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Penelitian ini mengkaji penguatan wirausaha melalui pemanfaatan teknologi dan informasi, dengan fokus pada literasi keuangan dan kreativitas sebagai faktor penentu keinginan berbisnis. Metode kuantitatif survei digunakan, dengan kuesioner 43 pernyataan (literasi keuangan 12, kreativitas 14, minat berwirausaha 17) yang diuji validitas dan reliabilitasnya. Populasi mahasiswa PTN di NTT, sampel 80 responden, dianalisis memakai regresi linear berganda dan uji parsial simultan serta koefisien determinasi menggunakan SPSS 27.",{"@graph":63,"@context":120},[64,81,103],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,72,75,78],{"item":68,"name":69,"@type":70,"position":71},"https://docshare.wps.com","Home","ListItem",1,{"item":73,"name":9,"@type":70,"position":74},"https://docshare.wps.com/id/document/",2,{"item":76,"name":31,"@type":70,"position":77},"https://docshare.wps.com/id/document/penelitian-laporan/",3,{"item":79,"name":59,"@type":70,"position":80},"https://docshare.wps.com/id/document/strategy-to-strengthen-student-entrepreneurship-in-the-digital-era-the-role-of-financial-literacy-and-creativity-in-public-universities-in-ntt/231900/",4,{"url":79,"name":59,"@type":82,"image":83,"author":88,"headline":59,"publisher":91,"fileFormat":94,"inLanguage":57,"description":61,"dateModified":95,"datePublished":96,"encodingFormat":94,"isAccessibleForFree":97,"interactionStatistic":98},"DigitalDocument",{"url":84,"@type":85,"width":86,"height":87},"https://docshare.wps.com/thumbnails/strategy-to-strengthen-student-entrepreneurship-in-the-digital-era-the-role-of-financial-literacy-and-creativity-in-public-universities-in-ntt/231900.png","ImageObject",300,407,{"name":89,"@type":90},"Oliver","Person",{"url":68,"name":92,"@type":93},"DocShare","Organization","application/pdf","2026-09-26","2026-09-10",true,{"@type":99,"interactionType":100,"userInteractionCount":102},"InteractionCounter",{"@type":101},"ViewAction",5,{"@type":104,"mainEntity":105},"FAQPage",[106,112,116],{"name":107,"@type":108,"acceptedAnswer":109},"Apa tujuan penelitian ini?","Question",{"text":110,"@type":111},"Menentukan seberapa besar literasi keuangan dan kreativitas memengaruhi minat berwirausaha mahasiswa.","Answer",{"name":113,"@type":108,"acceptedAnswer":114},"Metode dan pengumpulan data apa yang digunakan?",{"text":115,"@type":111},"Metode kuantitatif dengan jenis survei. Data dikumpulkan memakai kuesioner 43 pernyataan yang telah diuji validitas dan reliabilitasnya.",{"name":117,"@type":108,"acceptedAnswer":118},"Bagaimana hasil pengaruh literasi keuangan dan kreativitas terhadap minat berwirausaha?",{"text":119,"@type":111},"Literasi keuangan berpengaruh positif dan signifikan terhadap minat berwirausaha, demikian pula kreativitas. Keduanya secara simultan juga berpengaruh signifikan terhadap minat berwirausaha.","https://schema.org",{"og:url":79,"og:type":122,"og:title":59,"og:site_name":92,"og:description":61},"article",{"robots":124,"canonical":79},"index,follow",{"doc_id":126,"site_id":56},231900,1789067715,{"code":4,"msg":5,"data":129},{"doc_id":126,"user_id":130,"nickname":89,"user_avatar":131,"doc_module":4,"category_id":30,"category_name":31,"doc_title":59,"doc_description":61,"doc_content":132,"file_id":133,"file_url":134,"file_type":135,"file_size":136,"view_count":102,"is_deleted":4,"is_public":71,"is_downloadable":71,"audit_status":71,"page_count":137,"language":138,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":139,"faqs":140,"seo_title":141,"seo_description":61,"update_tm":127,"read_time":142},8796095461610,"https://ap-avatar.wpscdn.com/davatar_276721f389ce27ea32af1340a28f341c","Strategi Penguatan Wirausaha Mahasiswa di Era Digital: Peran Literasi Keuangan dan  \nKretaivitas pada PTN di NTT  \nRita Bangngu Bire*1, Chantika Wulandari2, Yesica Noviyanti Lami3, Fernando Saragih4  \n1,2,3,4Pendidikan Ekonomi, FKIP, Universitas Nusa Cendana, Indonesia  \n[Email:](Email:1ritabangngubire03@gmail.com)[1](Email:1ritabangngubire03@gmail.com)[ritabangngubire03@gmail.com](Email:1ritabangngubire03@gmail.com), [2](2chantikawulandari2004@gmail.com)[chantikawulandari2004@gmail.com](2chantikawulandari2004@gmail.com), [3](3yesicalami479@gmail.com)[yesicalami479@gmail.com](3yesicalami479@gmail.com), [4](4fernando.saragih@staf.undana.ac.id)[fernando.saragih@staf.undana.ac.id](4fernando.saragih@staf.undana.ac.id)  \nAbstrak  \nSalah satu tantangan yang dihadapi oleh mahasiswa adalah rendahnya minat berwirausaha. Untuk mengatasi permasalahan ini, solusi yang ditawarkan yaitu pemanfaatan teknologi dan informasi yang baik dapat memberikan kemudahan bagi seseorang untuk berwirausaha. Penelitian ini berfokus pada rendahnya minat berwirausaha sertafaktor-faktor yang memengaruhinya. Tujuan riset ini yaitu untuk menentukan seberapa besar literasi keuangan, kreativitas, dan dampaknya terhadap keinginan untuk berbisnis. Peneliti menerapkan metode kuantitatif dengan jenis survei. Pengumpulan data menggunakan kuesioner dengan 43 pernyataan: 12 untuk literasi keuangan, 14 untuk kreativitas, dan 17 untuk minat berwirausaha, yang telah diuji validitas dan reliabilitasnya. Populasi yang digunakan mencakup seluruh mahasiswa perguruan tinggi negeri di NTT. Sampel diambil menggunakan metode insidental sampling, mencakup 80 mahasiswa. Untuk menganalisis data digunakan regresi linear berganda. Selain itu, uji parsial, uji simultan, serta analisis koefisien determinasi juga dilakukan, dan seluruh data dianalisis dengan SPSS Versi 27. Hasil analisis menunjukkan bahwa literasi keuangan memberikan pengaruh positif (0,371) dan signifikan (0,003) terhadap minat berwirausaha. Di sisi lain, kreativitas juga menunjukkan pengaruh positif (0,486) dan signifikan (0,000) terhadap minat berwirausaha. Secara bersamaan, kombinasi variabel literasi keuangan dan kreativitas berpengaruh simultan (49,567) dan signifikan (0,000) terhadap minat berwirausaha di kalangan mahasiswa. Oleh karena itu, dapat disimpulkan bahwa baik literasi keuangan maupun kreativitas memilikikontribusi terhadap peningkatan minat berwirausaha.  \nKata Kunci: Kreativitas, Literasi Keuangan, Mahasiswa, Minat Berwirausaha, Usia  \nAbstract  \nOne of the challenges faced by students is the low interest in entrepreneurship. To overcome this problem, the solution offered is that good utilization of technology and information can make it easier for someone to become an entrepreneur. This research focuses on the low interest in entrepreneurship and the factors that influence it. The purpose of this research is to determine how much financial literacy, creativity, and its impact on the desire to do business. The researcher applied quantitative method with survey type. Data collection used a questionnaire with 43 statements: 12 for financial literacy, 14 for creativity, and 17 for entrepreneurial interest, which have been tested for validity and reliability. The population used included all students of public universities in NTT. The sample was taken using incidental sampling method, including 80 students. Multiple linear regression was used to analyze the data. In addition, partial test, simultaneous test, and coefficient of determination analysis were also conducted, and all data were analyzed with SPSS Version 27. The analysis shows that financial literacy has apositive influence (0.371) and significant (0.003) on entrepreneurial interest. On the other hand, creativity also shows a positive (0.486) and significant (0.000) influence on entrepreneurial interest. Simultaneously, the combination of financial literacy and creativity variables has a simultaneous effect (49.567) and significant (0.000) on entr","cbCaiuwhiioEZ2gh","https://ap.wps.com/l/cbCaiuwhiioEZ2gh","pdf",800260,14,"Indonesian","# PENDAHULUAN\n## Latar belakang tantangan wirausaha\n## Peluang pasar dan dorongan wirausaha\n## Peran teknologi dan informasi dalam kewirausahaan","[{\"question\":\"Apa tujuan penelitian ini?\",\"answer\":\"Menentukan seberapa besar literasi keuangan dan kreativitas memengaruhi minat berwirausaha mahasiswa.\"},{\"question\":\"Metode dan pengumpulan data apa yang digunakan?\",\"answer\":\"Metode kuantitatif dengan jenis survei. Data dikumpulkan memakai kuesioner 43 pernyataan yang telah diuji validitas dan reliabilitasnya.\"},{\"question\":\"Bagaimana hasil pengaruh literasi keuangan dan kreativitas terhadap minat berwirausaha?\",\"answer\":\"Literasi keuangan berpengaruh positif dan signifikan terhadap minat berwirausaha, demikian pula kreativitas. Keduanya secara simultan juga berpengaruh signifikan terhadap minat berwirausaha.\"}]","Strategi Penguatan Wirausaha Mahasiswa di Era Digital - Peran Literasi Keuangan dan Kreativitas pada PTN di NTT | PDF",22]