[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-seo-400649-105":3,"detail-sidebar-cat-0-en-105":81,"doc-detail-400649-en":131},{"code":4,"msg":5,"data":6},0,"ok",{"site_id":7,"language":8,"slug":9,"title":10,"keywords":11,"description":12,"schema_data":13,"social_meta":74,"head_meta":76,"extra_data":78,"updated_unix":80},105,"en","what-financial-planning-activities-can-help-my-student-prepare-for-the-future","What financial planning activities can help my student prepare for the future?","","Resource for parents and caregivers focused on evidence-based financial planning activities to help students prepare for life after high school. It explains how higher education costs vary and compares lower- and higher-cost postsecondary options such as apprenticeships, career/trade schools, community colleges, four-year public and private colleges. It provides a grade-by-grade checklist for building a financial plan, identifying grants and scholarships, and completing the FAFSA, plus guiding questions to support family conversations.",{"@graph":14,"@context":73},[15,34,56],{"@type":16,"itemListElement":17},"BreadcrumbList",[18,23,27,31],{"item":19,"name":20,"@type":21,"position":22},"https://docshare.wps.com","Home","ListItem",1,{"item":24,"name":25,"@type":21,"position":26},"https://docshare.wps.com/document/","Document",2,{"item":28,"name":29,"@type":21,"position":30},"https://docshare.wps.com/document/exam/","Exam",3,{"item":32,"name":10,"@type":21,"position":33},"https://docshare.wps.com/document/what-financial-planning-activities-can-help-my-student-prepare-for-the-future/400649/",4,{"url":32,"name":10,"@type":35,"image":36,"author":41,"headline":10,"publisher":44,"fileFormat":47,"inLanguage":8,"description":12,"dateModified":48,"datePublished":49,"encodingFormat":47,"isAccessibleForFree":50,"interactionStatistic":51},"DigitalDocument",{"url":37,"@type":38,"width":39,"height":40},"https://docshare.wps.com/thumbnails/what-financial-planning-activities-can-help-my-student-prepare-for-the-future/400649.png","ImageObject",300,407,{"name":42,"@type":43},"BigDaveOnline","Person",{"url":19,"name":45,"@type":46},"DocShare","Organization","application/pdf","2026-10-31","2026-09-27",true,{"@type":52,"interactionType":53,"userInteractionCount":55},"InteractionCounter",{"@type":54},"ViewAction",14,{"@type":57,"mainEntity":58},"FAQPage",[59,65,69],{"name":60,"@type":61,"acceptedAnswer":62},"How can families estimate the cost of higher education for their student?","Question",{"text":63,"@type":64},"Families should identify schools and programs, then make a financial plan by estimating tuition, fees, and living expenses using information from the institution’s website or other resources.","Answer",{"name":66,"@type":61,"acceptedAnswer":67},"Which types of financial aid may students receive in grades 10–11?",{"text":68,"@type":64},"Students can identify grants, scholarships, state financial aid, and potential financial aid from their college. The resource notes that many federal grants and scholarships do not need to be repaid.",{"name":70,"@type":61,"acceptedAnswer":71},"What should parents and caregivers do in grade 12 regarding financial aid?",{"text":72,"@type":64},"Complete the Free Application for Federal Student Aid (FAFSA), then review the types of aid the student may be eligible for, including grants, loans, and federal work-study. The resource also emphasizes that loans must be repaid with interest.","https://schema.org",{"og:url":32,"og:type":75,"og:title":10,"og:site_name":45,"og:description":12},"article",{"robots":77,"canonical":32},"index,follow",{"doc_id":79,"site_id":7},400649,1790820294,{"code":4,"msg":82,"data":83},"success",[84,88,92,95,100,105,110,115,120,123,127],{"id":22,"doc_module":4,"doc_module_name":25,"category_name":85,"show_sort_weight":86,"slug":87},"Story & Novel",90,"story-novel",{"id":26,"doc_module":4,"doc_module_name":25,"category_name":89,"show_sort_weight":90,"slug":91},"Literature",80,"literature",{"id":33,"doc_module":4,"doc_module_name":25,"category_name":29,"show_sort_weight":93,"slug":94},70,"exam",{"id":96,"doc_module":4,"doc_module_name":25,"category_name":97,"show_sort_weight":98,"slug":99},5,"Comic",60,"comic",{"id":101,"doc_module":4,"doc_module_name":25,"category_name":102,"show_sort_weight":103,"slug":104},6,"Technology",50,"technology",{"id":106,"doc_module":4,"doc_module_name":25,"category_name":107,"show_sort_weight":108,"slug":109},7,"Healthcare",40,"healthcare",{"id":111,"doc_module":4,"doc_module_name":25,"category_name":112,"show_sort_weight":113,"slug":114},8,"Research & Report",30,"research-report",{"id":116,"doc_module":4,"doc_module_name":25,"category_name":117,"show_sort_weight":118,"slug":119},9,"Religion & Spirituality",20,"religion-spirituality",{"id":118,"doc_module":4,"doc_module_name":25,"category_name":121,"show_sort_weight":118,"slug":122},"World Cup","world-cup",{"id":124,"doc_module":4,"doc_module_name":25,"category_name":125,"show_sort_weight":124,"slug":126},10,"Lifestyle","lifestyle",{"id":128,"doc_module":4,"doc_module_name":25,"category_name":129,"show_sort_weight":96,"slug":130},19,"General","general",{"code":4,"msg":82,"data":132},{"doc_id":79,"user_id":133,"nickname":42,"user_avatar":134,"doc_module":4,"category_id":33,"category_name":29,"doc_title":10,"doc_description":12,"doc_content":135,"file_id":136,"file_url":137,"file_type":138,"file_size":139,"view_count":55,"is_deleted":4,"is_public":22,"is_downloadable":22,"audit_status":22,"page_count":26,"language":140,"language_code":8,"site_id":7,"html_lang":8,"table_of_contents":141,"faqs":142,"seo_title":143,"seo_description":12,"update_tm":144,"read_time":96,"preview_page_count":4},962090896214,"https://ap-avatar.wpscdn.com/davatar_155a257f0dc6eb9ab79c44ca47cae57d","Regional Educational Laboratory Southwest  \nWhat financial planning activities can help my student prepare for the future?  \nSeries for Parents and Caregivers  \nHelping Your Student Prepare for Life After High School  \nMany careers today require training or education beyond high school. People who have more education also tend to earn more and are more likely to be employed.1  \nThe good news is that many resources are available to help parents and caregivers pay for students’ continued education. To guide families, we draw on research to highlight financial planning activities in highschool that can help prepare students for college and careers.  \nPractices to help students prepare financially for higher education  \nThis resource is part of a college and career readiness series for families from the Regional Educational Laboratories at the U.S. Department of Education. The activities featured are just some of the evidence-based or promising practices available to educate students and their parents about college affordability and the availability of financial aid.  \nThe cost of higher education   \nCosts for continued education can vary considerably by institution and region of the country. Understanding the different options for postsecondary education can help you decide which is the best fit for your student’s career goals.  \nLower Cost Higher Cost  \n| Apprenticeships\u003Cbr>provide paid onthe-job training and experience. Programs may last 1–3 years and often lead to workforce credentials and job offers. | Career or trade schools\u003Cbr>provide specialized training and credentials for specific trades. Programs average 1–2 years and often offer financial aid. | Two-year\u003Cbr>community colleges\u003Cbr>offer associate degrees in various fields, and some also offer trade certification. A range of financial aid is available. | Four-year public colleges offer bachelor’s and advanced degrees. Financial aid is available, and\u003Cbr>in-state colleges are often less expensive. | Four-year private colleges offer scholarships, grants, and other financial aid services, but tuition rates are often higher than public institutions. |\n| --- | --- | --- | --- | --- |\n\nRead more about it  \n• Choosing a School (U.S. Department of Education)  \n• College and Career School Navigator (U.S. Department of Education)  \n• Apprenticeship USA (U.S. Department of Labor)  \n• Trends in College Pricing and Student Aid 2023 (College Board)  \n• Scholarship and Grant Finder (U.S. Department of Labor)  \nFor students who qualify, financial aid can help reduce the cost of continued education. Use this checklist to get started.  \nGrade 9 or earlier:  \n  Discuss your student’s career goals and the type of education needed to attain them. Seek advice from school counselors, teachers, business and community leaders, and others.  \nIdentify schools and programs to consider. Learn more about them, and if possible, schedule a tour.  \nMake a financial plan. Estimate costs for schools and programs of interest, drawing from the institution’s website or other resources. Include tuition, fees, and living expenses in your estimate. Create a plan to cover these costs, including the amount of financial aid your student may need.  \nGrades 10–11:  \n Identify grants, scholarships, and other financial supports.  \n• Federal Pell Grants are based on financial need and awarded via the financial aid application process your student completes in grade 12. Federal grants do not need to be repaid.  \n• Non-federal grants and private and public scholarships also do not need to be repaid. Many options are available and can be found online or with the support of school and community members. Scholarships are typically based on achievement, but grants and scholarships for students meeting other requirements also exist.  \n• State financial aid may include grants, scholarships, and other programs. Funds are usually limited to in-state public colleges and career schools.  \n• Financial aid may be available from your c","cbCaio7lTs6cKL3M","https://ap.wps.com/l/cbCaio7lTs6cKL3M","pdf",2170860,"English","# Helping Your Student Prepare for Life After High School\n## The cost of higher education\n## Practices to help students prepare financially for higher education\n### Grade 9 or earlier\n### Grades 10–11\n### Grade 12\n## Paying for your student’s higher education\n## Guiding questions for parents and caregivers\n## References\n## Learn more","[{\"question\":\"How can families estimate the cost of higher education for their student?\",\"answer\":\"Families should identify schools and programs, then make a financial plan by estimating tuition, fees, and living expenses using information from the institution’s website or other resources.\"},{\"question\":\"Which types of financial aid may students receive in grades 10–11?\",\"answer\":\"Students can identify grants, scholarships, state financial aid, and potential financial aid from their college. The resource notes that many federal grants and scholarships do not need to be repaid.\"},{\"question\":\"What should parents and caregivers do in grade 12 regarding financial aid?\",\"answer\":\"Complete the Free Application for Federal Student Aid (FAFSA), then review the types of aid the student may be eligible for, including grants, loans, and federal work-study. The resource also emphasizes that loans must be repaid with interest.\"}]","What financial planning activities can help my student prepare for the future? | PDF",1790512982]