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It cites large-scale illiteracy among UK adults and limited confidence and preparation from teachers and parents. Student and educator quotes describe anxiety, misunderstanding, and lack of exposure to taxes, saving, and debt in school. It introduces AQA Financial Futures as an on-screen, modular assessment and certification toolkit developed for 14–19-year-olds to rebuild confidence and practical life skills.",{"@graph":69,"@context":121},[70,84,104],{"@type":71,"itemListElement":72},"BreadcrumbList",[73,77,79,82],{"item":74,"name":75,"@type":76,"position":8},"https://docshare.wps.com","Home","ListItem",{"item":78,"name":9,"@type":76,"position":14},"https://docshare.wps.com/document/",{"item":80,"name":40,"@type":76,"position":81},"https://docshare.wps.com/document/research-report/",3,{"item":83,"name":65,"@type":76,"position":19},"https://docshare.wps.com/document/the-background-and-context-towards-new-assessments-for-literacy-numeracy-and-digital-fluency/619579/",{"url":83,"name":65,"@type":85,"image":86,"author":91,"headline":65,"publisher":94,"fileFormat":97,"inLanguage":63,"description":67,"dateModified":98,"datePublished":98,"encodingFormat":97,"isAccessibleForFree":99,"interactionStatistic":100},"DigitalDocument",{"url":87,"@type":88,"width":89,"height":90},"https://docshare.wps.com/thumbnails/the-background-and-context-towards-new-assessments-for-literacy-numeracy-and-digital-fluency/619579.png","ImageObject",300,407,{"name":92,"@type":93},"Noah","Person",{"url":74,"name":95,"@type":96},"DocShare","Organization","application/vnd.openxmlformats-officedocument.presentationml.presentation","2026-10-20",true,{"@type":101,"interactionType":102,"userInteractionCount":4},"InteractionCounter",{"@type":103},"ViewAction",{"@type":105,"mainEntity":106},"FAQPage",[107,113,117],{"name":108,"@type":109,"acceptedAnswer":110},"What problem does the document highlight about skills in the UK?","Question",{"text":111,"@type":112},"It highlights a financial literacy problem and a broader gap in everyday numeracy, where many learners struggle to solve real-life maths problems.","Answer",{"name":114,"@type":109,"acceptedAnswer":115},"What do students and educators say about current teaching?",{"text":116,"@type":112},"Students describe trauma and confusion in maths lessons, and educators note that finance topics like taxes, saving, and debt are not taught or are uncomfortable to deliver using real-life approaches.",{"name":118,"@type":109,"acceptedAnswer":119},"How does AQA Financial Futures aim to address the gap?",{"text":120,"@type":112},"It provides an on-screen tool with modular learning, formative and end assessment, and certification, designed for 14–19-year-olds and built to reduce barriers while building confidence and practical life skills.","https://schema.org",{"og:url":83,"og:type":123,"og:title":65,"og:site_name":95,"og:description":67},"article",{"robots":125,"canonical":83},"index,follow",{"doc_id":127,"site_id":62},619579,1792463099,{"code":4,"msg":5,"data":130},{"doc_id":127,"user_id":131,"nickname":92,"user_avatar":132,"doc_module":4,"category_id":39,"category_name":40,"doc_title":65,"doc_description":67,"doc_content":133,"file_id":134,"file_url":135,"file_type":136,"file_size":137,"view_count":4,"is_deleted":4,"is_public":8,"is_downloadable":8,"audit_status":8,"page_count":34,"language":138,"language_code":63,"site_id":62,"html_lang":63,"table_of_contents":139,"faqs":140,"seo_title":141,"seo_description":67,"update_tm":128,"read_time":142},8796095462418,"https://ap-avatar.wpscdn.com/avatar/80000253c1241d02b47?x-image-process=image/resize,m_fixed,w_180,h_180&k=1778826106357471780","Copyright © 2026 AQA and its licensors. All rights reserved.\n1\nThe background and context\nCopyright © 2026 AQA and its licensors. All rights reserved.\n2\nEveryone has the potential to achieve numeracy skills which will help to navigate the maths in real life.