[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-seo-191709-105":3,"detail-sidebar-cat-1-en-105":81,"doc-detail-191709-en":127},{"code":4,"msg":5,"data":6},0,"ok",{"site_id":7,"language":8,"slug":9,"title":10,"keywords":11,"description":12,"schema_data":13,"social_meta":74,"head_meta":76,"extra_data":78,"updated_unix":80},105,"en","2021-2022-graduate-cost-of-attendance-budget","2021-2022 Graduate Cost of Attendance - Budget","","2021–2022 graduate budget breakdown covering in-state and out-of-state per-year costs, including tuition and fees plus indirect living expenses such as rent, utilities, food, books, transportation, and other items. Includes loan-related fees and totals, and provides average monthly rent and utilities across multiple Maryland locations. 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2021-2022 Graduate Cost of Attendance |  |  |  |\n| --- | --- | --- | --- |\n| 2021-2022 | In-State Per Year | Out-of-State Per Year | Type |\n| Tuition/ Fees | $15 ,048 | $23 ,994 | Direct |\n| Rent/Utilities/ Food | $22 ,500 | $22 ,500 | Indirect |\n| Books | $800 | $800 | Indirect |\n| Transportation | $2 ,416 | $2 ,416 | Indirect |\n| Other | $1 ,684 | $1 ,684 | Indirect |\n| Direct Loan Fee | $178 | $178 | Indirect |\n\n\n| PLUS Loan Fee | $888 | $888 | Indirect |\n| --- | --- | --- | --- |\n| Total | $43 ,514 | $52 ,460 |  |\n\n\n| Average Cost of Rent & Utilities per Location ( Monthly) |  |  |  |\n| --- | --- | --- | --- |\n| Type | Location | Rent | Utilities |\n| 1 Bedroom Apartment | Catonsville, MD | $1 ,300 | unknown |\n| 1 Bedroom Apartment | Baltimore, MD | $1 ,500 | $252.00 |\n| 1 Bedroom Apartment | Columbia, MD | $1 ,300 | $138.20 |\n| 1 Bedroom Apartment | Laurel, MD | $1 ,700 | $138.20 |\n| 1 Bedroom Apartment | Arbutus, MD | $1 ,600 | $140 |\n| 1 Bedroom Apartment | Ellicott City, MD | $1 ,200 | unknown\u003Cbr>(around\u003Cbr>$217?) |\n| 1 Bedroom Apartment | Elkridge, MD | $1 ,400 | unknown |\n\n\n| Monthly Expenses |  |  |\n| --- | --- | --- |\n| Type | Average Cost | Your/ Personal Cost |\n| Car Insurance (average in the U.S. ) | $103.33 ($1 ,240/year) |  |\n| Car Payment (average in the U.S. for a used car) | $300 |  |\n| Gas\u003Cbr>(average gas in MD $2 .759 * average gas tank size 12 gallons) = $33 .108 (average 25 miles per gallon) = 300 mi\u003Cbr>Catonsville = 2.7 mi Baltimore = 9.4 mi\u003Cbr>Columbia = 17 mi * 2 = 34mi * 20 = 680mi Laurel = 17 mi\u003Cbr>Arbutus = 2.2 mi * 2 = 4.4mi * 20 = 88 mi Ellicott = 9.3 mi\u003Cbr>Elkridge = 7.5 mi Assume:\u003Cbr>Student goes to campus 5x a week, roundtrip = 20x month | Anywhere between $33 .108\u003Cbr>and\u003Cbr>$75.0448\u003Cbr>(680mi / 300mi = 2.267 *$33 .108)\u003Cbr>depending on where you live\u003Cbr>not accounting for leisure activities |  |\n| Transportation (if no car)\u003Cbr>UMBC transit (unavailable until 5/20/21)\u003Cbr>All Access College Transit Pass UMBC ZipCar (unavailable until Spring 2021) | Free $52.90 ($25/year) |  |\n| Internet-basic | $30- $35 |  |\n| Phone-mint mobile | $15- $30 |  |\n| Groceries (varies from location to location) | $200 |  |\n| Subscription Services\u003Cbr>Netflix-Basic\u003Cbr>Spotify Premium Student + Hulu Plan Amazon Prime Student | $8 .99\u003Cbr>$4 .99\u003Cbr>$6 .49 (OR $59/year) |  |\n\n\n| Stipend |  |  |  |  |\n| --- | --- | --- | --- | --- |\n|  | Yearly | Bi-weekly | Health Insurance | University Fees |\n| 9-month contract (no summer work) | $20 ,300 | $922.73 | Covered by\u003Cbr>department | Covered for first 3 years |\n| 12-month contract | $23 ,990 | $922.69 | Covered by\u003Cbr>department | Covered for first 3 years |\n\n\n| Budget Item | Academic Year Quarter | Academic Year | Summer Quarter | 12 Month Budget |\n| --- | --- | --- | --- | --- |\n| Rent |  |  |  |  |\n| Food |  |  |  |  |\n| Personal\u003Cbr>Expenses |  |  |  |  |\n| Transportation |  |  |  |  |\n| Books and Supplies |  |  |  |  |\n| Campus Health Service Fee |  |  |  |  |\n| Cardinal Care Health Insurance |  |  |  |  |\n| Total\u003Cbr>Non-Tuition\u003Cbr>Expenses |  |  |  |  |\n\n\n| Item | Cost per Item/ Day | Cost per Month | Cost per Year |\n| --- | --- | --- | --- |\n| Morning snack (3x/week) |  |  |  |\n\n\n| Library Fines ( 1x/week) |  |  |  |\n| --- | --- | --- | --- |\n\n\n| Tuition | Books & Supplies |\n| --- | --- |\n|  |  |\n\n\n| Housing | Utilities | Transportation | Healthcare | Debt | Groceries\u003Cbr>and Eating Out | Shopping\u003Cbr>and Other |\n| --- | --- | --- | --- | --- | --- | --- |\n|  |  |  |  |  |  |  |\n\n\n| CATEGORY | MONTHLY | YEARLY |\n| --- | --- | --- |\n| INCOME |  |  |\n| Employment |  |  |\n| Parental Support |  |  |\n| Scholarships |  |  |\n| Financial Aid |  |  |\n| Public Assistance |  |  |\n| Other sources |  |  |\n| INCOME SUBTOTAL |  |  |\n|  |  |  |\n| EXPENSES |  |  |\n| Tuition |  |  |\n| Textbooks |  |  |\n| College Fees |  |  |\n| Housing (rent/mortgage) |  |  |\n| Telephone |  |  |","cbCaijnWdNiNy5RQ","https://ap.wps.com/l/cbCaijnWdNiNy5RQ","pdf",69074,9,"English","# 2021-2022 Graduate Cost of Attendance\n## In-State vs. Out-of-State Annual Costs\n## Monthly Rent & Utilities by Location\n## Monthly Expenses Estimates\n## Stipend and Contract Options\n## Budget Items and Totals","[{\"question\":\"What costs are included in the 2021–2022 graduate cost of attendance table?\",\"answer\":\"It lists tuition and fees plus indirect living expenses such as rent/utilities/food, books, transportation, and other items, along with loan fee components and yearly totals.\"},{\"question\":\"How does the document estimate housing costs for a graduate student?\",\"answer\":\"It provides average monthly rent and utilities for several one-bedroom apartment locations in Maryland, including where utilities may be unknown.\"},{\"question\":\"What stipend structures are shown for different contract types?\",\"answer\":\"It compares a 9-month contract and a 12-month contract, showing yearly and bi-weekly amounts and noting health insurance and university fee coverage details.\"}]","2021-2022 Graduate Cost of Attendance - Budget | PDF"]