[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-seo-421214-105":3,"detail-sidebar-cat-0-en-105":81,"doc-detail-421214-en":130},{"code":4,"msg":5,"data":6},0,"ok",{"site_id":7,"language":8,"slug":9,"title":10,"keywords":11,"description":12,"schema_data":13,"social_meta":74,"head_meta":76,"extra_data":78,"updated_unix":80},105,"en","worries-over-student-debt-burdens-voiced-at-hearings","WORRIES OVER STUDENT DEBT BURDENS VOICED AT HEARINGS","","Education advocates testified at the second Higher Education Act reauthorization hearing, warning that increasing Guaranteed Student Loan annual limits for disadvantaged students should be avoided or kept minimal. Speakers argued that higher borrowing would intensify severe mental, financial, and social harm, especially for minority and low-income students facing dropout and incomplete education. The testimony also praised proposals such as longer repayment schedules and loan consolidation while noting broader concerns about federal budget deficits and future career and life decisions.",{"@graph":14,"@context":73},[15,34,56],{"@type":16,"itemListElement":17},"BreadcrumbList",[18,23,27,31],{"item":19,"name":20,"@type":21,"position":22},"https://docshare.wps.com","Home","ListItem",1,{"item":24,"name":25,"@type":21,"position":26},"https://docshare.wps.com/document/","Document",2,{"item":28,"name":29,"@type":21,"position":30},"https://docshare.wps.com/document/exam/","Exam",3,{"item":32,"name":10,"@type":21,"position":33},"https://docshare.wps.com/document/worries-over-student-debt-burdens-voiced-at-hearings/421214/",4,{"url":32,"name":10,"@type":35,"image":36,"author":41,"headline":10,"publisher":44,"fileFormat":47,"inLanguage":8,"description":12,"dateModified":48,"datePublished":49,"encodingFormat":47,"isAccessibleForFree":50,"interactionStatistic":51},"DigitalDocument",{"url":37,"@type":38,"width":39,"height":40},"https://docshare.wps.com/thumbnails/worries-over-student-debt-burdens-voiced-at-hearings/421214.png","ImageObject",300,407,{"name":42,"@type":43},"MrHarris58","Person",{"url":19,"name":45,"@type":46},"DocShare","Organization","application/pdf","2026-10-30","2026-09-28",true,{"@type":52,"interactionType":53,"userInteractionCount":55},"InteractionCounter",{"@type":54},"ViewAction",8,{"@type":57,"mainEntity":58},"FAQPage",[59,65,69],{"name":60,"@type":61,"acceptedAnswer":62},"What did education advocates warn about regarding Guaranteed Student Loan limits?","Question",{"text":63,"@type":64},"They warned that annual loan limits for disadvantaged students should not be greatly increased, arguing that higher limits could lead more students to face overpowering debt burdens.","Answer",{"name":66,"@type":61,"acceptedAnswer":67},"Why were speakers especially concerned about minority and low-income students?",{"text":68,"@type":64},"Speakers said many minority students took out large loans, dropped out, and were then left with huge debts and incomplete education, alongside measurable increases in loan reliance and average borrowing.",{"name":70,"@type":61,"acceptedAnswer":71},"What proposals did supporters of the ACE plan highlight to manage repayment?",{"text":72,"@type":64},"The testimony lauded longer payment schedules and loan consolidation, aiming to make repayment more manageable and addressing some limitations of the current annual borrowing amounts.","https://schema.org",{"og:url":32,"og:type":75,"og:title":10,"og:site_name":45,"og:description":12},"article",{"robots":77,"canonical":32},"index,follow",{"doc_id":79,"site_id":7},421214,1790779231,{"code":4,"msg":82,"data":83},"success",[84,88,92,95,100,105,110,114,119,122,126],{"id":22,"doc_module":4,"doc_module_name":25,"category_name":85,"show_sort_weight":86,"slug":87},"Story & Novel",90,"story-novel",{"id":26,"doc_module":4,"doc_module_name":25,"category_name":89,"show_sort_weight":90,"slug":91},"Literature",80,"literature",{"id":33,"doc_module":4,"doc_module_name":25,"category_name":29,"show_sort_weight":93,"slug":94},70,"exam",{"id":96,"doc_module":4,"doc_module_name":25,"category_name":97,"show_sort_weight":98,"slug":99},5,"Comic",60,"comic",{"id":101,"doc_module":4,"doc_module_name":25,"category_name":102,"show_sort_weight":103,"slug":104},6,"Technology",50,"technology",{"id":106,"doc_module":4,"doc_module_name":25,"category_name":107,"show_sort_weight":108,"slug":109},7,"Healthcare",40,"healthcare",{"id":55,"doc_module":4,"doc_module_name":25,"category_name":111,"show_sort_weight":112,"slug":113},"Research & Report",30,"research-report",{"id":115,"doc_module":4,"doc_module_name":25,"category_name":116,"show_sort_weight":117,"slug":118},9,"Religion & Spirituality",20,"religion-spirituality",{"id":117,"doc_module":4,"doc_module_name":25,"category_name":120,"show_sort_weight":117,"slug":121},"World Cup","world-cup",{"id":123,"doc_module":4,"doc_module_name":25,"category_name":124,"show_sort_weight":123,"slug":125},10,"Lifestyle","lifestyle",{"id":127,"doc_module":4,"doc_module_name":25,"category_name":128,"show_sort_weight":96,"slug":129},19,"General","general",{"code":4,"msg":82,"data":131},{"doc_id":79,"user_id":132,"nickname":42,"user_avatar":133,"doc_module":4,"category_id":33,"category_name":29,"doc_title":10,"doc_description":12,"doc_content":134,"file_id":135,"file_url":136,"file_type":137,"file_size":138,"view_count":55,"is_deleted":4,"is_public":22,"is_downloadable":22,"audit_status":22,"page_count":106,"language":139,"language_code":8,"site_id":7,"html_lang":8,"table_of_contents":140,"faqs":141,"seo_title":142,"seo_description":12,"update_tm":143,"read_time":144,"preview_page_count":4},687212988360,"https://ap-avatar.wpscdn.com/davatar_276721f389ce27ea32af1340a28f341c","。