"userInteractionCount":4},"InteractionCounter",{"@type":94},"ViewAction",{"@type":96,"mainEntity":97},"FAQPage",[98,104,108],{"name":99,"@type":100,"acceptedAnswer":101},"What does Original Medicare cover, and what does it not cover for federal retirees?","Question",{"text":102,"@type":103},"Original Medicare covers hospital and medical services, but it does not cover everything such as prescription drugs, preventive dental care, or hearing aids. These items are covered by most FEP plans.","Answer",{"name":105,"@type":100,"acceptedAnswer":106},"How should members use Medicare and FEP ID cards when receiving services?",{"text":107,"@type":103},"Use your Medicare ID card and your FEP member ID card together when receiving services. When Medicare is primary, doctors submit claims to Medicare first, and Medicare forwards the claim to FEP, with no paperwork for you.",{"name":109,"@type":100,"acceptedAnswer":110},"How do FEP Blue Standard and FEP Blue Basic differ when combined with Medicare?",{"text":111,"@type":103},"FEP Blue Standard is described as best for people wanting high-value benefits and includes the largest approved drug list, plus it pays your Medicare deductible when Medicare is primary. FEP Blue Basic offers flexible broad coverage and may refund up to $800 for paying Medicare Part B premiums, along with extra coverage for services Medicare doesn’t cover.","https://schema.org",{"og:url":78,"og:type":114,"og:title":59,"og:site_name":86,"og:description":61},"article",{"robots":116,"canonical":78},"index,follow",{"doc_id":118,"site_id":56},564153,1791840600,{"code":4,"msg":5,"data":121},{"doc_id":118,"user_id":122,"nickname":83,"user_avatar":123,"doc_module":9,"category_id":35,"category_name":36,"doc_title":59,"doc_description":61,"doc_content":124,"file_id":125,"file_url":126,"file_type":127,"file_size":128,"view_count":4,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":129,"language":130,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":131,"faqs":132,"seo_title":133,"seo_description":61,"update_tm":119,"read_time":134},7971461741311,"https://ap-avatar.wpscdn.com/avatar/74000253aff267980c6?x-image-process=image/resize,m_fixed,w_180,h_180&k=1779345379180704826","FEDERAL EMPLOYEES HEALTH BENEFITS  \nBLUE CROSS AND BLUE SHIELD FEDERAL EMPLOYEE PROGRAM  \n2026 MEDICARE & BLUE FOR FEDERAL RETIREES & FAMILY MEMBERS  \nHelping you get more out of Medicare .  \nHERE FOR YOU.  \n[fepblue.org](fepblue.org)  \nTHE FEP  \nADVANTAGE  \nWhile Original Medicare (Medicare Parts A and B, which cover hospital and medical services) provides benefts, it doesn’t cover everything. Things like prescription drugs, preventive dental care and hearing aids are not covered by Medicare. But they are covered by most FEP plans.  \nIf you want to compare what you pay when Medicare is not primary, please download the Medicare at a Glance chart at [fepblue.org/plan-summaries](fepblue.org/plan-summaries).  \nUsing your Medicare + FEP ID cards together  \nWhen you receive services, you should take your Medicare ID card and your FEP member ID card. This will help ensure your claims process correctly. When Medicare is primary, your doctors will send claims to Medicare frst, then Medicare will send the claim to us. There is no paperwork for you.  \nBoost your benefts with Medicare + FEP together  \nMedical benefts  \nWhen you combine your FEP coverage with Medicare Part A and Part B primary, we eliminate your out-of-pocket costs for covered medical services. With FEP Blue Basic, there is no deductible. With FEP Blue Standard, we waive your deductible when you have Medicare as your primary coverage.  \nYou only pay:  \n• FEP premium  \n• Medicare premium  \n• Pharmacy cost shares  \nPharmacy benefts  \nWe have a prescription drug beneft exclusively for members who have Medicare. It’s called the FEP Medicare Prescription Drug Program (MPDP). With this beneft, members receive lower-cost shares and more covered prescriptions than our traditional pharmacy beneft. Learn more on pages 9-10.  \nOver 99% of members choose to stay Blue each year  \nbecause we have:  \n• Over 2 million doctors and hospitals, plus over 65,000 retail pharmacies nationwide  \n• No referrals to receive care  \n• 100% commitment to your overall health and wellness  \n• Medical coverage when you live or travel overseas  \n(Note: MPDP is not applicable overseas)  \n[fepblue.org](fepblue.org)  \nChoose the right FEP plan for your Medicare needs  \nWhen you combine Medicare with FEP, you get more benefts while lowering your costs. Since all our plans provide excellent coverage, you may be wondering which is right for you now that you’re eligible for Medicare. We’ll break down the benefts of each:  \nFEP Blue Standard®  \nThis plan is best for people with Medicare Parts A and B who want high-value benefts.  \nIt ofers the largest approved drug list (formulary), making it a great choice for members with complex prescription needs.  \n You’ll get extra coverage for services Medicare doesn’t cover, like hearing aids and preventive dental care.  \n When you combine it with Original Medicare, we pay your deductible, making it a deductible-free plan.  \nFEP Blue Basic®  \nThis option is great for people with Medicare Parts A and B who want a fexible plan with broad coverage across many types of care.  \nYou’ll get up to $800 back for paying your Medicare Part B premiums when you combine your coverage.  \n You’ll get extra coverage for services Medicare doesn’t cover, like hearing aids and preventive dental care.  \nMembers with Medicare get enhanced prescription drug coverage, including access to Mail Service.  \nFEP Blue Focus®  \nThis plan has more limited benefts when paired with Medicare Parts A and B, and does not include the FEP Medicare Prescription Drug Program (MPDP). If you expect to need more care beyond preventive checkups and generic drugs, it may not be the best ft. That’s why this guide focuses on FEP Blue Basic and FEP Blue Standard.  \nYou do not have an MPDP beneft or access to Mail Service.  \nhearing aids and preventive dental care.  \nFor more information about Medicare, [visit](visit medicare.gov)[ ](visit medicare.gov)[medicare.gov](visit medicare.gov).  \nWith both FEP Blue Basic and FE","cbCaiueUbkYHXQwn","https://ap.wps.com/l/cbCaiueUbkYHXQwn","pdf",1360375,20,"English","# The FEP Advantage\n## Medicare and FEP coverage together\n## Using your Medicare + FEP ID cards\n## Boost your benefits with Medicare + FEP\n## Choose the right FEP plan for your Medicare needs\n## Enrolling in a new plan option\n## Get help finding the right plan","[{\"question\":\"What does Original Medicare cover, and what does it not cover for federal retirees?\",\"answer\":\"Original Medicare covers hospital and medical services, but it does not cover everything such as prescription drugs, preventive dental care, or hearing aids. These items are covered by most FEP plans.\"},{\"question\":\"How should members use Medicare and FEP ID cards when receiving services?\",\"answer\":\"Use your Medicare ID card and your FEP member ID card together when receiving services. When Medicare is primary, doctors submit claims to Medicare first, and Medicare forwards the claim to FEP, with no paperwork for you.\"},{\"question\":\"How do FEP Blue Standard and FEP Blue Basic differ when combined with Medicare?\",\"answer\":\"FEP Blue Standard is described as best for people wanting high-value benefits and includes the largest approved drug list, plus it pays your Medicare deductible when Medicare is primary. FEP Blue Basic offers flexible broad coverage and may refund up to $800 for paying Medicare Part B premiums, along with extra coverage for services Medicare doesn’t cover.\"}]","2026 Medicare & Blue for Federal Retirees & Family Members - The FEP Advantage | PDF",7]