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It highlights a general decline in the share of graduates with loan debt over the past five years, with the Class of 2023 showing the first increases in both adjusted and unadjusted debt for four-year institutions. It quantifies 2023 outcomes and provides context on how debt affects access, cognitive and psychological functioning, and graduation likelihood, especially for underrepresented groups.",{"@graph":69,"@context":122},[70,84,105],{"@type":71,"itemListElement":72},"BreadcrumbList",[73,77,79,82],{"item":74,"name":75,"@type":76,"position":8},"https://docshare.wps.com","Home","ListItem",{"item":78,"name":9,"@type":76,"position":14},"https://docshare.wps.com/document/",{"item":80,"name":40,"@type":76,"position":81},"https://docshare.wps.com/document/research-report/",3,{"item":83,"name":65,"@type":76,"position":19},"https://docshare.wps.com/document/student-loan-debt-of-postsecondary-education-graduates-in-iowa-2024-executive-summary-analysis/585373/",{"url":83,"name":65,"@type":85,"image":86,"author":91,"headline":65,"publisher":94,"fileFormat":97,"inLanguage":63,"description":67,"dateModified":98,"datePublished":99,"encodingFormat":97,"isAccessibleForFree":100,"interactionStatistic":101},"DigitalDocument",{"url":87,"@type":88,"width":89,"height":90},"https://docshare.wps.com/thumbnails/student-loan-debt-of-postsecondary-education-graduates-in-iowa-2024-executive-summary-analysis/585373.png","ImageObject",300,407,{"name":92,"@type":93},"Aria Callaghan","Person",{"url":74,"name":95,"@type":96},"DocShare","Organization","application/pdf","2026-11-06","2026-10-15",true,{"@type":102,"interactionType":103,"userInteractionCount":29},"InteractionCounter",{"@type":104},"ViewAction",{"@type":106,"mainEntity":107},"FAQPage",[108,114,118],{"name":109,"@type":110,"acceptedAnswer":111},"What trend does the report describe for Iowa graduates with student loan debt over the past five years?","Question",{"text":112,"@type":113},"The share of graduates from Iowa colleges and universities with loan debt decreased over the past five years, primarily driven by community college graduates.","Answer",{"name":115,"@type":110,"acceptedAnswer":116},"What change occurred for the Iowa Class of 2023?",{"text":117,"@type":113},"For four-year institutions, the Class of 2023 is the first graduating class to show an increase in both adjusted and unadjusted student loan debt.",{"name":119,"@type":110,"acceptedAnswer":120},"How large was student loan debt for graduates in 2023, according to the report?",{"text":121,"@type":113},"In 2023, 54.8% of students graduated with student loan debt with an average of $26,713, implying a projected monthly payment of $290 over ten years at 5.5% interest.","https://schema.org",{"og:url":83,"og:type":124,"og:title":65,"og:site_name":95,"og:description":67},"article",{"robots":126,"canonical":83},"index,follow",{"doc_id":128,"site_id":62},585373,1792188735,{"code":4,"msg":5,"data":131},{"doc_id":128,"user_id":132,"nickname":92,"user_avatar":133,"doc_module":4,"category_id":39,"category_name":40,"doc_title":65,"doc_description":67,"doc_content":134,"file_id":135,"file_url":136,"file_type":137,"file_size":138,"view_count":29,"is_deleted":4,"is_public":8,"is_downloadable":8,"audit_status":8,"page_count":139,"language":140,"language_code":63,"site_id":62,"html_lang":63,"table_of_contents":141,"faqs":142,"seo_title":143,"seo_description":67,"update_tm":144,"read_time":145,"preview_page_count":4},962084926284,"https://ap-avatar.wpscdn.com/davatar_29158cc5080c5b710cf443261637dec0","Student Loan Debt of Postsecondary Education Graduates in Iowa: 2024  \nMay 21 , 2024  \nStudent Loan Debt of Postsecondary Education Graduates in Iowa: 2024  \nState of Iowa  \nDepartment of Education  \nGrimes State Office Building  \n400 E. 14th Street  \nDes Moines , IA 50319-0146  \nAdministration  \nMcKenzie Snow, Director  \nDivision of Higher Education  \nBureau of Iowa College Aid  \nDavid Ford, Bureau Chief  \nChristina Sibaouih, Section Chief  \nTodd Brown, Section Chief  \nIt is the policy of the Iowa Department of Education not to discriminate on the basis of race, creed, color, sexual orientation, gender identity, national origin, sex, disability, religion, age, political party affiliation, or actual or potential parental, family or marital status in its programs, activities, or employment practices as required by the Iowa Code sections 216.9 and 256. 