\nFor too long, learners have left education unable to solve everyday maths problems. Policy paper:  Towards new assessments for literacy, numeracy and digital fluency\nWe have a duty to ensure that people are equipped with the skills they need to be fully functioning members of society, and this new style of assessment could help to move us in the right direction.\"\nThe UK has a financial literacy problem\nCopyright © 2026 AQA and its licensors. All rights reserved.\n3\n10 million adults in the UK are financially illiterate\n1%\nof teachers say that their students possess adequate financial skills\nOnly\n6%\nof parents say their children have regular lessons on financial education\nOnly\nCustomer Validation\nCopyright © 2026 AQA and its licensors. All rights reserved.\n4\n“I had a lot of trauma around it [maths at school] because I didn’t understand the things I’d been told, and I’d keep getting stuff wrong … I didn’t understand, so I just used to get failure, failure, failure.”\nStudent 1, AP4\n“Genuinely, I've never heard anything about taxes, saving, debt, anything in school.”\nStudent\n“We never got taught these things in school, and a lot of our teachers already struggle with using a more real-life approach to classroom teaching, so it’s definitely not something that everyone is comfortable doing.”\nHead of School, employment-focused college\n“I really think this should be essential for all students and nothing like this exists, all in one place. I’d be very interested in this.” Coordinator, Specialist College\n“The reason we didn't use much of the NatWest and Barclays stuff is because it does dumb it down quite a lot, and students disengage quite quickly if they feel it's been dumbed down.” ​Assistant Headteacher, Sixth form​\nStudent\nTeacher\nAQA Financial Futures: Learn it today. Use it for life.\nCopyright © 2026 AQA and its licensors. All rights reserved.\n5\nDeveloped for and tested by 14–19-year-old learners\nAn on-screen tool teaching real life finance management\nLearners receive an assessment and certification after each module\nA complete toolkit for teaching real-life money skills\nCopyright © 2026 AQA and its licensors. All rights reserved.\n6\nRe-engages learners\nConnects with student priorities\nBuilds confidence\nReduces barriers to learning\nBuilds practical life skills\nEach student’s pace and pathway\nTackling ‘how’ we fight financial illiteracy\nCopyright © 2026 AQA and its licensors. All rights reserved.\n7\nThere's nothing else that does the teaching and learning, formative assessment and end assessment to certification.\nFills a known gap – helps address the uneven delivery of financial education.\nNo additional setup – everything is built into the course and ready to use.\n“It helped grow my independence without asking people for help when I'm older.”Focus Group response\nScan to find out more about Financial Futures","cbCaioiqOodUxZDv","https://ap.wps.com/l/cbCaioiqOodUxZDv","pptx",5080713,"English","# Everyone can build numeracy skills\n## Financial literacy challenges in the UK\n## Evidence from adults, teachers, and parents\n# Learner and educator experiences\n## Impact of school maths trauma\n## Lack of finance topics taught\n# AQA Financial Futures approach\n## Real-life finance management tool\n## Modules, assessment, and certification\n## Benefits for engagement and confidence","[{\"question\":\"What problem does the document highlight about skills in the UK?\",\"answer\":\"It highlights a financial literacy problem and a broader gap in everyday numeracy, where many learners struggle to solve real-life maths problems.\"},{\"question\":\"What do students and educators say about current teaching?\",\"answer\":\"Students describe trauma and confusion in maths lessons, and educators note that finance topics like taxes, saving, and debt are not taught or are uncomfortable to deliver using real-life approaches.\"},{\"question\":\"How does AQA Financial Futures aim to address the gap?\",\"answer\":\"It provides an on-screen tool with modular learning, formative and end assessment, and certification, designed for 14–19-year-olds and built to reduce barriers while building confidence and practical life skills.\"}]","The background and context - Towards new assessments for literacy, numeracy and digital fluency | PPTX",18]