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The text discusses how cotton-dependent districts face distinctive economic problems when acreage is devoted chiefly to one crop, limiting domestic consumption and creating vulnerability to demand cuts. It outlines efforts toward diversification, reduced speculative reliance, and improved creditor-debtor cooperation, emphasizing changing credit conditions in the South and financing challenges after market demoralization and war-related disruptions.",{"@graph":14,"@context":73},[15,34,56],{"@type":16,"itemListElement":17},"BreadcrumbList",[18,23,27,31],{"item":19,"name":20,"@type":21,"position":22},"https://docshare.wps.com","Home","ListItem",1,{"item":24,"name":25,"@type":21,"position":26},"https://docshare.wps.com/document/","Document",2,{"item":28,"name":29,"@type":21,"position":30},"https://docshare.wps.com/document/research-report/","Research & 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Men  \nThe cotton growing statestoday from the...  \nNew York  \n[191-?]  \nCOLUMBIA UNIVERSITY LIBRARIESPRESERVATION DIVISION  \n# BIBLIOGRAPHIC MICROFORM TARGET\n\nORIGINAL MATERIAL AS FILMED-EXISTING BIBLIOGRAPHIC RECORD  \nOCLC:  36911946Rec stat:nEntered:19970515.Replaced:19970515Used:19970515Type:  aELv1:  KSrce:dAudn:Ctr1:Lang:  engBLv1:  mForm:aConf:0Biog:MRec:Ctry:  nyuCont:GPub:Fict:(0Indx:0Desc:  aIlls:Fest:0DtSt:Dates:191u,1  040PR1 c PR12  (007hb dda e f f a---g b h a icj p3007h bd dae f fa---g bh a i a jp4  007h b ddaef fa---gbh aibjp5049PR1A61102National Association of Credit Men.724514The cotton growing states today from the merchandise creditgrantor\"sstandpoint h [microform].8260New York:b National Association of Credit Men,c[191-?]93007 p.;c 22 cm.10500Cover title.  \n Reproductions may not be made without permission from Columbia University Libraries.              \n## RESTRICTIONS ON USE:\n\nTECHNICAL MICROFORM DATA  \nREDUCTION BATIO:              9:/  \nFILM SIZE:            35mm  \nIIB  \nIB  \nIMAGE PLACEMENT:IA  \nDATE FILMED:                      10/9 INITIALS:          6 TRACKING\\#:                                                                                          21833  \nFILMED BY PRESERVATION RESOURCES,BETHLEHEM,PA.  \nThe Cotton GrowingStatesToday from theMerchandise CreditGrantor's Standpoint  \n2  \n80  \nPrepared in the Offce of theSECRETARY.TREASURER  \nof the  \nNATIONAL ASSOCIATION OFCREDIT MEN  \n41 Park Row,New York,N.Y.  \nThe Cotton Growing States To-day from the Merchandise CreditGrantor's Standpoint.  \nThe cotton growing district from the earliestperiod of our commercial history has presentedeconomic problems peculiar to itself,due to thefact that its acreage has been devoted almost ex-clusively to one crop—cotton—only a fraction ofwhich can ever be consumed in domestic manu-facture even in years of brisk cotton demand.The community dependent upon one product forits livelihood has no resource to turn to or fallback upon if any one of many conditions arise tocut off demands for its product The nature ofthis dificulty has impressed itself upon a steadilyincreasing number of the more progressivethinkers of the South who have been endeavoringto get the people away from the habit of thinkingsolely in terms of cotton.  \nTheir efforts have not been in vain,for greatchanges have been in process during the past twodecades in the agricultural and industrial condi-tions of this district,and clearly the people ofthe South are getting more and more in time withthe generally accepted principles and practices ofa varied production and industry.What theSouth is earnestly striving for to-day is a diversi-fication of crops and the establishment of suchmanufactures as shall utilize a larger proportionof those raw materials in which the South is sorich;again a diminution of the speculative de-pendence upon cotton to liquidate indebtedness;and greater co-operation between creditor anddebtor in the solution of questions relating toproduction and marketing of the crop and thepurchase and payment of merchandise.  \nA prominent credit manager has written asfollows:  \n\"Credit conditions in the South are changingrapidly.I sometimes think the evolution is com-ing on us too rapidly,but clearly we are fastreaching a more sound and satisfactory position,and I can see visions of our farmers living athome,using cotton as a surplus crop,and busi-ness done on a basis closer to cash instead of onthe loose credit system which has customarily pre-yailed.It is rapidly spreading that credit isharder to get,and in order to get it,bills must bemet with promptness.We find it easier to stick  \nto strict business rules than it has ever been.Iam glad to say our customers are meeting ushalf way.\"  \nRight now there is much discussion of the mar-keting of the present year's crop of cotton andhow the financing of the crop may be conductedin an orderly and successful way.We are nothere attempting to treat this sid","cbCaifqtBoJbx2HA","https://ap.wps.com/l/cbCaifqtBoJbx2HA","pdf",311015,"English","# Restrictions on Use\n## Technical Microform Data\n## The Cotton Growing States To-day from the Merchandise Credit Grantor's Standpoint","[{\"question\":\"What main economic challenge is described for cotton-growing districts?\",\"answer\":\"Dependence on cotton as the dominant crop creates economic problems because the community has limited ability to shift to other livelihood options when demand is cut.\"},{\"question\":\"What changes are presented as efforts for the South during the past two decades?\",\"answer\":\"The document emphasizes diversification of crops, establishing manufactures to use local raw materials, reducing speculative dependence on cotton to liquidate debts, and increasing cooperation between creditor and debtor.\"},{\"question\":\"How does the text describe credit conditions and the need for prompt payment?\",\"answer\":\"It states that credit is changing rapidly, becoming harder to obtain, and that bills must be met with promptness, with customers meeting creditors partway.\"}]","The Cotton Growing States To-day from the Merchandise Credit Grantor's Standpoint - Original Material as Filmed-Existing Bibliographic Record | PDF",1789972141]