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Participants are instructed to read the attached notices carefully and keep a copy for their records.","Answer",{"name":66,"@type":61,"acceptedAnswer":67},"How does creditable prescription drug coverage affect Medicare premiums later?",{"text":68,"@type":64},"Because the employer has determined the coverage is creditable, employees can keep their existing coverage and avoid paying a higher premium (penalty) if they later decide to join a Medicare drug plan.",{"name":70,"@type":61,"acceptedAnswer":71},"When can you join a Medicare drug plan?",{"text":72,"@type":64},"You can join when first eligible for Medicare and each year from October 15 to December 7. If you lose creditable prescription drug coverage through no fault of your own, you may qualify for a two-month Special Enrollment 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Warrenville Rd., Suite 400  \nLisle,IL60532  \n(630)810-9100  \nContents  \nMedicare Creditable Coverage Lette……………………………………………………………………………………………………………3  \nMedicare Non-Creditable Coverage Letter……………………………………………………………………………………………6  \nWomen's Health and Cancer Rights Act Notice…………………………………………………………………………………  \nNewborns'and Mothers'Health Protection Ac…………………………………………………………………………………10  \nPremium Assistance Under Medicaid and the Children's Health Insurance  \nProgram(CHIP)……………………………………………………………………………………………………………………………………………………11  \nWellness Program-Notice of Reasonable Alternative………………………………………………………………16  \nNotice Regarding Wellness Program……………………………………………………………………………………………………17  \nGrandfathered Plan Notice…………………………………………………………………………………………………………………………719  \nPatient Protection Notice……………………………………………………………………………………………………………………………20  \nHIPAA Notice of Privacy Practices……………………………………………………………………………………………………………21  \nNotice of Special Enrollment Right…………………………………………………………………………………………………………26  \nHealth Insurance Marketplace Coverage Options and Your Health Coverage l  \nFor Employers that Offer a Health Plan to Some or All Employee………………………………………27  \nHealth Insurance Marketplace Coverage Options and Your Health Coverage l  \nFor Employers that Do Not Offer a Health Plan………………………………………………………………………………31  \nYour Rights and Protections Against Surprise Medical Bill ……………………………………………………34  \nGeneral FMLA Notice………………………………………………………………………………………………………………………………………36  \nMental Health Parity and Addiction Equity Act(MHPAEA) Disclosure ……………………………39  \nGenetic Information Nondiscrimination Act of 2008…………………………………………………………………40  \nUSERRA Notice……………………………………………………………………………………………………………………………………………………41  \n# Important Notices fromCompany Name:B and B Maintenance Inc.regarding the Employee Benefits Package\n\nThe following notices provide important information about the group health plan provided by youremployer.Please read the attached notices carefully and keep a copy for your records.  \nIfyou have any questions regarding any of these notices,please contact:  \nGeneral Contact  \n\n| Name  \u003Cbr>Camille Atkus   |\n| --- |\n| Phone|(847)550-6060   |\n| Email|catkus@bbmaint.com   |\n| Street Address  \u003Cbr>537 Capital Dr   |\n| City|  \u003Cbr>Lake Zurich   |\n| State|  \u003Cbr>IL   |\n| Zip Code|60047   |\n| Employee Identification   |\n| Number(EIN)|36-3045521   |\n\nPlan Administrator  \n\n| Name    | Pamela Seiser   |\n| --- | --- |\n| Phone    | (847)550-6060   |\n| Email|   | pseiser@bbmaint.com   |\n\nPrivacy Officer (if applicable)  \nName  \nPhone |  \nEmail|                            \nDistribution Date:06/17/2025  \nThese notices may be available online or via paper,free of charge,upon request to the Plan Administrator.  \nPlease note this is not a legal document and should not be construed as legal advice.  \n# Medicare Creditable Coverage Letter\n\nProvide this notice by October 14 to all participants and dependents who are or may become eligible forMedicare Part Din the next 12months if the prescription drug coverage provided by the plan is\"creditable.\"(Your carrier or pharmacy vendor can tell you if the coverage is creditable.)  \n# Important Notice from Your Employer About YourPrescription Drug Coverage and Medicare\n\nPlease read this notice carefully and keep it where you can find it.This notice has information about yourcurrent prescription drug coverage with your employer and about your options under Medicare's prescriptiondrug coverage.This information can help you decide whether or not you want to join a Medicare drug plan.Ifyou are considering joining,you should compare your current coverage,including which drugs are covered atwhat cost,with the coverage and costs of the plans offering Medicare prescription drug coverage in your area.Information about where you can get he","cbCainoKeUJtkBBo","https://ap.wps.com/l/cbCainoKeUJtkBBo","pdf",12586075,42,"English","# Important Notices from Company Name: B and B Maintenance Inc. regarding the Employee Benefits Package\n## Medicare Creditable Coverage Letter\n## Important Notice from Your Employer About Your Prescription Drug Coverage and Medicare\n## There are two important things you need to know about your current coverage and Medicare's prescription drug coverage:\n## When Can You Join a Medicare Drug Plan?\n## What Happens to Your Current Coverage If You Decide to Join a Medicare Drug Plan?\n## Contacts and Plan Administration Details","[{\"question\":\"What is the purpose of the 2025 Annual Notices Packet?\",\"answer\":\"It consolidates important employer and health-plan notices for employees and dependents so they can understand coverage details and required actions. Participants are instructed to read the attached notices carefully and keep a copy for their records.\"},{\"question\":\"How does creditable prescription drug coverage affect Medicare premiums later?\",\"answer\":\"Because the employer has determined the coverage is creditable, employees can keep their existing coverage and avoid paying a higher premium (penalty) if they later decide to join a Medicare drug plan.\"},{\"question\":\"When can you join a Medicare drug plan?\",\"answer\":\"You can join when first eligible for Medicare and each year from October 15 to December 7. If you lose creditable prescription drug coverage through no fault of your own, you may qualify for a two-month Special Enrollment Period.\"}]","2025 Annual Notices Packet - Important Notices and Medicare-Related Employee Benefits | PDF",1789518510]