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Universitas Airlangga telah menerapkan model pengembangan dan pemanfaatan wakaf tunai berbasis kampus untuk membantu komunitas, terutama mahasiswa, melanjutkan pendidikan. Penelitian merumuskan penggunaan wakaf tunai bagi pendidikan tinggi dan pemodelan pengembangannya pada WaqfAmerta Airlangga dengan metode kualitatif deskriptif berbasis wawancara, observasi, dan dokumentasi. Hasil menunjukkan dana disalurkan melalui PUSPAS ke donasi sosial dan program endowment yang dikelola terpisah sebagai investasi portofolio.",{"@graph":63,"@context":123},[64,81,102],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,72,75,78],{"item":68,"name":69,"@type":70,"position":71},"https://docshare.wps.com","Home","ListItem",1,{"item":73,"name":9,"@type":70,"position":74},"https://docshare.wps.com/id/document/",2,{"item":76,"name":31,"@type":70,"position":77},"https://docshare.wps.com/id/document/penelitian-laporan/",3,{"item":79,"name":59,"@type":70,"position":80},"https://docshare.wps.com/id/document/model-development-and-utilization-of-cash-waqf-for-higher-education-case-study-of-waqfamerta-airlangga/232670/",4,{"url":79,"name":59,"@type":82,"image":83,"author":88,"headline":59,"publisher":91,"fileFormat":94,"inLanguage":57,"description":61,"dateModified":95,"datePublished":96,"encodingFormat":94,"isAccessibleForFree":97,"interactionStatistic":98},"DigitalDocument",{"url":84,"@type":85,"width":86,"height":87},"https://docshare.wps.com/thumbnails/model-development-and-utilization-of-cash-waqf-for-higher-education-case-study-of-waqfamerta-airlangga/232670.png","ImageObject",300,407,{"name":89,"@type":90},"Elsa","Person",{"url":68,"name":92,"@type":93},"DocShare","Organization","application/pdf","2026-09-18","2026-09-10",true,{"@type":99,"interactionType":100,"userInteractionCount":77},"InteractionCounter",{"@type":101},"ViewAction",{"@type":103,"mainEntity":104},"FAQPage",[105,111,115,119],{"name":106,"@type":107,"acceptedAnswer":108},"Mengapa wakaf tunai relevan bagi pendidikan tinggi di Indonesia?","Question",{"text":109,"@type":110},"Wakaf tunai dipandang mampu memobilisasi dana lebih cepat dibanding wakaf benda dan memiliki fleksibilitas meski menghadapi inflasi. Instrumen ini juga dapat mendukung pengurangan masalah sosial seperti kemiskinan dan ketertinggalan, termasuk di bidang pendidikan.","Answer",{"name":112,"@type":107,"acceptedAnswer":113},"Bagaimana metode penelitian dalam studi WaqfAmerta Airlangga?",{"text":114,"@type":110},"Penelitian menggunakan pendekatan kualitatif deskriptif. Pengumpulan data dilakukan melalui wawancara, observasi, dan dokumentasi, tanpa menggunakan statistik kuantitatif.",{"name":116,"@type":107,"acceptedAnswer":117},"Bagaimana alur penyaluran dana wakaf tunai melalui PUSPAS di WaqfAmerta Airlangga?",{"text":118,"@type":110},"Komunitas berdonasi melalui PUSPAS yang terbagi menjadi donasi sosial non-endowment dan donasi endowment. Donasi sosial dapat dimanfaatkan langsung untuk program PUSPAS sebesar 85%, sedangkan 15% untuk operasional PUSPAS.",{"name":120,"@type":107,"acceptedAnswer":121},"Apa perbedaan pengelolaan donasi endowment pada WaqfAmerta Airlangga?",{"text":122,"@type":110},"Dana endowment dikelola terpisah melalui program Amerta Endowments sebagai investasi dalam sejumlah portofolio, bukan hanya penyaluran langsung seperti donasi sosial.","https://schema.org",{"og:url":79,"og:type":125,"og:title":59,"og:site_name":92,"og:description":61},"article",{"robots":127,"canonical":79},"index,follow",{"doc_id":129,"site_id":56},232670,1789072983,{"code":4,"msg":5,"data":132},{"doc_id":129,"user_id":133,"nickname":89,"user_avatar":134,"doc_module":4,"category_id":30,"category_name":31,"doc_title":59,"doc_description":61,"doc_content":135,"file_id":136,"file_url":137,"file_type":138,"file_size":139,"view_count":77,"is_deleted":4,"is_public":71,"is_downloadable":71,"audit_status":71,"page_count":140,"language":141,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":142,"faqs":143,"seo_title":144,"seo_description":61,"update_tm":130,"read_time":145},137455077381,"https://ap-avatar.wpscdn.com/davatar_994ba38a5ba835b3df7d355c54d3ed8d","MODEL PENGEMBANGAN DAN PEMANFAATAN WAKAF TUNAI  \nUNTUK PENDIDIKAN TINGGI  \n(STUDIKASUS WAKAFAMERTA AIRLANGGA)  \nMuhamad Syadid  \nMuhammad Arfan Muammar  \nUniversitas Muhammadiyah Surabaya  \nEmail: [sadidwakaf@gmail.com](sadidwakaf@gmail.com)  \nABSTRACT  \nThe The increasingly difficult economic conditions require educational institutions at the tertiary level to develop a model for collecting funds from the community, one of which is through cash waqf. Airlangga University already has a model of developing and utilizing campus-based cash waqf. So with this waqf solution the community can be helped especially by students to continue their education. From here the authors are encouraged to conduct research on \"Models of Development and Utilization of Cash Waqf for Higher Education (Case Study of WaqfAmerta Airlangga. \".  \nWith the formulation of the problem: first, How to use cash waqf for higher education in Amerta Airlangga Waqf. Second, how to model the development of cash waqf in Amerta Airlangga. The method of this study used qualitative-descriptive because the data was qualitative, the data was not quantitative which used statistic. Practically, the data collection used three methods, they were: interview, observation, and documentation.  \nBased on the results of research in Waqf Amerta Airlangga, it is known that the Community donated funds to the Waqf Amerta Airlangga through PUSPAS which is divided into two types, namely non-endowment social donations and endowment donations. Then some of the non-waqf funds were directly put into social donation accounts which could be directly utilized for the Airlangga University PUSPAS program, by 85% . While the other 15% is for the operations of PUSPAS Airlangga University. The Waqf Fund through the Amerta Endowments program will be managed separately for the fund as an investment in a number of portfolios.  \nKey Words : Development and Utilization Model, Cash Waqf, Higher Education  \nA. PENDAHULUAN  \nDalam konstelasi ekonomi Indonesia, wakaftunai adalah instrumen yang masih dianggap baru. Bahasan tentang wakaf tunai di Indonesia mulaimenguak setelah ekonom muslim asal Bangladesh, Prof. M. A. Mannan, menggagasnya. Dengan karakteristiknya yang melekat, wakaf uang memiliki keunggulan dalam memobilisasi dana wakaf lebih cepat dibanding wakaf  \nbenda kongkrit. Meski nilai uang berkurang setiap waktu karena tergerusinflasi, tapi sifatnya yang fleksibel menjadikan wakaf uang dapat menjadi instrumen bagi mekanisme kontraksi likuiditas.  \nSelain akadtijarah, fiqh muamalah juga mengenal akad tabarru‟ yang dapat menjadi alternatif kebijakanpemerintah dalam membangun  \nkehidupan sosial ekonomi masyarakat. Sebagai salah satu instrumen keuangan Islam berbasis akad tabarru‟, wakaftidak hanya unggul dalam mengatasi berbagai persoalan sosial, tetapi jugaunggul dalam mengelola likuiditasperekonomian. Ekses likuiditasperekonomian dapat diatasi salah satunya dengan akad tabarru‟. Dalam konteks ini, wakaf dapat mengambil peran sebagai instrumen moneter dan fiskal yang saling bahu membahu untukmengelola ekses likuiditas. Mengingat potensi wakaf uang di Indonesia yang cukup besar, pemerintah Indonesia telah mulai mengakomodir upaya  \npengembangan wakaf uang ini dengan diaturnya kebolehan penerapan wakafuang dalam Undang-Undang Nomor 41 Tahun 2004 dan Peraturan Pemerintah Nomor 42 Tahun 2006.  \nWakaf uang merupakan inovasidalam keuangan islam (Islamic finance) . Wakaf uang membuka peluang penciptaan investasi di bidang keagamaan, Pendidikan, dan pelayanansosial. Disamping itu, wakaf uang jugaberfungsi sebagai investasi yang strategis untuk menekan angkakemiskinan dan menangani  \nketertinggalan di bidang ekonomi, pendidikan, kesehatan, dan sebagainya. Badan Wakaf Indonesia (BWI)  \nmenyebut potensi wakaf tunai di Tanah Airmencapai Rp 180 triliun. Dari jumlah itusebanyak Rp 400 miliar sudah terealisasi. Sementara tahun depan, BWI menargetkan realisasi wakaf tunai mencapai Rp 800 miliar. Salah satu contoh rea","cbCaibavYB6r0xAY","https://ap.wps.com/l/cbCaibavYB6r0xAY","pdf",719552,16,"Indonesian","# A. PENDAHULUAN\n## Latar belakang wakaf tunai di Indonesia\n## Landasan fiqh dan peran wakaf dalam ekonomi\n## Regulasi dan potensi wakaf tunai\n## Karakteristik manajemen wakaf uang\n## Contoh pengelolaan wakaf pendidikan di negara lain","[{\"question\":\"Mengapa wakaf tunai relevan bagi pendidikan tinggi di Indonesia?\",\"answer\":\"Wakaf tunai dipandang mampu memobilisasi dana lebih cepat dibanding wakaf benda dan memiliki fleksibilitas meski menghadapi inflasi. Instrumen ini juga dapat mendukung pengurangan masalah sosial seperti kemiskinan dan ketertinggalan, termasuk di bidang pendidikan.\"},{\"question\":\"Bagaimana metode penelitian dalam studi WaqfAmerta Airlangga?\",\"answer\":\"Penelitian menggunakan pendekatan kualitatif deskriptif. Pengumpulan data dilakukan melalui wawancara, observasi, dan dokumentasi, tanpa menggunakan statistik kuantitatif.\"},{\"question\":\"Bagaimana alur penyaluran dana wakaf tunai melalui PUSPAS di WaqfAmerta Airlangga?\",\"answer\":\"Komunitas berdonasi melalui PUSPAS yang terbagi menjadi donasi sosial non-endowment dan donasi endowment. Donasi sosial dapat dimanfaatkan langsung untuk program PUSPAS sebesar 85%, sedangkan 15% untuk operasional PUSPAS.\"},{\"question\":\"Apa perbedaan pengelolaan donasi endowment pada WaqfAmerta Airlangga?\",\"answer\":\"Dana endowment dikelola terpisah melalui program Amerta Endowments sebagai investasi dalam sejumlah portofolio, bukan hanya penyaluran langsung seperti donasi sosial.\"}]","MODEL PENGEMBANGAN DAN PEMANFAATAN WAKAF TUNAI UNTUK PENDIDIKAN TINGGI - STUDIKASUS WAKAFAMERTA AIRLANGGA | PDF",25]