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Covers medical plan updates such as the discontinuation of the Select EPO EPO for new enrollments in 2026, deductible increases for the Value CDH plan, expanded critical illness coverage, and higher spouse life insurance guaranteed issue amounts. Includes vendor consolidation details, wellness incentive and reimbursement hosting changes, and a rate increase pricing summary with employee monthly cost ranges plus helpful reminders and the open enrollment process.",{"@graph":63,"@context":118},[64,80,101],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":11,"@type":70,"position":76},"https://docshare.wps.com/template/presentations/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/2026-benefits-enrollment-open-enrollment-dates-open-enrollment-communication-plan/279851/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/2026-benefits-enrollment-open-enrollment-dates-open-enrollment-communication-plan/279851.png","ImageObject",442,249,{"name":88,"@type":89},"Eden","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-20","2026-09-16",true,{"@type":98,"interactionType":99,"userInteractionCount":25},"InteractionCounter",{"@type":100},"ViewAction",{"@type":102,"mainEntity":103},"FAQPage",[104,110,114],{"name":105,"@type":106,"acceptedAnswer":107},"What are the 2026 open enrollment dates and whom do they apply to?","Question",{"text":108,"@type":109},"Open enrollment runs Oct. 20–31, 2025, and applies to all employees in Oct. 2025. The materials frame this as the one period to make eligible benefits changes.","Answer",{"name":111,"@type":106,"acceptedAnswer":112},"What major medical plan changes take effect for 2026?",{"text":113,"@type":109},"Select EPO will discontinue starting Jan. 1, 2027 with no new enrollments for 2026, while current enrollees can continue through 2026 but must choose a new plan for 2027. Value CDH increases deductibles, and critical illness coverage expands while spouse life insurance guaranteed issued amounts increase.",{"name":115,"@type":106,"acceptedAnswer":116},"Which benefits or elections do not carry over from the previous year?",{"text":117,"@type":109},"Spousal surcharge attestation must be completed each year or the surcharge is assessed regardless of prior attestation. Flexible Spending Accounts (FSA) and the Health Savings Account (HSA) do not carry over, and increases to life insurance elections generally require a Statement of Health (with spouse life exceptions noted).","https://schema.org",{"og:url":78,"og:type":120,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":122,"canonical":78},"index,follow",{"doc_id":124,"site_id":56},279851,1791392124,{"code":4,"msg":5,"data":127},{"doc_id":124,"user_id":128,"nickname":88,"user_avatar":129,"doc_module":9,"category_id":8,"category_name":11,"doc_title":59,"doc_description":61,"doc_content":130,"file_id":131,"file_url":132,"file_type":133,"file_size":134,"view_count":25,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":8,"language":135,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":136,"faqs":137,"seo_title":138,"seo_description":61,"update_tm":139,"read_time":79},1374391974468,"https://ap-avatar.wpscdn.com/davatar_29158cc5080c5b710cf443261637dec0","2026  \nBENEFITS  \nENROLLMENT  \nOPEN ENROLLMENT DATES:  \nOCT. 20-31, 2025  \nAll Employees Oct. 2025  \nAgenda   \nWhat’s changing for 2026  \nHelpful Reminders  \nOpen Enrollment Communication Plan  \nWhat’s Changing for 2026  \n2026 Changes  \nMedical Plans  \n• Select EPO Plan: Discontinue Jan. 1, 2027 − No new enrollments for 2026  \n− Current enrollees may continue in the EPO for 2026 but must choose a new plan for 2027 − Currently ~522 employees/retirees enrolled  \n• Value CDH Plan: Deductible Increase − From $1,650 to $1,700, Employee Only − From $3,300 to $3,400, All other coverage levels  \nCritical Illness Plan  \n− Expanded coverage to include additional conditions and increased benefit amount for several currently covered conditions  \n− Lowered premiums – employee paid  \nSpouse Life Insurance  \n− Increased guaranteed issued amount from $50,000 to $70,000  \nVendor Consolidation  \n− Both the Your Journey to Wellness Incentive program (Active Health) and the Well-Being Reimbursement Account (Inspira) will be hosted by Alight  \n− Enhancement to the Your Journey to Wellness – incentive amounts may be redeemed as earned − Financial wellness consolidation from PwC to Fidelity (effective Jan. 1, 2026)  \n2026 Health Plan Pricing – Rate Increase Summary  \n| Plan(s) | Recommendation | Company Annual Increase | Employee Cost Monthly Increase |\n| --- | --- | --- | --- |\n| Health Plan Pricing |  |  |  |\n| U.S. Active Medical | • 12% increase | $8.6MM | $20- $213* |\n| U.S. Active Dental | • 2. 