10(2), Titles VI and VII of the Civil Rights Act of 1964 (42 U.S.C. § 2000d2000e), the Equal Pay Act of 1973 (29 U.S.C. § 206, et seq. ), Title IX (Educational Amendments, 20 U.S.C.§§ 1681 – 1688), Section 504 (Rehabilitation Act of 1973, 29 U.S.C. § 794), and the Americans with Disabilities Act (42 U.S.C. § 12101, et seq. ) . If you have questions or complaints related to compliance with this policy by the Iowa Department of Education, please contact the legal counsel for the Iowa Department of Education, Grimes State Office Building, 400 E. 14th Street, Des Moines, IA 50319-0146, telephone number: 515-281- 5295, or the Director of the Office for Civil Rights, U.S. Department of Education, John C. Kluczynski Federal Building, 230 S. Dearborn Street, 37th Floor, Chicago, IL 60604-7204, telephone number: 312-730-1560, FAX number: 312-730-1576, TDD number: 800-877-8339, email: [OCR.Chicago@ed.gov](OCR.Chicago@ed.gov)  \nContents  \nExecutive Summary ............................................................................................................................... 4  \nIntroduction ............................................................................................................................................ 4  \nPercent of Iowa College Graduates With Student Loan Debt ................................................................. 5  \nFigure 1. Percentage of Iowa College Graduates with Student Loan Debt: 2019-2023....................... 5  \nUnadjusted Average Student Loan Debt of Iowa College Graduates ..................................................... 6  \nFigure 2. Unadjusted Average Student Loan Debt of Iowa College Graduates: 2019-2023 ................ 6  \nAdjusted Average Student Loan Debt of Iowa College Graduates ......................................................... 7  \nFigure 3. Adjusted Average Student Loan Debt of Iowa College Graduates: 2019-2023 .................... 7  \nLimitations and Recommendations ........................................................................................................ 8  \nReferences ............................................................................................................................................ 9  \nAppendices .......................................................................................................................................... 11  \nAppendix A. Methods ....................................................................................................................... 11  \nAppendix B. Unweighted Figures ..................................................................................................... 12  \nUnweighted Percentage of Graduates with Student Loan Debt: 2019-2023.................................. 12  \nUnweighted Unadjusted Average Student Loan Debt of Iowa College Graduates: 2019-2023...... 13  \nUnweighted Adjusted Average Student Loan Debt of Iowa College Graduates: 2019-2023.......... 14  \nTable sample....................................................................................... Error! Bookmark not defined.  \nExecutive Summary  \nThe perc","cbCaii931Mxt7P1i","https://ap.wps.com/l/cbCaii931Mxt7P1i","pdf",1274042,14,"English","# Executive Summary\n## Introduction\n## Percent of Iowa College Graduates With Student Loan Debt\n## Unadjusted Average Student Loan Debt\n## Adjusted Average Student Loan Debt\n## Limitations and Recommendations\n## References\n## Appendices\n## Appendix A. Methods\n## Appendix B. Unweighted Figures","[{\"question\":\"What trend does the report describe for Iowa graduates with student loan debt over the past five years?\",\"answer\":\"The share of graduates from Iowa colleges and universities with loan debt decreased over the past five years, primarily driven by community college graduates.\"},{\"question\":\"What change occurred for the Iowa Class of 2023?\",\"answer\":\"For four-year institutions, the Class of 2023 is the first graduating class to show an increase in both adjusted and unadjusted student loan debt.\"},{\"question\":\"How large was student loan debt for graduates in 2023, according to the report?\",\"answer\":\"In 2023, 54.8% of students graduated with student loan debt with an average of $26,713, implying a projected monthly payment of $290 over ten years at 5.5% interest.\"}]","Student Loan Debt of Postsecondary Education Graduates in Iowa: 2024 - Executive Summary & Analysis | PDF",1792054543,35]