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The cover story examines the root causes of the subprime mortgage crisis and highlights how actuaries can help eliminate underlying problems. Additional sections include an actuarial excellence program overview, a retirement survey on changing planning behavior, professional development updates, education and workplace themes, and department letters with editor and society contact information for submissions.",{"@graph":69,"@context":122},[70,84,105],{"@type":71,"itemListElement":72},"BreadcrumbList",[73,77,79,82],{"item":74,"name":75,"@type":76,"position":8},"https://docshare.wps.com","Home","ListItem",{"item":78,"name":9,"@type":76,"position":14},"https://docshare.wps.com/document/",{"item":80,"name":35,"@type":76,"position":81},"https://docshare.wps.com/document/healthcare/",3,{"item":83,"name":65,"@type":76,"position":19},"https://docshare.wps.com/document/the-actuary-issue-2-healthcare-reform/398854/",{"url":83,"name":65,"@type":85,"image":86,"author":91,"headline":65,"publisher":94,"fileFormat":97,"inLanguage":63,"description":67,"dateModified":98,"datePublished":99,"encodingFormat":97,"isAccessibleForFree":100,"interactionStatistic":101},"DigitalDocument",{"url":87,"@type":88,"width":89,"height":90},"https://docshare.wps.com/thumbnails/the-actuary-issue-2-healthcare-reform/398854.png","ImageObject",300,407,{"name":92,"@type":93},"Grenda","Person",{"url":74,"name":95,"@type":96},"DocShare","Organization","application/pdf","2026-10-30","2026-09-27",true,{"@type":102,"interactionType":103,"userInteractionCount":39},"InteractionCounter",{"@type":104},"ViewAction",{"@type":106,"mainEntity":107},"FAQPage",[108,114,118],{"name":109,"@type":110,"acceptedAnswer":111},"What main topics does this issue cover?","Question",{"text":112,"@type":113},"It includes coverage of the subprime mortgage crisis causes, retirement survey results, and an ongoing series on healthcare reform and improving access.","Answer",{"name":115,"@type":110,"acceptedAnswer":116},"Which program is highlighted for actuarial excellence?",{"text":117,"@type":113},"The issue features “The First Centers of Actuarial Excellence,” recognizing thirteen universities for dynamic actuarial science programs.",{"name":119,"@type":110,"acceptedAnswer":120},"How does the issue describe professional development for actuaries?",{"text":121,"@type":113},"It emphasizes continuous learning after exams through on-the-job experience and additional training, supported by professional development efforts.","https://schema.org",{"og:url":83,"og:type":124,"og:title":65,"og:site_name":95,"og:description":67},"article",{"robots":126,"canonical":83},"index,follow",{"doc_id":128,"site_id":62},398854,1790807908,{"code":4,"msg":5,"data":131},{"doc_id":128,"user_id":132,"nickname":92,"user_avatar":133,"doc_module":4,"category_id":34,"category_name":35,"doc_title":65,"doc_description":67,"doc_content":134,"file_id":135,"file_url":136,"file_type":137,"file_size":138,"view_count":39,"is_deleted":4,"is_public":8,"is_downloadable":8,"audit_status":8,"page_count":139,"language":140,"language_code":63,"site_id":62,"html_lang":63,"table_of_contents":141,"faqs":142,"seo_title":143,"seo_description":67,"update_tm":144,"read_time":145,"preview_page_count":4},7971474921005,"https://ap-avatar.wpscdn.com/davatar_29158cc5080c5b710cf443261637dec0","april/May 2010 VoluMe 7 issue 2  \nWhat Caused the Crisis?  \nreTiremenT survey resulTs  \nDo people plan for retirement differently now?  \nimprOving ACCess  \nTO heAlThCAre  \nThe series on health care reform  \ncontinues  \nThe FirsT CenTers OF  \nACTuAriAl exCellenCe  \nThirteen universities recognized for dynamic  \nactuarial science programs  \nAn Enterprising Approach to Risk.  \nLearn more about the CERA credential at  \n[www.ceranalyst.org/The Actuary](www.ceranalyst.org/The Actuary)  \nThe Actuary is published bi-monthly (February, April, June, August, October, December) by the Society of Actuaries, 475 N. Martingale Rd., Suite 600, Schaumburg, IL 60173-2226. Periodicals postage paid at Schaumburg, IL, and additional mailing offices. USPS \\#022-627.  \nThis publication is provided for informational and educational purposes only. The Society of Actuaries makes no representation or guarantee with regard to its content, and disclaims any responsibility or liability in connection with the use or misuse of any information provided herein. This publication should not be construed as professional or financial advice. Statements of fact and opinions expressed herein are those of the individual authors and are not necessarily those of the Society of Actuaries or its officers, directors, staff or representatives. The Society of Actuaries does not endorse or make any guarantee with regard to any products, services or procedures mentioned or advertised herein.  \nThe Actuary is free to members of the Society of Actuaries. Nonmember subscriptions: students,$23; others, $43. Please send subscription requests to: Society of Actuaries, P.O. Box 95668, Chicago, IL 60694.  \nThe Actuary welcomes both solicited and unsolicited submissions. The editors reserve the right to accept, reject or request changes to solicited and unsolicited submissions, as well as edit articles for length, basic syntax, grammar, spelling and punctuation. The Actuary is copyedited according to Associated Press (AP) style.  \nFor more information about submitting an article, please contact Sam Phillips, associate editor, at (847) 706-3521, [sphillips@soa.org](sphillips@soa.org) or Society of Actuaries, 475 N. Martingale Rd., Suite 600, Schaumburg, IL 60173-2226.  \n©2010 Society of Actuaries. All rights reserved. No part of this publication may be reproduced in any form without the express written permission of the Society of Actuaries.  \nPOSTMASTER: Send address changes to the SOA, c/o Communications Department, 475 N. Martingale Rd., Suite 600, Schaumburg, IL 60173-2226.  \nCert no. XXX-XXX-XXX  \nContributing Editors  \nSteven W. Easson, FSA  \n[steve.easson@rbc.com](steve.easson@rbc.com)  \nRonald Poon-Affat, FSA[rpoonaffat@munichre.com](rpoonaffat@munichre.com)  \nSusan M. Reitz, FSA  \n[smreitz@illinoismutual.com](smreitz@illinoismutual.com)  \nMax Rudolph, FSA  \nmax.rudolph@  \n[rudolphfinancialconsulting.com](rudolphfinancialconsulting.com)  \nSudha Shenoy, FSA [shenoys@aetna.com](shenoys@aetna.com)  \nTyree Wooldridge, FSA  \n[ty.wooldridge@genworth.com](ty.wooldridge@genworth.com)  \nsoA PrEsidEnt  \nMike McLaughlin, FSA[mmclaughlin@soa.org](mmclaughlin@soa.org)  \nsoCiEty stAff ContACts  \nPatrick Gould  \nManaging Director of Marketing & Communications [pgould@soa.org](pgould@soa.org)  \nLisamarie Lukas  \nDirector of Communications [llukas@soa.org](llukas@soa.org)  \nKaren Perry Publications Manager [kperry@soa.org](kperry@soa.org)  \nJacque Kirkwood  \nSenior Communications Associate [jkirkwood@soa.org](jkirkwood@soa.org)  \nSam Phillips Communications Associate[sphillips@soa.org](sphillips@soa.org 8)[ 8](sphillips@soa.org 8)[ ](sphillips@soa.org 8)Erin Pierce  \nGraphic Designer [epierce@soa.org](epierce@soa.org)  \n[April/May 2010](April/May 2010)  \nissue of The Actuary  \n16 oVerView Cost FunDing  \naCCess  \nCoVer story  \n32 The Cause Of a Crisis  \nAn in-depth look at the root causes of the subprime mortgage crisis and ways actuaries can eliminate the problems.  \nBy Gordon Jardin  \nDepartMe","cbCaikyt258l9WkF","https://ap.wps.com/l/cbCaikyt258l9WkF","pdf",5171721,48,"English","# What Caused the Crisis?\n# Retirement Survey Results\n# Improving Access to Healthcare\n# The First Centers of Actuarial Excellence\n## Thirteen Universities Recognized for Dynamic Actuarial Science Programs\n# An Enterprising Approach to Risk - Learn more about the CERA credential","[{\"question\":\"What main topics does this issue cover?\",\"answer\":\"It includes coverage of the subprime mortgage crisis causes, retirement survey results, and an ongoing series on healthcare reform and improving access.\"},{\"question\":\"Which program is highlighted for actuarial excellence?\",\"answer\":\"The issue features “The First Centers of Actuarial Excellence,” recognizing thirteen universities for dynamic actuarial science programs.\"},{\"question\":\"How does the issue describe professional development for actuaries?\",\"answer\":\"It emphasizes continuous learning after exams through on-the-job experience and additional training, supported by professional development efforts.\"}]","The Actuary - Issue 2 - Healthcare Reform | PDF",1790489240,121]