[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-277476-105":53,"doc-detail-277476-en":127},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":120,"head_meta":122,"extra_data":124,"updated_unix":126},105,"en","2022-plf-primary-coverage-plan-professional-liability-fund-oregon-state-bar","2022 PLF Primary Coverage Plan - Professional Liability Fund Oregon State Bar","","2022 PLF Primary Coverage Plan outlines the Oregon State Bar’s Professional Liability Fund (PLF) and sets the framework for mandatory professional liability coverage. The plan explains approval and governance, clarifies that it does not cover all potential claims, and defines how limits, exclusions, and conditions support statutory requirements and PLF mission goals. 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Pursuant to this statute, the Board of Governors of the Oregon State Bar created a professional liability fund (the Professional Liability Fund) not subject to state insurance law. The initial PLF Primary Coverage Plan (“Plan”) developed to implement the Board of Governors’ decision, and all subsequent changes to the Plan, are approved by both the Board of Directors of the Professional Liability Fund and the Board of Governors.  \nThe Plan is not intended to cover all claims that can be made against Oregon lawyers. The limits, exclusions, and conditions of the Plan are in place to enable the PLF to meet the statutory requirements and to meet the Mission and Goals set forth in Chapter One of the PLF Policies, including,“To provide the mandatory professional liability coverage consistent with a sound financial condition, superior claims handling, efficient administration, and effective loss prevention.” The limits, exclusions, and conditions of the Plan are to be fairly and objectively construed for that purpose.  \nBecause the Plan has limits and exclusions, members of the Oregon State Bar are encouraged to purchase excess malpractice coverage and coverage for excluded claims through general liability and other insurance policies. Lawyers and their firms should consult with their own insurance agents as to available coverages. Excess malpractice coverage is also available through the PLF.  \n2 02 2 PL F PRIMARY COVERAGE PLAN  \nTABLE OF CONTENTS  \nINTRODUCTION ......................................................................................................................... 1  \nSECTION I – COVERAGE AGREEMENT ........................................................................................ 1  \nA. Indemnity ............................................................................................................................................1  \nB. Defense .............................................................................................................................................. 2  \nC. Exhaustion of Limits ......................................................................................................................... 3  \nD. No Prior Knowledge or Prior Coverage ......................................................................................... 3  \nE. Coverage Territory ............................................................................................................................ 3  \nSECTION II – WHO IS A COVERED PARTY?................................................................................. 3  \nA. The Individual Attorney Named in the Declarations ....................................................................3  \nB. Law Entities Legally Liable for Your Covered Activities .............................................................. 4  \nSECTION III – WHAT IS A COVERED ACTIVITY? ........................................................................ 4  \nA. What Qualifies as a Covered Activity? ........................................................................................... 4  \nB. What Are Professional Legal Services? .......................................................................................... 4  \nC. Special Capacity Services ................................................................................................................ 5  \nSECTION IV – WHAT IS THE APPLICABLE COVERAGE PERIOD? ............................................... 5  \nA. Date of Claim ...................................................................................................................................... 5  \nB. Special Rule Regarding Coverage Period Applicable to Related .............................................6  \nClaims Against Associated Attorneys  \nSECTION V –","cbCaijIqUle1qUNp","https://ap.wps.com/l/cbCaijIqUle1qUNp","pdf",332454,27,"English","# Introduction\n# SECTION I – COVERAGE AGREEMENT\n## Indemnity\n## Defense\n## Exhaustion of Limits\n## No Prior Knowledge or Prior Coverage\n## Coverage Territory\n# SECTION II – WHO IS A COVERED PARTY?\n## The Individual Attorney Named in the Declarations\n## Law Entities Legally Liable for Your Covered Activities\n# SECTION III – WHAT IS A COVERED ACTIVITY?\n## What Qualifies as a Covered Activity?\n## What Are Professional Legal Services?\n## Special Capacity Services\n# SECTION IV – WHAT IS THE APPLICABLE COVERAGE PERIOD?\n## Date of Claim\n## Special Rule Regarding Coverage Period Applicable to Related Claims Against Associated Attorneys\n# SECTION V – WHAT ARE RELATED CLAIMS?\n## Related Claims\n## General Examples of Related Claims\n## Exceptions to Related Claims\n## Illustrative Examples\n# SECTION VI – WHAT IS EXCLUDED FROM COVERAGE?","[{\"question\":\"What is the PLF and how is the primary coverage plan approved?\",\"answer\":\"The Professional Liability Fund (PLF) is created under delegated authority of the Oregon State Bar. The primary coverage plan and all subsequent changes are approved by both the PLF Board of Directors and the Board of Governors.\"},{\"question\":\"Does the plan cover all claims against Oregon lawyers?\",\"answer\":\"No. The plan is limited by specified limits, exclusions, and conditions, which are intended to meet statutory requirements and PLF mission goals.\"},{\"question\":\"What should members do if they need coverage beyond PLF limits or excluded claims?\",\"answer\":\"Members are encouraged to purchase excess malpractice coverage and coverage for excluded claims through general liability and other insurance policies, and to consult their insurance agents.\"}]","2022 PLF Primary Coverage Plan - Professional Liability Fund Oregon State Bar | PDF",1789501336,9]