[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-245523-105":53,"doc-detail-245523-en":127},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":120,"head_meta":122,"extra_data":124,"updated_unix":126},105,"en","2025-eu-wide-stress-test-template-guidance-11-november-2024","2025 EU-wide Stress Test - Template Guidance - 11 November 2024","","Provides technical template guidance for participating banks to populate the set of templates used in the 2025 EU-wide stress test. Establishes the purpose and scope, explains how the templates are structured and how required data should be entered, including data input formats and supervisory reporting standards. Clarifies that the Methodological Note defines the underlying requirements and takes precedence when inconsistencies occur, and outlines how template sections relate to each other across credit risk, market risk, NII, conduct risk, and capital.",{"@graph":63,"@context":119},[64,80,102],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":11,"@type":70,"position":76},"https://docshare.wps.com/template/presentations/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/2025-eu-wide-stress-test-template-guidance-11-november-2024/245523/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/2025-eu-wide-stress-test-template-guidance-11-november-2024/245523.png","ImageObject",442,249,{"name":88,"@type":89},"Maeve","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-21","2026-09-12",true,{"@type":98,"interactionType":99,"userInteractionCount":101},"InteractionCounter",{"@type":100},"ViewAction",10,{"@type":103,"mainEntity":104},"FAQPage",[105,111,115],{"name":106,"@type":107,"acceptedAnswer":108},"What is the objective of the 2025 EU-wide Stress Test template guidance?","Question",{"text":109,"@type":110},"To provide technical guidance for participating banks on how to populate the template set for the 2025 EU-wide stress test, without introducing requirements beyond the Methodological Note.","Answer",{"name":112,"@type":107,"acceptedAnswer":113},"How should conflicts between this guidance and the Methodological Note be handled?",{"text":114,"@type":110},"The Methodological Note prevails whenever this guidance contradicts its requirements.",{"name":116,"@type":107,"acceptedAnswer":117},"How are the templates organized and what information is covered?",{"text":118,"@type":110},"Templates are grouped by template types (Instructions, Input, CSV calculation support, and Transparency/TRA) and, for each template, guidance covers its purpose, structure (rows and columns), any applicable definitions or requirements, and links to related templates.","https://schema.org",{"og:url":78,"og:type":121,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":123,"canonical":78},"index,follow",{"doc_id":125,"site_id":56},245523,1791731737,{"code":4,"msg":5,"data":128},{"doc_id":125,"user_id":129,"nickname":88,"user_avatar":130,"doc_module":9,"category_id":8,"category_name":11,"doc_title":59,"doc_description":61,"doc_content":131,"file_id":132,"file_url":133,"file_type":134,"file_size":135,"view_count":101,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":136,"language":137,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":138,"faqs":139,"seo_title":140,"seo_description":61,"update_tm":141,"read_time":142},5909877438554,"https://ap-avatar.wpscdn.com/avatar/5600025385ad2bf12a7?_k=1778553567797529272","2025 EU-WIDE STRESS TEST  \nTEMPLATE GUIDANCE  \n11 NOVEMBER 2024  \nContents   \nList of tables 4  \nList of figures 4  \nList of boxes 4  \n1. Introduction and general remarks 5  \n1.1 Objective of this guidance 5  \n1.2 Overview of the templates 5  \n1.3 Data input and formats 8  \n1.4 Supervisory reporting standards 9  \n2. Template specific guidance 10  \n2.1 General information 10  \n2.1.1 Input template 10  \n2.2 Credit Risk 11  \n2.2.1 CSV_CR_SUM 11  \n2.2.2 CSV_CR_SCEN 12  \n2.2.3 CSV_CR_SECTOR 17  \n2.2.4 CSV_CR_REA 21  \n2.2.5 CSV_CR_REA_OF 23  \n2.2.6 CSV_CR_REA_IRB 24  \n2.2.7 CSV_CR_REA_STA 25  \n2.2.8 CSV_CR_SEC_SUM 26  \n2.2.9 CSV_CR_SEC 27  \n2.2.10 CSV_CR_NPL 29  \n2.3 Market Risk, CCR losses and valuation 32  \n2.3.1 CSV_MR_SUM 32  \n2.3.2 CSV_MR_FULL_REVAL 33  \n2.3.3 CSV _MR_OPT_REVAL 43  \n2.3.4 CSV_MR_RESERVE 45  \n2.3.4.1 FuVA reserves 47  \n2.3.4.2 Liquidity and model uncertainty reserves 47  \n2.3.5 CSV_MR_PROJ 50  \n2.3.6 CSV_MR_CCR 52  \n2.3.7 CSV_MR_REA 53  \n2.4 NII 55  \n2.4.1 CSV_NII_SUM 55  \n2.4.2 CSV_NII_CALC 58  \n2.4.3 CSV_NII_CALC_FUNDING_MATCH 66  \n2.5 Conduct risk and other operational risks 67  \n2.5.1 CSV_OR_GEN 67  \n2.5.2 CSV_OR_CON 68  \n2.6 Non-interest income, expenses and capital 69  \n2.6.1 CSV_REA_SUM 69  \n2.6.2 CSV_NFCI_DIV 70  \n2.6.3 CSV_ONEOFF 71  \n2.6.4 CSV_CAP 73  \n2.6.5 CSV_P&L 79  \n2.6.6 CSV_MDA 85  \n2.6.7 CSV_LR_MDA 87  \n2.6.8 CSV_CAPMEAS 89  \n2.6.9 CSV_ORAE 90  \n2.7 Use of pro-forma data in the stress test 91  \nAnnex I: Market risk 94  \nList of tables  \nTable 1: Overview of the CSV Templates ........................................................................................... 