[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-301934-105":53,"doc-detail-301934-en":126},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":119,"head_meta":121,"extra_data":123,"updated_unix":125},105,"en","2016-health-insurance-options-cdhp-plan-hsa-details","2016 Health Insurance Options - CDHP Plan & HSA Details","","2016 Health Insurance Options presentation outlines benefit and premium levels and compares multiple plan choices, including Partnership Plan, Standard Plan, New Options, Limited + Gap Plan, and CDHP. It explains the Healthsavings CDHP structure: a high deductible health plan paired with an optional HSA. CDHP highlights cover premium costs, deductible and coinsurance behavior, network discounts, preventive care coverage, and maintenance medication rules. 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All rights reserved.  \n2016 Health Insurance Options  \n􀀂 Benefit Levels  \n􀀁 Partnership Plan  \n􀀁 Standard Plan  \n􀀁 New Options  \n􀀁 Limited + Gap Plan  \n􀀁 CDHP  \n􀀃 Provider Networks  \n􀀁 BlueCross BlueShield of Tennessee (Network S)  \n􀀁 Cigna (LocalPlus all regions)  \n􀀁 Be sure to check your network providers!  \n􀀄 Premium Levels  \n􀀁 Employee only  \n􀀁 Employee + child(ren)  \n􀀁 Employee + spouse  \n􀀁 Employee + spouse + child(ren)  \nWhat is the Healthsavings CDHP Plan?  \nCopyright © 2015 Five Points ICT, Inc. All rights reserved.  \nHealthsavings CDHP  \nThis plan has two components:  \n1 . A high deductible health plan (HDHP), referred to as the Consumer Directed Health Plan (CDHP)  \n2 . And, an optional Health Savings Account (HSA) .  \nCopyright © 2015 Five Points ICT, Inc. All rights reserved.  \nCDHP Plan Highlights  \n• Same covered and non-covered services asthe Partnership/Standard/Limited options  \n• Same healthcare network providers  \n• Same tiers of coverage options  \nCDHP Plan Highlights  \n• The CDHP plan has less expensive premiums, but you have to pay your deductible before the plan pays anything  \n• After your deductible is met you pay 30% coinsurance until you reach your annual max OOP for single or family coverage  \n• No first dollar copays!  \n• Network provider discounts do apply to amounts paid  \nCDHP Plan Highlights  \n• Like the other plan options the CDHP pays 100% for covered preventative exams  \n• The CDHP also covers certain maintenance medications from 90-day network or mail order at 20% coinsurance without first having to meet the deductible  \nCDHP Plan Highlights  \n• Employees with any family coverage must pay the entire family deductible amount before the plan pays  \n• Employee + Child(ren)  \n• Employee + Spouse  \n• Employee + Children + Spouse  \n• The Partnership, Standard, and Limited PPO options have an embedded individual deductible for family coverages  \nHealth Savings Accounts  \n• Employees who pick the CDHP plan are eligible to contribute to an HSA each year  \n• You don’t have to open or contribute to an HSA  \n• See your administrative office for details about HSA contribution and payroll deduction options  \nCopyright © 2015 Five Points ICT, Inc. All rights reserved.  \nHealth Savings Accounts  \n• HSA’s are tax advantaged accounts:  \n• Tax deductible contributions  \n• Tax free growth on interest earned  \n• And, tax free withdrawals for qualified medical expenses.  \n• 2016 HSA Contribution Limits:  \n• Individual - $3,350  \n• Family tiers- $6,750  \n• Age 55+, can contribute an extra $1000 per year “catch up” amount.  \n• Your unused HSA money rolls over each year, it is NOT a “use it or lose it” account.  \nCopyright © 2015 Five Points ICT, Inc. All rights reserved.","cbCaifJl4D6PpVbR","https://ap.wps.com/l/cbCaifJl4D6PpVbR","pdf",2237900,61,"English","# Benefit Levels\n## Partnership Plan\n## Standard Plan\n## New Options\n## Limited + Gap Plan\n## CDHP\n# Provider Networks\n## BlueCross BlueShield of Tennessee (Network S)\n## Cigna (LocalPlus all regions)\n# Premium Levels\n## Employee only\n## Employee + child(ren)\n## Employee + spouse\n## Employee + spouse + child(ren)\n# What is the Healthsavings CDHP Plan?\n## HDHP component\n## Optional Health Savings Account (HSA)\n# CDHP Plan Highlights\n# Health Savings Accounts\n## Tax advantages\n## 2016 contribution limits","[{\"question\":\"What are the main components of the Healthsavings CDHP plan?\",\"answer\":\"It includes a high deductible health plan (HDHP) called the Consumer Directed Health Plan (CDHP) and an optional Health Savings Account (HSA).\"},{\"question\":\"How does the CDHP affect what you pay before the plan starts paying?\",\"answer\":\"You must pay your deductible before the plan pays anything, and after meeting it you pay 30% coinsurance until you reach your annual out-of-pocket maximum.\"},{\"question\":\"What are the 2016 HSA contribution limits and the catch-up amount for age 55+?\",\"answer\":\"The individual limit is $3,350 and the family tiers limit is $6,750. For age 55+, an extra $1,000 per year catch-up amount is allowed.\"}]","2016 Health Insurance Options - CDHP Plan & HSA Details | PDF",1789786978]