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Banyak peserta berasal dari keluarga kurang mampu dan belum memiliki paparan memadai terkait pengelolaan keuangan pribadi serta perencanaan biaya pendidikan tinggi. Kegiatan pengabdian FINEDU-PACK dilaksanakan 21 April 2026 di SKB Kendal dengan 52 peserta melalui ceramah interaktif, diskusi kelompok, dan simulasi biaya kuliah. Evaluasi menunjukkan rerata skor di atas 4,0/5 pada seluruh dimensi, dengan aspek kebermanfaatan harian tertinggi.",{"@graph":63,"@context":119},[64,81,102],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,72,75,78],{"item":68,"name":69,"@type":70,"position":71},"https://docshare.wps.com","Home","ListItem",1,{"item":73,"name":9,"@type":70,"position":74},"https://docshare.wps.com/id/document/",2,{"item":76,"name":27,"@type":70,"position":77},"https://docshare.wps.com/id/document/layanan-kesehatan/",3,{"item":79,"name":59,"@type":70,"position":80},"https://docshare.wps.com/id/document/finedu-pack-financial-literacy-education-and-tuition-cost-planning-simulation-for-package-c-equivalency-program-students/231604/",4,{"url":79,"name":59,"@type":82,"image":83,"author":88,"headline":59,"publisher":91,"fileFormat":94,"inLanguage":57,"description":61,"dateModified":95,"datePublished":96,"encodingFormat":94,"isAccessibleForFree":97,"interactionStatistic":98},"DigitalDocument",{"url":84,"@type":85,"width":86,"height":87},"https://docshare.wps.com/thumbnails/finedu-pack-financial-literacy-education-and-tuition-cost-planning-simulation-for-package-c-equivalency-program-students/231604.png","ImageObject",300,407,{"name":89,"@type":90},"Mason","Person",{"url":68,"name":92,"@type":93},"DocShare","Organization","application/pdf","2026-10-02","2026-09-10",true,{"@type":99,"interactionType":100,"userInteractionCount":80},"InteractionCounter",{"@type":101},"ViewAction",{"@type":103,"mainEntity":104},"FAQPage",[105,111,115],{"name":106,"@type":107,"acceptedAnswer":108},"Apa masalah utama yang melatarbelakangi kegiatan FINEDU-PACK?","Question",{"text":109,"@type":110},"Peserta didik Paket C umumnya berasal dari keluarga ekonomi terbatas dan memiliki pemahaman literasi keuangan dasar yang rendah, termasuk minimnya gambaran biaya untuk melanjutkan pendidikan tinggi.","Answer",{"name":112,"@type":107,"acceptedAnswer":113},"Bagaimana metode pelaksanaan FINEDU-PACK dalam kegiatan?",{"text":114,"@type":110},"Program menggunakan pendekatan participatory learning and action (PLA) melalui ceramah interaktif, diskusi kelompok, serta simulasi perencanaan biaya kuliah.",{"name":116,"@type":107,"acceptedAnswer":117},"Kapan dan di mana kegiatan FINEDU-PACK dilaksanakan?",{"text":118,"@type":110},"Kegiatan dilaksanakan pada 21 April 2026 di SKB Kendal, Kabupaten Kendal, Jawa Tengah, dengan melibatkan 52 peserta didik aktif.","https://schema.org",{"og:url":79,"og:type":121,"og:title":59,"og:site_name":92,"og:description":61},"article",{"robots":123,"canonical":79},"index,follow",{"doc_id":125,"site_id":56},231604,1790619353,{"code":4,"msg":5,"data":128},{"doc_id":125,"user_id":129,"nickname":89,"user_avatar":130,"doc_module":4,"category_id":26,"category_name":27,"doc_title":59,"doc_description":61,"doc_content":131,"file_id":132,"file_url":133,"file_type":134,"file_size":135,"view_count":80,"is_deleted":4,"is_public":71,"is_downloadable":71,"audit_status":71,"page_count":136,"language":137,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":138,"faqs":139,"seo_title":140,"seo_description":61,"update_tm":141,"read_time":142},5909887256941,"https://ap-avatar.wpscdn.com/davatar_9964176cb1d06d4a9deccf72a44ae3dc","FINEDU-PACK: Edukasi Literasi Keuangan dan Simulasi Perencanaan Biaya Kuliah bagi Peserta Didik Program  \nKesetaraan Paket C  \nBella Mei Mulya Wati*1, Shofiatul Mila2, Nurifa Laksmitasari Azizah3, Eka Kurnia Patmasari4, Haifa Hannum Arija5  \nJurusan Manajemen dan Akuntansi, Universitas Selamat Sri, Kendal, Jawa Tengah [email_](email_ bellameimulyawati@uniss.ac.id)[ bellameimulyawati@uniss.ac.i](email_ bellameimulyawati@uniss.ac.id)[d](email_ bellameimulyawati@uniss.ac.id) *1  \nDOI :  10.26623/ji2e.v3i2 .14923  \n\n| Informasi Artikel: | Abstract |\n| --- | --- |\n| Diterima : (20 Juni 2026)\u003Cbr>Direview : (22 Juni 2026)\u003Cbr>Disetujui : (29 Juni 2026)\u003Cbr>*) Penulis Korespondensi\u003Cbr>Keywords:\u003Cbr>Financial literacy;\u003Cbr>college cost simulation; Package