[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-seo-323328-105":3,"detail-sidebar-cat-0-en-105":81,"doc-detail-323328-en":131},{"code":4,"msg":5,"data":6},0,"ok",{"site_id":7,"language":8,"slug":9,"title":10,"keywords":11,"description":12,"schema_data":13,"social_meta":74,"head_meta":76,"extra_data":78,"updated_unix":80},105,"en","total-debts-as-a-percent-of-total-assets-household-sector-1973-1982","Total Debts as a Percent of Total Assets - Household Sector 1973-1982","","Analysis of household-sector financial structure across 1973–1982 using a chart that tracks total household debts as a percentage of total household assets. Despite rising borrowing pressures after the post–World War II period, the debts-to-assets ratio changes only slightly, with the level kept roughly stable around the mid-teens. Key debt components in 1982 include home mortgages and consumer installment credit, alongside employment, consumer installment credit, and capacity utilization indicators supporting the macro context.",{"@graph":14,"@context":73},[15,34,56],{"@type":16,"itemListElement":17},"BreadcrumbList",[18,23,27,31],{"item":19,"name":20,"@type":21,"position":22},"https://docshare.wps.com","Home","ListItem",1,{"item":24,"name":25,"@type":21,"position":26},"https://docshare.wps.com/document/","Document",2,{"item":28,"name":29,"@type":21,"position":30},"https://docshare.wps.com/document/research-report/","Research & Report",3,{"item":32,"name":10,"@type":21,"position":33},"https://docshare.wps.com/document/total-debts-as-a-percent-of-total-assets-household-sector-1973-1982/323328/",4,{"url":32,"name":10,"@type":35,"image":36,"author":41,"headline":10,"publisher":44,"fileFormat":47,"inLanguage":8,"description":12,"dateModified":48,"datePublished":49,"encodingFormat":47,"isAccessibleForFree":50,"interactionStatistic":51},"DigitalDocument",{"url":37,"@type":38,"width":39,"height":40},"https://docshare.wps.com/thumbnails/total-debts-as-a-percent-of-total-assets-household-sector-1973-1982/323328.png","ImageObject",300,407,{"name":42,"@type":43},"Hazel","Person",{"url":19,"name":45,"@type":46},"DocShare","Organization","application/pdf","2026-10-30","2026-09-21",true,{"@type":52,"interactionType":53,"userInteractionCount":55},"InteractionCounter",{"@type":54},"ViewAction",11,{"@type":57,"mainEntity":58},"FAQPage",[59,65,69],{"name":60,"@type":61,"acceptedAnswer":62},"What does the chart measure for the household sector from 1973 to 1982?","Question",{"text":63,"@type":64},"It measures total household debts as a percentage of total household assets over the past 10 years, showing how the ratio evolves across the period.","Answer",{"name":66,"@type":61,"acceptedAnswer":67},"How did the debts-to-assets ratio change over the decade?",{"text":68,"@type":64},"The ratio remained roughly level, staying within a narrow band (about 14.5% to 15.9% in cited years) before falling again later.",{"name":70,"@type":61,"acceptedAnswer":71},"What were the major components of household liabilities around 1982?",{"text":72,"@type":64},"The main components were home mortgages and consumer installment credit, totaling about $1.1 trillion and $345 billion respectively in 1982.","https://schema.org",{"og:url":32,"og:type":75,"og:title":10,"og:site_name":45,"og:description":12},"article",{"robots":77,"canonical":32},"index,follow",{"doc_id":79,"site_id":7},323328,1790170815,{"code":4,"msg":82,"data":83},"success",[84,88,92,96,101,106,111,115,120,123,127],{"id":22,"doc_module":4,"doc_module_name":25,"category_name":85,"show_sort_weight":86,"slug":87},"Story & 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Sector1973-1982\n\n1973197419751976197719781979198019811982American Financial Services Association ChartSource:Federal Reserve System  \nASpointedout in last month'sFinance Facts,household assetshave risen sharply in the postWorld War II era.  From $687 bil-lion at the end of 1945,householdsector assets climbed to almost $1ltrillion at the end of 1982.Nevertheless,it seems the publicat large devotes more attention toincreases in households'debts thanassets.  Household liabilities havealso risen in the postwar era,aswe are constantly reminded by themedia.  Total household liabilitiesof only $34 billion in 1945 rose to  \n$1.7 trillion at the end of 1982.The major components are homemortgages and consumer installmentcredit,equalling $1.1 trillion and$345 billion,  respectively,in1982.  \nIn many ways more interestingthan the gross totals of assets anddebts is the relationship betweenthem.   The chart shows debts as apercent of assets over the past 10  \nyears.Despite concern in somecircles that houshold financialconditions have been deteriorating,the trend is almost imperceptible.Debts increased over the period,but assets increased about asrapidly on a percentage basis froma much higher starting point.  As aresult,the ratio of debts toassets remained roughly level overthe period,ranging only narrowlyfrom 14.5 percent in 1976 to 15.9percent in 1979 before falling offagain.  The household sector's debtto assets ratio simply has notchanged very much for many years.Stated conversely,  the householdsector's equity or net worth in itsassets has remained approximatelyconstant at 85 percent for the lastdecade.  \nStill,household borrowing issubstantial,and the bulk of it isprovided by financial intermediar-ies.   The table on the back pageprovides distributions of sources(text continued on last page)  \n.E  \nTotal Civilian Employment  \nBy Months(Seasonally Adjusted)1974-1983Source:Department of Labor  \n983  \n## Capacity Utilization -Total Manufacturing\n\nJMI  \n1978  \n1979  \n1980  \n198]  \n1982  \n1976  19771  \n1983  \nSource:Federal Reserve Board  \nEMPLOYMENT  \nEmployment rose in May and unemployment waslittle changed.  May's unemployment figureincluding resident Armed Forces in thelabor force was 10.0%,down from 10.1%inApril.  The rate for civilian workers was  \n10.18 in May,down from 10.28 in April.The number of persons on nonagriculturalpayrolls rose by 375,000 in May.  Particu-iarly strong growth took place in construc-tion,manufacturing and services.   Totalcivilian employment reached 99.6 million,seasonally adjusted,in May after a rela-tively large increase in April.Since lastDecember's recession low of 99.1 million,employment has risen by almost half amiilion.  \nCONSUMER INSTALLMENT CREDIT  \nConsumer installment credit outstandingduring April increased by $2.27 billion to$347.6 billion,seasonally adjusted,fol-lowing a $2.58 billion increase in March.After a large increase in automobile creditin March of $1.22 billion,this categoryrose $0.69 billion in April.  Growth in thelarge \"other\"  category (personal loans,home improvement and other goods credit)picked up from the March pace,increasing  \n$0.64 biilion in April from an increase of  \n$0.25 billion in March.  Revolving creditexpansion slowed somewhat rising $0.92biilion,but followed an increase in Marchof $1.18 billion that was the largest sinceJune 1978.  \nCAPACITY UTILIZATION  \nIn May,capacity utilization advanced 0.7percentage point to 72.0%.  The rate forindustrial materials also increased 0.7percentage point in May,reaching 71.7%.Since the end of 1982 the manufacturingrate has risen an average of 0.9 percentagepoint per month while the materials ratehas averaged an increase of 1.3 percentagepoints per month.Capacity utilization hasrisen particularly rapidly since Decemberfor textile,rubber and plastics and pri-mary metals.Capacity utilization forproducers of energy materials remainedabout unchanged in May.  \nGregory D.Luetscher  \nCO","cbCaioQhwF9Uj6jD","https://ap.wps.com/l/cbCaioQhwF9Uj6jD","pdf",869931,"English","# Total Debts as a Percent of Total Assets, Household Sector (1973-1982)\n## Chart: Debts as a Percent of Assets\n## Employment and Unemployment\n## Consumer Installment Credit\n## Capacity Utilization\n## Consumer Sector Indicators","[{\"question\":\"What does the chart measure for the household sector from 1973 to 1982?\",\"answer\":\"It measures total household debts as a percentage of total household assets over the past 10 years, showing how the ratio evolves across the period.\"},{\"question\":\"How did the debts-to-assets ratio change over the decade?\",\"answer\":\"The ratio remained roughly level, staying within a narrow band (about 14.5% to 15.9% in cited years) before falling again later.\"},{\"question\":\"What were the major components of household liabilities around 1982?\",\"answer\":\"The main components were home mortgages and consumer installment credit, totaling about $1.1 trillion and $345 billion respectively in 1982.\"}]","Total Debts as a Percent of Total Assets - Household Sector 1973-1982 | PDF",1789964937,13]