[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-detail-113287-en":3,"doc-seo-113287-105":31,"detail-sidebar-cat-0-en-105":93},{"code":4,"msg":5,"data":6},0,"success",{"doc_id":7,"user_id":8,"nickname":9,"user_avatar":10,"doc_module":4,"category_id":11,"category_name":12,"doc_title":13,"doc_description":14,"doc_content":15,"file_id":16,"file_url":17,"file_type":18,"file_size":19,"view_count":20,"is_deleted":4,"is_public":21,"is_downloadable":21,"audit_status":21,"page_count":22,"language":23,"language_code":24,"site_id":25,"html_lang":24,"table_of_contents":26,"faqs":27,"seo_title":28,"seo_description":14,"update_tm":29,"read_time":30},113287,8796095461564,"Liam","https://ap-avatar.wpscdn.com/davatar_155a257f0dc6eb9ab79c44ca47cae57d",8,"Research & Report","The Global Findex Database 2021 - Financial Inclusion, Digital Payments, and Resilience in the Age of COVID-19","The Global Findex Database 2021 examines financial inclusion worldwide and how COVID-19-era conditions shaped account ownership and the use of financial services. It analyzes digital payments, savings, borrowing, and the broader financial ecosystem, highlighting opportunities to expand account usage and reach unbanked populations through digitalizing payments. The report also evaluates financial well-being through indicators of resilience and financial worrying, offering insights into how systems can support steadier household finances during disruption.","Public Disc losure Authorized  \nAuthorized  \nFinancial Inclusion, Digital Payments,  \nand Resilience in the Age of  \nCOVID-19  \nu ub lic Disclosure th ir el Disclosure Authorized Pub lic Disclosure  \nAsli Demirgüç-Kunt, Leora Klapper, Dorothe Singer, and Saniya Ansar  \nThe Global  \nFindex Database 2021  \nFinancial Inclusion, Digital Payments, and Resilience in the Age ofCOVID-19  \nThe Global  \nFindex Database 2021  \nFinancial Inclusion, Digital Payments, and Resilience in the Age ofCOVID-19  \nAsli Demirgüç-Kunt Leora Klapper Dorothe Singer Saniya Ansar  \n© 2022 International Bank for Reconstruction and Development / The World Bank 1818 H Street NW, Washington, DC 20433  \nTelephone: 202-473-1000; [Internet: www.worldbank.org](Internet: www.worldbank.org)[ ](Internet: www.worldbank.org)Some rights reserved  \n1 2 3 4 25 24 23 22  \nThis work is a product of the staff of The World Bank with external contributions. The findings, interpretations, and conclusions expressed in this work do not necessarily reflect the views of The World Bank, its Board of Executive Directors, or the governments they represent. The World Bank does not guarantee the accuracy, completeness, or currency of the data included in this work and does not assume responsibility for any errors, omissions, or discrepancies in the information, or liability with respect to the use ofor failure to use the information, methods, processes, or conclusions set forth. The boundaries, colors, denominations, and other information shown on any map in this work do not imply any judgment on the part of The World Bank concerning the legal status of any territory or the endorsement or acceptance of such boundaries.  \nNothing herein shall constitute or be construed or considered to be a limitation upon or waiver of the privileges and immunities of The World Bank, all of which are specifically reserved.  \nRights and Permissions  \nThis work is available under the Creative Commons Attribution 3.0 IGO license (CC BY 3.0 IGO) [http://](http://)[ ](http://)[creativecommons.org/licenses/by/3.0/igo. Under](creativecommons.org/licenses/by/3.0/igo. Under) the Creative Commons Attribution license, you are free to copy, distribute, transmit, and adapt this work, including for commercial purposes, under the following conditions:  \nAttribution—Please cite the work as follows: Demirgüç-Kunt, Asli, Leora Klapper, Dorothe Singer, and Saniya Ansar. 2022. Global Findex Database 2021: Financial Inclusion, Digital Payments, and Resilience in the Age of COVID-19. Washington, DC: World Bank. doi:10.1596/978-1-4648-1897-4 . License: Creative Commons Attribution CC BY 3.0 IGO  \nTranslations—If you create a translation of this work, please add the following disclaimer along with the attribution: This translation was not created by The World Bank and should not be considered an official World Bank translation. The World Bank shall not be liablefor any content or error in this translation.  \nAdaptations—If you create an adaptation of this work, please add the following disclaimer along with the attribution: This is an adaptation of an original work by The World Bank. Views and opinions expressed in the adaptation are the sole responsibility of the author or authors of the adaptation and are not endorsed by The World Bank.  \nThird-party content—The World Bank does not necessarily own each component of the content contained within the work. The World Bank therefore does not warrant that the use of any third-party-owned individual component or part contained in the work will not infringe on the rights of those third parties. The risk of claims resulting from such infringement rests solely with you. If you wish to re-use a component of the work, it is your responsibility to determine whether permission is needed for that re-use and to obtain permission from the copyright owner. Examples of components can include, but are not limited to, tables, figures, or images.  \nAll queries on rights and licenses should be addr","cbCairoRxGWACyOy","https://ap.wps.com/l/cbCairoRxGWACyOy","pdf",31415632,5,1,225,"English","en",105,"# Contents\n## Foreword\n## Acknowledgements\n## About the Global Findex Database - Executive Summary\n## 1 Financial Access\n### 1.1 Account ownership\n### 1.2 Opportunities to increase account ownership through an enabling environment\n## 2 Use of Financial Services\n### 2.1 Digital payments\n### 2.2 Savings\n### 2.3 Borrowing\n### 2.4 The financial ecosystem\n### 2.5 Opportunities for expanding the use of accounts\n### 2.6 Opportunities for increasing account ownership for the unbanked through digitalizing payments\n## 3 Financial Well-Being\n### 3.1 Financial resilience\n### 3.2 Financial worrying\n### 3.3 Opportunities to support financial well-being through the financial system\n## Survey Methodology - Indicator Table\n## Global Findex Glossary","[{\"question\":\"What topics does the Global Findex Database 2021 cover?\",\"answer\":\"It covers account ownership and access to financial services, including digital payments, savings, borrowing, and the financial ecosystem, followed by financial well-being indicators.\"},{\"question\":\"How does the report address financial inclusion during the age of COVID-19?\",\"answer\":\"It analyzes how COVID-19-era conditions relate to resilience and financial worrying, and it discusses opportunities to expand account ownership and usage through digital payments.\"},{\"question\":\"Which areas are used to evaluate financial well-being in the report?\",\"answer\":\"Financial well-being is assessed through financial resilience, financial worrying, and opportunities for supporting well-being through the financial system.\"}]","The Global Findex Database 2021 - 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