[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-detail-108633-en":3,"doc-seo-108633-105":30,"detail-sidebar-cat-0-en-105":92},{"code":4,"msg":5,"data":6},0,"success",{"doc_id":7,"user_id":8,"nickname":9,"user_avatar":10,"doc_module":4,"category_id":11,"category_name":12,"doc_title":13,"doc_description":14,"doc_content":15,"file_id":16,"file_url":17,"file_type":18,"file_size":19,"view_count":20,"is_deleted":4,"is_public":21,"is_downloadable":21,"audit_status":21,"page_count":22,"language":23,"language_code":24,"site_id":25,"html_lang":24,"table_of_contents":26,"faqs":27,"seo_title":13,"seo_description":14,"update_tm":28,"read_time":29},108633,687197207639,"Asher","https://ap-avatar.wpscdn.com/davatar_a8503ba1806abce46bf441b54a3ca4cd",8,"Research & Report","The Gambia Financial Sector Assessment - June 2022 - Prepared for policy recommendations","The Gambia Financial Sector Assessment (June 2022) summarizes the World Bank FSAP mission’s findings following an on-site visit in late February to early March 2022. It identifies major financial sector vulnerabilities and key risks, and translates them into targeted policy recommendations. The assessment covers the banking sector’s vulnerabilities and regulatory and supervisory issues, evaluates MSME access to finance and financial inclusion, reviews payment systems and digital payments, and examines the state’s role in long-term finance and capital market development.","Public Disclosure Authorized Public Disclosure Authorized  \nTHE GAMBIA  \nFINANCIAL SECTOR ASSESSMENT  \nJune 2022  \nPrepared By  \nFinance, Competitiveness, and Innovation Global Practice and  \nWestern and Central Africa Regional Vice Presidency  \nA World Bank mission visited The Gambia between February 28 and March 13, 2022, to conduct the Financial Sector Assessment Program (FSAP) .1 This report summarizes the main findings of the mission, identifies key financial sector vulnerabilities, and provides policy recommendations.  \n1 The team comprised Carlos Piñerúa (Lead, World Bank), Katie Kibuuka, Pasquale di Benedetta, Ivor Istuk, Holti Banka, Ou Nie (all World Bank), and Engin Akçakoca (expert consultant) .  \nGLOSSARY  \nACH  \nB2B  \nCBG  \nCGS  \nCRB  \nCUs  \nDGA  \nFCs  \nDFS  \nEWS  \nECOWAS  \nELA  \nERM  \nFPS  \nFSC  \nFSU  \nFSD  \nFSSR  \nFinTech  \nFX  \nGMD  \nGIEPA  \nGAMSwitch GhIPSS  \nGRAG2B  \nHFF  \nIICF  \nKPIs  \nKYC  \nLICs  \nMD  \nMSMEs  \nMoBSE  \nMoFEA  \nAutomated Clearing House Business-to-Business  \nCentral Bank of The Gambia  \nCredit Guarantee Scheme  \nCredit Reference Bureau  \nCredit Unions  \nDeposit Guarantee Authority  \nDeposit Taking Finance Companies Digital Financial Services  \nEarly Warning System  \nEconomic Community of West African State  \nEmergency Liquidity Assistance Enterprise Risk Management Federated Pension Scheme Financial Stability Council  \nFinancial Stability Unit  \nFinancial Supervision Department  \nFinancial Sector Stability Review  \nFinancial Technology Foreign Exchange Gambia Dalasi  \nGambia Investment and Export Promotion Agency  \nGambia National Card Switch Ghana Interbank Payment and Gambia Revenue Authority Government-to-Business Housing Finance Fund Industrial Injuries Compensation Key Performance Indicators Know-Your-Customer  \nLow Income Countries Managing Director  \nMicro, Small and Medium Enterprises Ministry of Basic and Secondary Education  \nMinistry of Finance and Economic Affairs  \nMoJ  \nMoLRG  \nMoTIE  \nMMOs  \nMNOs  \nMTOs  \nPEC  \nNACCUG  \nNAO  \nNAWEC  \nNFES  \nNFIS  \nNPF  \nNBFIs  \nNPLs  \nOFI  \nPCG  \nPayTech PS  \nPOS  \nRTGS  \nROA  \nROE  \nSSS  \nSMEs  \nSDF  \nSSHFC  \nSOE  \nSSA  \nUBOs  \nUNCDF  \nVISACAs  \nWAMZ  \nWEF  \nYEP  \nMinistry of Justice  \nMinistry of Lands and Regional Government Ministry of Trade, Industry, Regional Integration and Employment  \nMobile Money Operators  \nMobile Network Operators Money Transfer Operators  \nNational Assembly Public Enterprise Committee National Association of Cooperative Credit Unions of The Gambia  \nNational Audit Office  \nNational Water and Electricity Company National Financial Education Strategy National Financial Inclusion Strategy  \nNational Provident Fund Non-Bank Financial Institutions Non-Peforming Loans  \nOther Financial Institutions Partial Credit Guarantee Payment Technology Permanent Secretary Point-Of-Service  \nReal Time Gross Settlement Return on Assets  \nReturn on Equity  \nSecurities Settlement System Small and Medium Enterprises Social Development Fund  \nSocial Security and Housing Finance Corporation  \nState-Owned Enterprise Sub-Saharan Africa Ultimate Beneficial Owners  \nUnited Nations Capital Development Fund Village Savings and Credit Associations West African Monetary Zone  \nWomen’s Enterprise Fund  \nYouth Empowerment Project  \nCONTENTS  \nPREFACE ...................................................................................................................................................................................... 4  \nEXECUTIVE SUMMARY........................................................................................................................................................... 5  \n INTRODUCTION........................................................................................................................................................... 13  \n BACKGROUND ............................................................................................................................................................. 15","cbCaii0n4YrZa0XI","https://ap.wps.com/l/cbCaii0n4YrZa0XI","pdf",520115,6,1,55,"English","en",105,"# Preface\n# Executive Summary\n# Introduction\n# Banking Sector: Vulnerabilities and Risks\n## Banking Sector Assessment\n## Banking Sector Legal, Regulatory and Supervisory Issues\n# MSME Access to Finance and Financial Inclusion\n## MSME Finance\n## Financial Inclusion\n# Payment Systems and Developing Digital Payments\n# Role of the State in Developing Long-Term Finance\n## Preconditions for Capital Market Development\n## Social Security and Housing Finance Corporation\n# Annex 1: Financial Sector Structure\n# Annex 2: Financial Soundness Indicators","[{\"question\":\"What is the purpose of the Financial Sector Assessment Program (FSAP) mission to The Gambia?\",\"answer\":\"The mission summarizes key findings, identifies financial sector vulnerabilities, and provides policy recommendations for strengthening the sector.\"},{\"question\":\"Which areas of the financial system are重点评估在本报告中?\",\"answer\":\"The report assesses the banking sector’s vulnerabilities and supervisory framework, MSME access to finance and financial inclusion, payment systems and digital payments, and the state’s role in long-term finance and capital market development.\"},{\"question\":\"Who conducted the assessment and when was the mission carried out?\",\"answer\":\"A World Bank mission visited The Gambia between February 28 and March 13, 2022, with a team including World Bank 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