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Laporan ini menyajikan pertanggungjawaban Direksi kepada pemegang saham dan seluruh pemangku kepentingan atas perjalanan serta kinerja Perseroan selama tahun buku 2022, dengan acuan pada UU No. 40 Tahun 2007 serta SEOJK No. 16/SEOJK.04/2021. Fokus utama meliputi pengembangan portofolio pembiayaan, integrasi ESG, penguatan kehati-hatian, Tata Kelola Perusahaan yang Baik, digitalisasi proses, manajemen risiko, serta pengembangan SDM. Informasi juga disajikan dalam Bahasa Indonesia dan Bahasa Inggris.",{"@graph":63,"@context":119},[64,81,102],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,72,75,78],{"item":68,"name":69,"@type":70,"position":71},"https://docshare.wps.com","Home","ListItem",1,{"item":73,"name":9,"@type":70,"position":74},"https://docshare.wps.com/id/document/",2,{"item":76,"name":31,"@type":70,"position":77},"https://docshare.wps.com/id/document/penelitian-laporan/",3,{"item":79,"name":59,"@type":70,"position":80},"https://docshare.wps.com/id/document/2025-annual-report-expanding-horizons-for-sustainable-growth/316608/",4,{"url":79,"name":59,"@type":82,"image":83,"author":88,"headline":59,"publisher":91,"fileFormat":94,"inLanguage":57,"description":61,"dateModified":95,"datePublished":96,"encodingFormat":94,"isAccessibleForFree":97,"interactionStatistic":98},"DigitalDocument",{"url":84,"@type":85,"width":86,"height":87},"https://docshare.wps.com/thumbnails/2025-annual-report-expanding-horizons-for-sustainable-growth/316608.png","ImageObject",300,407,{"name":89,"@type":90},"Theodora","Person",{"url":68,"name":92,"@type":93},"DocShare","Organization","application/pdf","2026-09-23","2026-09-20",true,{"@type":99,"interactionType":100,"userInteractionCount":74},"InteractionCounter",{"@type":101},"ViewAction",{"@type":103,"mainEntity":104},"FAQPage",[105,111,115],{"name":106,"@type":107,"acceptedAnswer":108},"Apa tema utama Laporan Tahunan 2025 CSULfinance?","Question",{"text":109,"@type":110},"Tema utama adalah “Expanding Horizons for Sustainable Growth”, dengan semangat memperluas cakrawala bisnis sekaligus memperkuat fondasi pertumbuhan yang berkelanjutan.","Answer",{"name":112,"@type":107,"acceptedAnswer":113},"Dasar hukum apa yang menjadi acuan penyusunan laporan?",{"text":114,"@type":110},"Penyusunan mengacu pada Undang-Undang No. 40 Tahun 2007 tentang Perseroan Terbatas serta ketentuan SEOJK, termasuk Surat Edaran Otoritas Jasa Keuangan (SEOJK) No. 16/SEOJK.04/2021.",{"name":116,"@type":107,"acceptedAnswer":117},"Bagaimana Perseroan menerapkan aspek ESG dalam operasinya?",{"text":118,"@type":110},"Perseroan mengintegrasikan aspek Environmental, Social, dan Governance (ESG) ke setiap lini operasional, tercermin melalui peningkatan manajemen risiko, digitalisasi proses bisnis, serta pengembangan SDM yang kompeten.","https://schema.org",{"og:url":79,"og:type":121,"og:title":59,"og:site_name":92,"og:description":61},"article",{"robots":123,"canonical":79},"index,follow",{"doc_id":125,"site_id":56},316608,1790177202,{"code":4,"msg":5,"data":128},{"doc_id":125,"user_id":129,"nickname":89,"user_avatar":130,"doc_module":4,"category_id":30,"category_name":31,"doc_title":59,"doc_description":61,"doc_content":131,"file_id":132,"file_url":133,"file_type":134,"file_size":135,"view_count":74,"is_deleted":4,"is_public":71,"is_downloadable":71,"audit_status":71,"page_count":136,"language":137,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":138,"faqs":139,"seo_title":140,"seo_description":61,"update_tm":141,"read_time":142},687197207919,"https://ap-avatar.wpscdn.com/avatar/a000253d6f5f7c60be?x-image-process=image/resize,m_fixed,w_180,h_180&k=1779446848396160552","1  \nExpanding Horizons for Sustainable Growth  \nLaporan Tahunan 2025 2025 Annual Report  \nPT CHANDRA SAKTI UTAMA LEASING  \nExpanding Horizons for Sustainable Growth  \nLaporan Tahunan 2025 2025 Annual Report  \nPT CHANDRA SAK TI UTAMA LEASING  \nTema Laporan Tahunan 2025  \n2025 Annual Report Theme  \nMengusungtema “Expanding Horizons for Sustainable Growth”, Perse roan menapaki ta hun 2025 dengan semangat memperluas cakrawala bisnis sekaligus memperkuat fondasi pertumbuhanyang berkelanjutan. Perseroansecara konsisten mengembangkan portofolio pembiayaan yang adaptif terhadap dinamika pasar, baik melalui penguatan seg men pembiayaan alatberat, pembiayaan investasi, maupun pembiayaan multiguna.  \nDengan memanfaatkan sinergidalamekosistem PT Tiara Marga Trakindo, Perseroan mampu mengoptimalkan peluang bisnis lintas sektor, memperluas jangkauanpasar, serta menghadirkan solusi pembiayaan yanglebih terintegras i dan bernilai tamba h bagi parapelanggan .  \nSejalan dengan komit men ter hadap pertum bu han berkelanjutan, Perse roan juga te rus mem per kuat implementas i prinsip ke hati-hatian, Tata Ke lola Peru saha an yang Bai k, sert a inte grasi a spek Environmental, Social, and Governance (ESG) dalam setiap lini operasional. Upaya ini diwujudkan melalui peningkatan kualitas manajemen risiko, penguatan digitalisasi proses bisnis, serta pengembangan sumber daya manusia yang kompeten dan terampil.  \nDengan strategi yang terarah dan eksekusi yang disiplin, Perseroan optimis dapat terus memperluas horizon pertumbuhan, menciptakan nilai jangka panjang bagiseluruh pemangku kepentingan, serta berkontribusisecara nyata terhadap pembangunan ekonomi yang inklusif dan berkelanjutan di Indonesia .  \nThe Company is entering 2025 with the theme“Expanding Horizons for Sustainable Growth.” It aims to broaden its business activities while reinforcing the foundations for sustainable growth. The Company is actively developing a financing portfolio that responds to market dynamics, with a focus on enhancing its heavy equipment, investment, and multipurpose financing segments.  \nBy leveraging synergies within the PT Tiara Marga Trakindo ecosystem, the Company can maximize cross-sector business opportunities, expand its market presence, and offer more integrated, value-added financing solutions to its customers.  \nIn line with its commitment to sustainable growth, the Company is also focused on strengthening prudent management and Good Corporate Governance. It integrates Environmental, Social, and Governance (ESG) aspects into every facet of its operations. These initiatives are reflected in improved risk management practices, enhanced digitalization of business processes, and the development of skilled and competitive human resources.  \nWith a focused strategy and disciplined execution, the Company is optimistic about continuing to broaden its growth horizons, creating long-term value for all stakeholders, and making a significant contribution to inclusive and sustainable economic development in Indonesia  \nLapo ran Tahunan Te ma La poran Ta hunan  \n 2025  Annual Report Annual Report Theme   \nTentang Laporan Tahunan Tahun 2025  \nRegarding the 2025 Annual Report  \nLapo ran Tahu nan ini kami susun se bagai bentuk pertanggungjawaban Direksi PT Chandra Sakti Utama Leasing (CSULfinance) kepada para Pemegang Sahamdan seluruh pemangku kepentingan atas perjalanandan kinerja Perseroan sepanjang tahun buku 2022. Penyusunan lapo ran ini mengacu pada UndangUndang No. 40 Tahun 2007 tentang Perseroan Terbatasserta ketentuan yang berlaku, termasuk Surat Edaran OtoritasJasa Keuangan (SEOJK) No. 16/SEOJK.04/2021 . Melalui lapo ran ini, kami menghadirkan gamba ran yang menyeluruh mengenai profil Perseroan, kinerjausaha, Analisis dan Pembahasan Manajemen, sertakomitmen kami dalam menerapkan prinsip-prinsip Tata Kelola Perusahaan yang Baik (Good Corporate Governance/GCG) .  \nPerse roan percaya bahwa keter bukaan informasi merupakan fondasi kepe rcayaan . Oleh karena itu, Lapora","cbCait4SLroMOatz","https://ap.wps.com/l/cbCait4SLroMOatz","pdf",6174479,449,"Indonesian","# Tentang Laporan Tahunan 2025\n## Tema Laporan Tahunan 2025\n## Tujuan dan acuan penyusunan laporan\n## Transparansi informasi dan penyajian bahasa\n## Pernyataan prospektif dan kehati-hatian","[{\"question\":\"Apa tema utama Laporan Tahunan 2025 CSULfinance?\",\"answer\":\"Tema utama adalah “Expanding Horizons for Sustainable Growth”, dengan semangat memperluas cakrawala bisnis sekaligus memperkuat fondasi pertumbuhan yang berkelanjutan.\"},{\"question\":\"Dasar hukum apa yang menjadi acuan penyusunan laporan?\",\"answer\":\"Penyusunan mengacu pada Undang-Undang No. 40 Tahun 2007 tentang Perseroan Terbatas serta ketentuan SEOJK, termasuk Surat Edaran Otoritas Jasa Keuangan (SEOJK) No. 16/SEOJK.04/2021.\"},{\"question\":\"Bagaimana Perseroan menerapkan aspek ESG dalam operasinya?\",\"answer\":\"Perseroan mengintegrasikan aspek Environmental, Social, dan Governance (ESG) ke setiap lini operasional, tercermin melalui peningkatan manajemen risiko, digitalisasi proses bisnis, serta pengembangan SDM yang kompeten.\"}]","Laporan Tahunan 2025 - Expanding Horizons for Sustainable Growth | PDF",1789919681,691]