6% increase\u003Cbr>• Maintain 50% company cost sharing | $237K | Max \u003C $2 |\n| Retiree Medical | • 17.4% increase\u003Cbr>• No company cost; full cost paid by retirees | $0 | $234- $756* |\n| Retiree Dental | • 2. 6% increase\u003Cbr>• No company cost; full cost paid by retirees | $0 | Max \u003C $4 |\n| Expat Medical | • 12. 3% increase | $205K | Max \u003C $50 |\n| Expat Dental | • 7. 6% increase | $6K | Max \u003C $6 |\n| Vision | • No rate changes | NA | No change |\n| Life/Accident/LTD/etc. | • No rate changes | $133K | No change |\n\n* Depending on plan and tier enrollment  \n2026 Health Plan Pricing – Rate Increase Summary  \n|  |\n| --- |\n|  |\n| Select EPO |\n| Employee only |\n| Employee + spouse |\n| Employee + child(ren) |\n| Employee + family |\n\nChoice PPO  \n\n| Employee only |\n| --- |\n| Employee + spouse |\n| Employee + child(ren) |\n| Employee + family |\n\nValue CDHP  \n\n| Employee only |\n| --- |\n| Employee + spouse |\n| Employee + child(ren) |\n| Employee + family |\n\nMay-25  \nEnrollment  \nEmployee  \ncontribution  \nProj. 2026  \nEnrollment  \nEmployee  \nContribution  \nEmployee Monthly  \nincrease  \n\n| 178 | $254.76\u003Cbr>$620.10\u003Cbr>$533.78\u003Cbr>$742.90 | 178 | $331.07 |\n| --- | --- | --- | --- |\n| 127 |  | 127 | $797.61 |\n| 71 |  | 71 | $686.58 |\n| 176 |  | 176 | $955.57 |\n| 552 |  | 552 |  |\n\n\n| 275 | $131.60\u003Cbr>$336.14\u003Cbr>$289.36\u003Cbr>$402.70 | 275 | $186.75 |\n| --- | --- | --- | --- |\n| 197 |  | 197 | $465.18 |\n| 169 |  | 169 | $400.44 |\n| 407 |  | 407 | $557.29 |\n| 1,048 |  | 1,048 |  |\n\n\n| 958 | $23.32\u003Cbr>$87.54\u003Cbr>$75.36\u003Cbr>$104.88 | 958 | $43.53 |\n| --- | --- | --- | --- |\n| 374 |  | 374 | $137.30 |\n| 515 |  | 515 | $118.19 |\n| 1,394 |  | 1,394 | $164.49 |\n\n3,241 3,241  \n$76.31  \n$177.51  \n$152.80  \n$212.67  \n$55.15  \n$129.04  \n$111.08  \n$154.59  \n$20.21  \n$49.76  \n$42.83  \n$59.61  \n6  \nHelpful Reminders  \nThings to Remember – Medical Premiums Count  \n\n| Employee Only | Value CDH | Choice PPO | Select EPO |\n| --- | --- | --- | --- |\n| A. Annual Premium | $522 | $2,241 | $3,973 |\n| B. In-Network Deductible | $1,700 | $600 | $400 |\n| C. In-Network OOP Maximum (includes ded) | $4,500 | $3,000 | $2,000 |\n| D. Company HSA Funding | $500 | N/A | N/A |\n| \"Normal\" (A + B-D) | $1,722 | $2,841 | $4,373 |\n| Worst Case (A + C – D) | $4,522 | $5,241 | $5,973 |\n\n\n| \u003Cbr>Employee + Children Value CDH Choice PPO Select EPO\u003Cbr>A. Annual Premium $1,418 $4,805 $8,239 |  |\n| --- | --- |\n| B. In-Network Deductible $3,400 $1,800 $1,200 |  |\n| C. In-Network OOP Maximum (includes ded)\u003Cbr>$9,000 $9,000 $6,000 |  |\n| D","cbCaih0fGCqUTu4N","https://ap.wps.com/l/cbCaih0fGCqUTu4N","pdf",652227,"English","# 2026 Benefits Enrollment\n## Open Enrollment Dates\n## Agenda\n## What’s Changing for 2026\n## 2026 Changes\n## Medical Plans\n## 2026 Health Plan Pricing – Rate Increase Summary\n## Helpful Reminders\n## Things to Remember – Medical Premiums Count\n## Things to Remember – Open Enrollment Process","[{\"question\":\"What are the 2026 open enrollment dates and whom do they apply to?\",\"answer\":\"Open enrollment runs Oct. 20–31, 2025, and applies to all employees in Oct. 2025. The materials frame this as the one period to make eligible benefits changes.\"},{\"question\":\"What major medical plan changes take effect for 2026?\",\"answer\":\"Select EPO will discontinue starting Jan. 1, 2027 with no new enrollments for 2026, while current enrollees can continue through 2026 but must choose a new plan for 2027. Value CDH increases deductibles, and critical illness coverage expands while spouse life insurance guaranteed issued amounts increase.\"},{\"question\":\"Which benefits or elections do not carry over from the previous year?\",\"answer\":\"Spousal surcharge attestation must be completed each year or the surcharge is assessed regardless of prior attestation. Flexible Spending Accounts (FSA) and the Health Savings Account (HSA) do not carry over, and increases to life insurance elections generally require a Statement of Health (with spouse life exceptions noted).\"}]","2026 Benefits Enrollment Open Enrollment Dates - Open Enrollment Communication Plan | PDF",1789528401]