[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-259550-105":53,"doc-detail-259550-en":126},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":119,"head_meta":121,"extra_data":123,"updated_unix":125},105,"en","2026-associate-benefits-book-summary-plan-descriptions","2026 Associate Benefits Book - Summary Plan Descriptions","","2026 Associate Benefits Book provides Summary Plan Descriptions (SPDs) for the Associates’ Health and Welfare Plan, covering medical, pharmacy, dental, vision, disability, and life insurance, along with plan rules on eligibility, enrollment, and effective dates. It also includes information for the Walmart 401(k) Plan and the Associate Stock Purchase Plan, with guidance for finding benefit details efficiently. Effective January 1, 2026, it explains key resources, claims and appeals, and legal information affecting benefit payments.",{"@graph":63,"@context":118},[64,80,101],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":16,"@type":70,"position":76},"https://docshare.wps.com/template/resumes/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/2026-associate-benefits-book-summary-plan-descriptions/259550/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/2026-associate-benefits-book-summary-plan-descriptions/259550.png","ImageObject",442,249,{"name":88,"@type":89},"Stanford","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-22","2026-09-13",true,{"@type":98,"interactionType":99,"userInteractionCount":8},"InteractionCounter",{"@type":100},"ViewAction",{"@type":102,"mainEntity":103},"FAQPage",[104,110,114],{"name":105,"@type":106,"acceptedAnswer":107},"What plans are covered in the 2026 Associate Benefits Book?","Question",{"text":108,"@type":109},"It includes Summary Plan Descriptions for the Associates’ Health and Welfare Plan (medical, pharmacy, dental, vision, disability, and life insurance), plus information on the Walmart 401(k) Plan and the Associate Stock Purchase Plan.","Answer",{"name":111,"@type":106,"acceptedAnswer":112},"When are the benefits effective for the 2026 Associate Benefits Book?",{"text":113,"@type":109},"The book states effectiveness beginning January 1, 2026, with the Walmart 401(k) Plan effective February 1, 2026 and the Associate Stock Purchase Plan effective April 1, 2026.",{"name":115,"@type":106,"acceptedAnswer":116},"How can associates find answers inside the PDF?",{"text":117,"@type":109},"Open the PDF in Adobe Reader and use the toolbar option “Find” to search for a keyword or phrase related to what is needed, such as “preventive” or “copay.”","https://schema.org",{"og:url":78,"og:type":120,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":122,"canonical":78},"index,follow",{"doc_id":124,"site_id":56},259550,1790661395,{"code":4,"msg":5,"data":127},{"doc_id":124,"user_id":128,"nickname":88,"user_avatar":129,"doc_module":9,"category_id":15,"category_name":16,"doc_title":59,"doc_description":61,"doc_content":130,"file_id":131,"file_url":132,"file_type":133,"file_size":134,"view_count":8,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":135,"language":136,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":137,"faqs":138,"seo_title":139,"seo_description":61,"update_tm":140,"read_time":141},2336477552062,"https://ap-avatar.wpscdn.com/davatar_994ba38a5ba835b3df7d355c54d3ed8d","2026 Associate Benefits Book  \nSummary Plan Descriptions  \nWhat’s inside  \nMedical plan Pharmacy benefit Dental plan  \nVision plan Disability plans Life insurance  \nWalmart 401(k) Plan Associate Stock Purchase Plan …and much more  \nEffective January 1, 2026  \nWalmart 401(k) Plan effective February 1, 2026 Associate Stock Purchase Plan effective April 1, 2026  \nVersion 1.0 | Dec. 2025  \nWelcome to your 2026 Associate Benefits Book  \nThis is where you’ll find the Summary Plan Descriptions (SPDs) for the Associates’ Health and Welfare Plan (the Plan) and the Walmart 401(k) Plan.  \nThe prospectus for the Associate Stock Purchase Plan is here, too.  \nCheck out the table of contents for a complete list of what you’ll find in this book. It’s a great resource to help you understand your benefits.  \nLots of information. So easy to find.  \nWhen you download [the 2026](the 2026 Associate Benefits Book from One.Walmart.com)[ Associate Benefits Book](the 2026 Associate Benefits Book from One.Walmart.com)[ from](the 2026 Associate Benefits Book from One.Walmart.com)[ One.Walmart.com](the 2026 Associate Benefits Book from One.Walmart.com), you’ll have answers to your benefit questions at your fingertips.  \nJust launch the PDF with Adobe Reader and click “Edit” on the toolbar. Then click “Find,” and enter a word or phrase that describes what you’re looking for, like “preventive” or “copay.” Easy!  \n2026 Associate Benefits Book | Questions? Log on to [One.Walmart.com](One.Walmart.com) or call People Services at 800-421-1362  \nContents  \n\n| The Associates’ Health and Welfare Plan |  |  |  |\n| --- | --- | --- | --- |\n| Eligibility, enrollment, and effective dates | 4 | Full-time hourly and salaried long-term disability | 212 |\n| Eligibility, enrollment, and effective dates for associates in Hawaii | 76 | Truck driver long-term disability | 220 |\n|  |  | Company-paid life insurance | 228 |\n| The medical plan | 82 | Optional associate life insurance | 234 |\n| The pharmacy benefit | 132 | Optional dependent life insurance | 240 |\n| Health savings account (HSA) | 142 | Business travel accident insurance | 246 |\n| The dental plan | 150 | Accident insurance | 252 |\n| The vision plan | 160 | Accidental death and dismemberment | 260 |\n| Associate assistance resources | 166 | (AD&D) insurance |  |\n| COBRA | 172 | Critical illness insurance | 268 |\n| Full-time hourly short-term disability | 180 | Claims and appeals | 276 |\n| Salaried short-term disability | 192 | Legal information | 308 |\n| Truck driver short-term disability | 202 |  |  |\n| The Walmart 401(k) Plan |  |  | 322 |\n| The Associate Stock Purchase Plan (ASPP) |  |  | 352 |\n| For more information |  |  | 364 |\n\nInformation obtained during communications with Walmart Inc. or any Plan service provider does not waive any provision or limitation of the Plan. Information given or statements made through any form of communication do not guarantee payment of benefits. In addition, benefits quotes that are given by phone are based wholly on the information supplied at the time. If additional relevant information is discovered, it may affect payment of your claim. All benefits are subject to eligibility, payment of premiums, limitations, and all exclusions outlined in the applicable Plan documents, including any insurance policies. You can request a copy of the documents governing these plans by writing to: Mail Stop 3610–Benefits Total Rewards Team, Custodian of Records, 806 Excellence Drive, Bentonville, Arkansas 72716-3610.  \nAtención Asociados Hispanos: Este folleto contiene un resumenen inglés de los derechos y beneficios para todos los asociados bajo el plan de beneficios de Walmart. Si Ud tiene dificultades para entender cualquier parte de este folletopuede dirigirse a la siguiente dirección: Mail Stop 3610–Benefits Total Rewards Team, Custodian of Records, 806 Excellence Drive, Bentonville, Arkansas 72716-3610.  \nO puede llamar para cualquier pregunta al 800-421-1362. Tenemosasociados quienes hab","cbCaimuOfJmKePqI","https://ap.wps.com/l/cbCaimuOfJmKePqI","pdf",4055613,368,"English","# The Associates’ Health and Welfare Plan\n## Eligibility, enrollment, and effective dates\n## The medical plan\n## The pharmacy benefit\n## Health savings account (HSA)\n## The dental plan\n## The vision plan\n## Associate assistance resources\n## COBRA\n## Full-time hourly short-term disability\n## Salaried short-term disability\n## Truck driver short-term disability\n## The Walmart 401(k) Plan\n## The Associate Stock Purchase Plan (ASPP)\n## For more information","[{\"question\":\"What plans are covered in the 2026 Associate Benefits Book?\",\"answer\":\"It includes Summary Plan Descriptions for the Associates’ Health and Welfare Plan (medical, pharmacy, dental, vision, disability, and life insurance), plus information on the Walmart 401(k) Plan and the Associate Stock Purchase Plan.\"},{\"question\":\"When are the benefits effective for the 2026 Associate Benefits Book?\",\"answer\":\"The book states effectiveness beginning January 1, 2026, with the Walmart 401(k) Plan effective February 1, 2026 and the Associate Stock Purchase Plan effective April 1, 2026.\"},{\"question\":\"How can associates find answers inside the PDF?\",\"answer\":\"Open the PDF in Adobe Reader and use the toolbar option “Find” to search for a keyword or phrase related to what is needed, such as “preventive” or “copay.”\"}]","2026 Associate Benefits Book - Summary Plan Descriptions | PDF",1789334054,129]