HIGHER EDUCATIONDAILYThe Independent daily news service foradministrators in postsecondaryeducation.  \nVol。13,No。111                    Friday,June 7,1985  \n# WORRIES OVER STUDENT DEBT BURDENS VOICED AT HEARINGS\n\nAfter hailing the Guaranteed Student Loan(GSL)program as a vital facet offederal student aid,several education advocates Wednesday warned the HousePostsecondary Education Subcommittee that annual loan limits for disadvantagedstudents should not be greatly increased--if they are increased at all.  \nUnless legislators hold the line on loan 1imits,they argue,more and morestudents could fall victim to overpowering debt burden.  \n\"Debt burden …has severe mental,financial and social implications for astudent trying to make a better life,\"said Wi1liam Clohan,counsel for theAssociation of Independent Colleges and Schools.  \nSevere DetrimentArnold Mitchem,director of Educational Opportunity Pro-grams at Marquette University,painted an equally bleak portrait of studentsindebtedness.Representing the National Council of Educational OpportunityAssociations,Mitchem said his group is opposed to any increase in loan 1imits.  \nAccording to Mitchem,too many minority students take out enormous loans,dropout of school and are then faced with huge debts and incomplete educationg.\"One could argue that they are worse off\"because of the GSLs,Mitchem said.  \nThe testimony came at the second Higher Education Act reauthorization hearingon Capitol Hi11.Most of the four-hour hearing dwelled on GSL debt burdens,anissue subcommittee Chairman W11liam D.Ford,D-Mich.,highlighted at a break-fast meeting earlier on Wednesday(HED,June 6)。  \nACE Proposal LaudedA number of associations have endorsed the AmericanCouncil on Education's(ACE)GSL proposal.Since the s2,500 per-year GSL 11mitfor undergraduate students has remained constant since 1972,ACE has suggestedit be increased $500 per year for freshmen and sophomores.  \n\"When the annual 11mit for undergraduates was set …it covered the averageannual cost of a college education,\"explained Charles Saunders,ACE vice-pres-ident for governmental relations,\"Today it covers less than 40 percent.\"  \nFor the last two years of the undergraduate program,ACE recommended an in-crease in annual borrowing 1imits to $5,000,\"a modest increase relative to theaverage annual cost of independent institutions,which exceeds $10,000,\"saidSaunders.  \nTo make repayment more manageable,ACE has proposed longer payments schedulesand loan conolidation,two ideas that several groups supported at an earlierhearing(HED,June 5)。(more)  \nJune 7,1985  \n# WORRIES OVER STUDENT DEBT BURDENS VOICED AT HEARINGS(Cont.)\n\nThe speakers were well received by the subcommittee,although several congress-men expressed concern over even minimal increases in the GSL program in lightof the $200 billion federal deficit.  \nACE's proposal would increase program costs by some $440 million,for example,although other suggestions by the council would produce savings by restrictingeligiblity for loans to the amount of unmet need and requiring multiple dis-bursement of all loans.  \nRev.WilliamJ.Sullivan,president of Seattle University,said at Wednesday'shearing the number of low-income students relying on loans to fund college hasgrown quickly.  \nSullivan,speaking for the National Association of Independent Colleges andUniversities(NAICU),said the percentage of NAICU-institution students comingfrom families making less than $6,000 in adjusted gross income and taking outloans had jumped from 15 percent in 1979 to 57 percent in 1983.He also re-vealed statistics showing these students in 1983 took out an average of $2,259in loans,compared to the 1979 average of $1,400.  \nMortgaging FuturesKenneth Ashworth,president-elect of the State HigherEducation Executive Officers,said in his testimony that over-reliance on GSLsnot only contributes to hikes in the default rate,but causes other effects\"considerably more insidious.\"  \nAshworth said more students are making career choic","cbCaiirInPW6cMDd","https://ap.wps.com/l/cbCaiirInPW6cMDd","pdf",1812850,"English","# WORRIES OVER STUDENT DEBT BURDENS VOICED AT HEARINGS\n## Debt burden concerns and opposition to raising limits\n## ACE proposal and repayment management ideas","[{\"question\":\"What did education advocates warn about regarding Guaranteed Student Loan limits?\",\"answer\":\"They warned that annual loan limits for disadvantaged students should not be greatly increased, arguing that higher limits could lead more students to face overpowering debt burdens.\"},{\"question\":\"Why were speakers especially concerned about minority and low-income students?\",\"answer\":\"Speakers said many minority students took out large loans, dropped out, and were then left with huge debts and incomplete education, alongside measurable increases in loan reliance and average borrowing.\"},{\"question\":\"What proposals did supporters of the ACE plan highlight to manage repayment?\",\"answer\":\"The testimony lauded longer payment schedules and loan consolidation, aiming to make repayment more manageable and addressing some limitations of the current annual borrowing amounts.\"}]","WORRIES OVER STUDENT DEBT BURDENS VOICED AT HEARINGS | PDF",1790624296,18]