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Building on a 2011 National Strategy with four goals, FLEC adopted a focus on “Starting Early for Financial Success” to help young people develop financial capability for complex systems. 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(SAFE) Report  \nSubmitted by  \nThe Financial Literacy and Education Commission  \n2015  \nMembers of the Financial Literacy and Education Commission  \nDepartment of the Treasury (Treasury), Chair Consumer Financial Protection Bureau (CFPB), Vice Chair Department of Agriculture (USDA)  \nDepartment of Education (ED)  \nDepartment of Defense (DoD)  \nDepartment of Health and Human Services (HHS) Department of Housing and Urban Development (HUD)  \nDepartment of Labor (DOL)  \nDepartment of Veterans Affairs (VA) Board of Governors ofthe Federal Reserve System (FRB) Commodity Futures Trading Commission (CFTC)  \nFederal Deposit Insurance Corporation (FDIC)  \nFederal Emergency Management Agency (FEMA)  \nFederal Trade Commission (FTC)  \nGeneral Services Administration (GSA)  \nNational Credit Union Administration (NCUA)  \nOffice of the Comptroller of the Currency (OCC)  \nOffice of Personnel Management (OPM)  \nSecurities and Exchange Commission (SEC)  \nSmall Business Administration (SBA)  \nSocial Security Administration (SSA)  \nWhite House Domestic Policy Council (DPC)  \nStrategy for Assuring Financial Empowerment (SAFE)  \nContents  \nExecutive Summary 􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮 2  \nBackground on the Financial Literacy and Education Commission 􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮 3  \nStrategic Focus on “Starting Early for Financial Success” 􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮 3  \nI. Preparing Children and Youth for a Financially Capable Adulthood .......................................... 5  \nII. Informing Higher Education Decision Making ......................................................................... 8  \nIII. Advancing Financial Education in the Workplace ..................................................................... 9  \nIV. Research and Evaluation ....................................................................................................... 11  \nStrategic Partnership with the President’s Advisory Council on  \nFinancial Capability for Young Americans 􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮 14 Planned Action and Expected Outcomes 􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮 15  \nAppendices:  \nAppendix I: MyMoney.gov Website and the MyMoney Five 􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮 16 MyMoney Five 􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮 16 Research and Data Clearinghouse 􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮 17 Appendix II: MyMoney Toll-free Hotline: 1-888-MyMoney 􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮 17 Appendix III: Expanded Consumer Protections on Remittances 􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮 18 Appendix IV: For Further Information 􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮􀀮 18  \nStrategy for Assuring Financial Empowerment (SAFE)  \nExecutive Summary   \nThe Financial Literacy and Education Commission (FLEC or Commission), which is comprised of 22 federal government entities, plays a central role in the federal government’s efforts to enhance financial literacy􀀮 FLEC coordinates its members’ diverse financial education activities – for families, school children, college students, servicemembers and their families, disadvantaged and financially vulnerable populations, and others 􀀮 These diverse activities reflect the fact that Americans’ financial lives are complex, and they need different types of information, education, and guidance at different times and in varying situations 􀀮 FLEC provides a platform for its member agencies tojoina common conversation and share ideas, experiences, and lessons ","cbCaiiWWBTFXsw4P","https://ap.wps.com/l/cbCaiiWWBTFXsw4P","pdf",1585888,24,"English","# Executive Summary\n# Background on the Financial Literacy and Education Commission\n# Strategic Focus on “Starting Early for Financial Success”\n## Preparing Children and Youth for a Financially Capable Adulthood\n## Informing Higher Education Decision Making\n## Advancing Financial Education in the Workplace\n## Research and Evaluation\n# Strategic Partnership with the President’s Advisory Council on Financial Capability for Young Americans\n# Planned Action and Expected Outcomes\n# Appendices","[{\"question\":\"What is the SAFE report’s main purpose?\",\"answer\":\"It describes how FLEC members take action to address the financial capability of young people through financial knowledge, support for higher-education decisions, and early career guidance for long-term planning.\"},{\"question\":\"Which strategic focus did FLEC adopt in 2012?\",\"answer\":\"FLEC adopted a strategic focus on “Starting Early for Financial Success” to help Americans build the financial capability needed to navigate a complex financial system.\"},{\"question\":\"What four goals were included in FLEC’s 2011 National Strategy?\",\"answer\":\"The strategy aimed to increase awareness of and access to effective financial education, determine and integrate core financial competencies, improve financial education infrastructure, and identify, enhance, and share effective practices.\"}]","The Financial Literacy and Education Commission Strategy for Assuring Financial Empowerment (SAFE) Report - Executive Summary | PDF",1792061995]