C; non-formal education; community service | Financial literacy remains a critical challenge among non-formal education learners, especially those enrolled in the Package C equivalency program (equivalent to senior high school level) . Many of these students come from economically vulnerable households and lack sufficient exposure to personal finance management and higher education cost planning. This community service activity, titled FINEDU-PACK: Financial Education Package and College Cost Simulation for Package C School Students, was conducted on April 21, 2026, at SKB Kendal, Jl. Cepiring Gemuk Kav. I No. 1, Kendal Regency, Central Java, involving 52 active students. The program employed participatory learning methods encompassing interactive lectures, thematic group discussions, and hands-on college cost simulation exercises. Post-activity evaluations revealed overall mean scores above 4.0 on a 5-point Likert scale across all assessed dimensions, with the highest score recorded for program relevance to daily life (4.7) and student motivation to pursue higher education (4.5) . The FINEDU-PACK program demonstrates that structured, contextual, and participatory financial education interventions can meaningfully enhance the financial literacy and college-planning readiness of non-formal education students, thereby contributing to more informed and empowered economic decision-making among underserved youth communities. |\n\nKata Kunci: Abstrak  \nLiterasi keuangan;  \nsimulasi biaya kuliah; Paket C; pendidikan nonformal; pengabdian masyarakat  \nLiterasi keuangan merupakan tantangan mendasar bagi peserta didik pendidikan nonformal, utamanya mereka yang mengikuti program Kesetaraan Paket C setara Sekolah Menengah Atas. Kelompok iniumumnya berasal dari keluarga dengan kondisi ekonomi terbatas dan belum memiliki pemahaman yang memadai terkait pengelolaankeuangan pribadi maupun perencanaan biaya pendidikan tinggi. Kegiatan pengabdian kepada masyarakat bertajuk FINEDU-PACK: Edukasi Literasi Keuangan dan Simulasi Perencanaan Biaya Kuliahbagi Peserta Didik Program Kesetaraan Paket C dilaksanakan pada 21 April 2026 di SKB Kendal, Kabupaten Kendal, Jawa Tengah, dengan melibatkan 52 peserta didik aktif program Paket C. Program ini menggunakan pendekatan Participatory Learning and Action  \n(PLA) melalui ceramah interaktif, diskusi kelompok, dan simulasi perencanaan biaya kuliah. Data kuantitatif dianalisis menggunakan statistik deskriptif berupa nilai rata-rata (mean) setiap indikator, sedangkan data kualitatif dianalisis menggunakan teknik analisistematik. Hasil evaluasi pascakegiatan menunjukkan rerata skor diatas 4,0 pada skala Likert 1–5 untuk seluruh dimensi yang diukur, dengan skor tertinggi pada aspek kebermanfaatan program bagikehidupan sehari-hari (4,7) dan motivasi untuk melanjutkan ke perguruan tinggi (4,5) . Program FINEDU-PACK membuktikan bahwa intervensi edukasi keuangan yang terstruktur, kontekstual, dan partisipatif mampu meningkatkan literasi keuangan serta kesiapan peserta dalam merencanakan biaya kuliah, sehingga berkontribusipada pengambilan keputusan ekonomi yang lebih bijak di kalangan generasi muda dari segmen masyarakat yang kurang terlayani.  \n1. PENDAHULUAN  \nPendidikan nonform","cbCais8fLwjVz4HM","https://ap.wps.com/l/cbCais8fLwjVz4HM","pdf",544602,12,"Indonesian","# PENDAHULUAN\n## Latar belakang pendidikan nonformal dan Program Kesetaraan Paket C\n## Temuan awal di SKB Kendal\n## Konsep literasi keuangan dan data SNLIK","[{\"question\":\"Apa masalah utama yang melatarbelakangi kegiatan FINEDU-PACK?\",\"answer\":\"Peserta didik Paket C umumnya berasal dari keluarga ekonomi terbatas dan memiliki pemahaman literasi keuangan dasar yang rendah, termasuk minimnya gambaran biaya untuk melanjutkan pendidikan tinggi.\"},{\"question\":\"Bagaimana metode pelaksanaan FINEDU-PACK dalam kegiatan?\",\"answer\":\"Program menggunakan pendekatan participatory learning and action (PLA) melalui ceramah interaktif, diskusi kelompok, serta simulasi perencanaan biaya kuliah.\"},{\"question\":\"Kapan dan di mana kegiatan FINEDU-PACK dilaksanakan?\",\"answer\":\"Kegiatan dilaksanakan pada 21 April 2026 di SKB Kendal, Kabupaten Kendal, Jawa Tengah, dengan melibatkan 52 peserta didik aktif.\"}]","FINEDU-PACK - Edukasi Literasi Keuangan dan Simulasi Perencanaan Biaya Kuliah bagi Peserta Didik Program Kesetaraan Paket C | PDF",1789066038,18]