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Digital assets are electronic representations of value that exist in a digital format and can be owned, transferred, or traded. Some of the most well-known examples of digital assets are outlined below.  \nDIGITAL  \nASSET TICKER  \nFIRST USE  \nPLATFORM ENABLEMENT  \nPRIMARY USES  \nREAL-WORLD SCENARIO  \nNATIVE CRYPTOCURRENCIES  \nBitcoin BTC 2009 Peer-to-peer alternative  \nto traditional currency—  \n \"digital cash/digital gold\"  \nthat doesn't rely on banks  \nDigital Money/ A person or company buys  \nStore of Value Bitcoin to use as a store of  \nvalue, meaning something that holds worth over time  \n\n| Ethereum\u003Cbr>| ETH | 2015 | Send money and run programs that work automatically on the internet | Decentralized Applications (DApps), Smart Contracts, Stablecoins | Crowdfunding: A smart contract holds funds in escrow and releases them only if the campaign meets its goal; otherwise, contributors get refunds |\n| --- | --- | --- | --- | --- | --- |\n| Solana\u003Cbr>| SOL | 2020 | Send money and run programs very quickly and at low cost automatically on the internet. | Decentralized Applications (DApps), Smart Contracts, Stablecoins | A gaming platform uses Solana for in-game asset transactions, enabling thousands of microtransactions per second at low cost |\n\nXRP  \nXRP  \n2012  \nFinancial institutions send money internationally quickly & cheaply  \nCross-Border Payments, Settlements, Interoperability,& Stablecoins  \nA bank, financial institution, or individual sends money internationally, instantly and at a low cost  \nUSD Coin  \nUSDC  \n2018  \nA stablecoin fully backed by U.S. dollar reserves, designed for price stability and easy digital payments  \nPayments & DeFi  \nPay for an online service using USDC, knowing the value won’t change like other cryptocurrencies might  \n\n| Tether USDT 2014 The first and most widely\u003Cbr>used stablecoin, pegged to the U.S. dollar for stability in trading and transfers\u003Cbr>\u003Cbr>DAI DAI 2017 A decentralized stablecoin,\u003Cbr>soft-pegged to the U.S.\u003Cbr>dollar and backed by crypto collateral, not fiat reserves\u003Cbr>\u003Cbr>STABLECOIN | Trading Liquidity | Transfer funds into USDT to help avoid volatility while waiting to buy another cryptocurrency |\n| --- | --- | --- |\n|  | DeFi | Use DAI to earn interest in a DeFi savings app, confident the value will stay near $1 |\n\nS  \n3  \nGuide to Digital Assets & Blockchain  \nWhat Is Blockchain?  \nNow that you’re familiar with some of the most recognized digital assets, meet their backbone: blockchain. The key to understanding how blockchain works lies in its decentralized nature—no single person or group controls it. This decentralized system powers every crypto transaction, ensuring security, transparency, and trust across the network.  \nHow Do Digital Assets Typically Transact on Blockchain Technology?  \nA user requests a transaction  \nThe transaction is executed  \nA block representing the transaction is created  \nThe block is broadcast to all the nodes of the network  \nThe block is added to the chain  \nAll the nodes  \nvalidate the block and the transaction  \nHow Are Transactions Verified on Blockchain Technology?  \nBITCOIN (BTC)  \nETHEREUM (ETH)  \nSOLANA (SOL)  \nXRP  \nUSDC / USDT / DAI  \n\n| Proof-of-Work (PoW)\u003Cbr>A consensus mechanism where miners solve complex mathematical puzzles to validate transactions and add new blocks to the blockchain. | Proof-of-Stake (PoS)\u003Cbr>A consensus mechanism where validators are chosen to create new blocks based on the amount of cryptocurrency they“stake” as collateral. | PoS as well as Proofof-History (PoH)\u003Cbr>A cryptographic method that timestamps transactions to create a verifiable sequence of events, improving effi","cbCaip73GRSgKvKm","https://ap.wps.com/l/cbCaip73GRSgKvKm","pdf",766399,"English","# Crypto Primer\n## What Are Digital Assets?\n## What Is Blockchain?\n## How Do Digital Assets Typically Transact on Blockchain Technology?\n## How Are Transactions Verified on Blockchain Technology?\n# FAQ","[{\"question\":\"What are the key differences between digital assets and traditional assets?\",\"answer\":\"Digital assets are fully digital and stored in wallets with 24/7 trading, while traditional assets are typically physical or paper-based and limited to market hours. Digital assets also tend to have higher volatility and an emerging regulatory landscape.\"},{\"question\":\"Why do crypto prices change so much?\",\"answer\":\"Crypto prices change due to supply, demand, technology trends, and overall market sentiment, which can trigger rapid price swings. Volatility is often higher than in traditional markets.\"},{\"question\":\"How does blockchain make digital assets secure?\",\"answer\":\"Blockchain uses cryptography and a network of independent computers (nodes) to validate transactions, keeping a verified record. This makes it nearly impossible to alter past records.\"}]","Your Guide to Digital Assets & Blockchain - Explore Resources, Key Terms, and FAQs | PDF"]