[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-detail-108911-fr":3,"doc-seo-108911-114":30,"detail-sidebar-cat-0-fr-114":91},{"code":4,"msg":5,"data":6},0,"success",{"doc_id":7,"user_id":8,"nickname":9,"user_avatar":10,"doc_module":4,"category_id":11,"category_name":12,"doc_title":13,"doc_description":14,"doc_content":15,"file_id":16,"file_url":17,"file_type":18,"file_size":19,"view_count":20,"is_deleted":4,"is_public":21,"is_downloadable":21,"audit_status":21,"page_count":11,"language":22,"language_code":23,"site_id":24,"html_lang":23,"table_of_contents":25,"faqs":26,"seo_title":27,"seo_description":14,"update_tm":28,"read_time":29},108911,962085570644,"Evangeline","https://ap-avatar.wpscdn.com/davatar_994ba38a5ba835b3df7d355c54d3ed8d",64,"Recherche & Rapport","Note de politique sur le développement du crédit agricole au Niger - Note","Note de politique consacrée au développement du crédit agricole au Niger, portée comme analyse structurée des besoins et des contraintes de financement du secteur. Le document examine la demande de services financiers pour l’agriculture, puis cartographie l’offre privée (microfinance, banques commerciales, agents non bancaires et opérateurs mobiles) et l’offre publique, incluant la BAGRI et les projets de développement rural. Il évalue également les leviers numériques (mobile money, FINTECH, digitalisation des paiements, notation basée sur transactions), et propose des pistes pour améliorer l’accès au refinancement, diversifier les produits (crédit-bail, warrantage/récépissé d’entrepôts) et renforcer les fonds de garantie ainsi que les dispositifs de soutien.","Public Disclosure Authorized Public Disclosure Authorized  \nFINANCE  \nDisc losure Authorized  \nF I N A N C E  \nFINANCE, COMPETITIVENESS & INNOVATION  \nPub lic Disclosure Author ized Public  \nNote de politique sur le développement du crédit agricole au Niger  \n© 2020 International Bank for Reconstruction and Development / The World Bank 1818 H Street NW, Washington DC 20433  \nTelephone: 202-473-1000; [Internet: www.worldbank.org](Internet: www.worldbank.org)  \n[Some rights reserved.](Some rights reserved.)  \nThis work is a product of the staff of The World Bank with external contributions. The findings, interpretations, and conclusions expressed in this work do not necessarily reflect the views of The World Bank, its Board of Executive Directors, or the governments they represent. The World Bank does not guarantee the accuracy of the data included in this work. The boundaries, colors, denominations, and other information shown on any map in this work do not imply any judgment on the part of The World Bank concerning the legal status of any territory or the endorsement or acceptance of such boundaries.  \nNothing herein shall constitute or be considered to be a limitation upon or waiver of the privileges and immunities of The World Bank, all of which are specifically reserved.  \nRights and Permissions  \nThis work is available under the Creative Commons Attribution 3.0 IGO license (CC BY 3.0 IGO), [http:// creativecommons.org/l](http:// creativecommons.org/l)icenses/by/3 .0/igo. Under the Creative Commons Attribution license, you are free to copy, distribute, transmit, and adapt this work, including for commercial purposes, under the following conditions:  \nAttribution—Please cite the work as follows: Authors. 2020. “Note de politique sur ledéveloppement du crédit agricole au Niger” EFI Insight-Finance. Washington, DC: World Bank.  \nTranslations—If you create a translation of this work, please add the following disclaimer along with the attribution: This translation was not created by The World Bank and should not be considered an official World Bank translation. The World Bank shall not be liable for any content or error in this translation.  \nAdaptations—If you create an adaptation of this work, please add the following disclaimer along with the attribution: This is an adaptation of an original work by The World Bank. Views and opinions expressed in the adaptation are the sole responsibility of the author or authors of the adaptation and are not endorsed by The World Bank.  \nThird-party content—The World Bank does not necessarily own each component of the content contained within the work. The World Bank therefore does not warrant that the use of any thirdparty-owned individual component or part contained in the work will not infringe on the rights of those third parties. The risk of claims resulting from such infringement rests solely with you. If you wish to reuse a component of the work, it is your responsibility to determine whether permission is needed for that reuse and to obtain permission from the copyright owner. Examples of components can include, but are not limited to, tables, figures, or images.  \nAll queries on rights and licenses should be addressed to World Bank Publications, The World Bank Group, 1818 H Street NW, Washington, DC 20433, USA; e-mail: [pubrights@worldbank.org](pubrights@worldbank.org).  \n>>>  \nTable des matières  \n\n| ACRONYMES | 4 |\n| --- | --- |\n| Préambule | 5 |\n| Résumé Exécutif | 7 |\n| 1. Caractérisation de la demande en services financiers pour l’agriculture et contraintes | 11 |\n| 1.1 Contexte national | 11 |\n| 1.2 Activités agricoles | 12 |\n| 1.3 Chaines de valeurs | 14 |\n| 1.4 Principales contraintes pour une demande solvable de services financiers | 18 |\n| 2. Offre privée de financement pour l’agriculture et contraintes | 23 |\n| 2.1 Inclusion financière de la population | 23 |\n| 2.2 . Financements au sein des chaines de valeur | 25 |\n| 2.3 L’offre de microfinance | 28 |\n| 2.4 Offre des ban","cbCaih4HXQtMiP32","https://ap.wps.com/l/cbCaih4HXQtMiP32","pdf",5124464,4,1,"French","fr",114,"# Table des matières\n## ACRONYMES\n## Préambule\n## Résumé Exécutif\n## Caractérisation de la demande en services financiers pour l’agriculture et contraintes\n## Offre privée de financement pour l’agriculture et contraintes\n## Offre publique de financement\n## Alternative offerte par les nouvelles technologies : opérateurs mobiles et FINTECH\n## Améliorer l’accès au refinancement des institutions financières afin d’améliorer l’offre de crédit\n## Le développement de nouveaux produits tels que le crédit-bail et le système de récépissé d’entrepôts / warrantage\n## Les fonds de garantie\n## Dispositifs, programmes et politiques de soutien au secteur agricole\n## Mandat actuel du FISAN-Facilité 1 financement agricole","[{\"question\":\"Quels besoins et contraintes de financement pour l’agriculture sont analysés dans la note ?\",\"answer\":\"La note caractérise la demande de services financiers pour l’agriculture et identifie les contraintes qui limitent une demande solvable, en abordant le contexte national, les activités agricoles et les chaînes de valeur.\"},{\"question\":\"Quels types d’offre de financement privée sont présentés ?\",\"answer\":\"Le document examine l’inclusion financière, les financements au sein des chaînes de valeur, l’offre de microfinance, l’offre des banques commerciales ainsi que celle des agents non bancaires et des opérateurs mobiles.\"},{\"question\":\"Quelles alternatives et solutions liées aux technologies numériques sont proposées ?\",\"answer\":\"La note traite le rôle des nouvelles technologies pour accélérer l’inclusion financière des agriculteurs, notamment la digitalisation des paiements, l’étude de la solvabilité via la notation basée sur les transactions mobiles et l’utilisation de solutions FINTECH pour le financement agricole au Niger.\"}]","Note de politique sur le développement du crédit agricole au Niger - 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