6  \nTable 2: Overview of the TRA Templates ........................................................................................... 7  \nTable 3: Reporting requirements for the main credit risk variables ................................................ 14  \nTable 4: List of NACE sectors ............................................................................................................ 19  \nTable 5: List of energy-intensive manufacturing activities .............................................................. 21  \nTable 6: Example DTA calculation (not arising from temporary differences) .................................. 83  \nTable 7: Example DTA calculation (arising from temporary differences) ........................................ 84  \nTable 8: List of constraints for which the bank may be allowed to use pro-forma data in case of major events affecting its business model....................................................................................... 92  \nTable 9: Balance sheet items at partial or full fair value and the reporting of their impact   94  \nList of figures  \nFigure 1: Colour-scheme of different cells in the templates   8  \nList of boxes  \nBox 1 Steps to perform the FULL REVALUATION matching items with hedges ............................... 34  \nBox 2: The bucketing approach ........................................................................................................ 33  \nBox 3: Application of the liquidity and model uncertainty methodology........................................ 48  \nBox 4: Examples on client revenues ................................................................................................. 51  \n1. Introduction and general remarks   \n1.1 Objective of this guidance  \n1. The purpose of this document is to provide technical guidance, together with the Methodological Note, to the participating banks for populating the set of templates for the 2025 EU-wide stress test. This document will not provide any definitions or requirements that go beyond the ones given in the Methodological Note. If there are cases where the guidance contradicts the requirements from the Methodological Note, the latter prevails.  \n2. Each of the Methodological Note’s chapters has a subchapter on the scope of application, on the definitions used in the chapter and on reporting requirements. Most o","cbCaip6L7HsWEB5V","https://ap.wps.com/l/cbCaip6L7HsWEB5V","pdf",1748146,96,"English","# 1. Introduction and general remarks\n## 1.1 Objective of this guidance\n## 1.2 Overview of the templates\n## 1.3 Data input and formats\n## 1.4 Supervisory reporting standards\n# 2. Template specific guidance\n## 2.1 General information\n## 2.2 Credit Risk\n## 2.3 Market Risk, CCR losses and valuation\n## 2.4 NII\n## 2.5 Conduct risk and other operational risks\n## 2.6 Non-interest income, expenses and capital\n## 2.7 Use of pro-forma data in the stress test\n# Annex I: Market risk","[{\"question\":\"What is the objective of the 2025 EU-wide Stress Test template guidance?\",\"answer\":\"To provide technical guidance for participating banks on how to populate the template set for the 2025 EU-wide stress test, without introducing requirements beyond the Methodological Note.\"},{\"question\":\"How should conflicts between this guidance and the Methodological Note be handled?\",\"answer\":\"The Methodological Note prevails whenever this guidance contradicts its requirements.\"},{\"question\":\"How are the templates organized and what information is covered?\",\"answer\":\"Templates are grouped by template types (Instructions, Input, CSV calculation support, and Transparency/TRA) and, for each template, guidance covers its purpose, structure (rows and columns), any applicable definitions or requirements, and links to related templates.\"}]","2025 EU-wide Stress Test - Template Guidance - 11 November 2024 | PDF",1789229271,34]