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This report focuses on Texas community colleges for the Fall 2021 semester and presents findings on institutional support, paying for college, student debt and credit card use, financial security, basic needs security, and mental health challenges. 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The SFWS was designed and implemented by Trellis Research, a department within Trellis Company, starting in 2018. Since then, 2.04 million students have been surveyed at 188 institutions in 31 states.  \nAbout Trellis Company  \nTrellis Company is a nonprofit 501(c)(3) corporation with the dual mission of helping student borrowers successfully repay their education loans and promoting access and success in higher education. For over 40 years, Trellis Company has provided individualized services to student loan borrowers and support to institutions and communities.  \nAbout Trellis Research  \nTrellis Research provides colleges and policymakers insight into student success through the lens of college affordability. With more than three decades of experience on the forefront of issues such as student debt, student loan counseling, and financial barriers to attainment, our research team continues to explore the role of personal finance and financial aid in higher education.  \nWe invite you to visit our library of publications [at](at www.trelliscompany.org/research. Please follow us)[ ](at www.trelliscompany.org/research. Please follow us)[www.trelliscompany.org/research](at www.trelliscompany.org/research. Please follow us)[.](at www.trelliscompany.org/research. Please follow us)[ Please follow us](at www.trelliscompany.org/research. Please follow us)[ ](at www.trelliscompany.org/research. Please follow us)on Twitter (@TrellisResearch) for news on our latest research publications and discussions on a variety of higher education topics. Contact us at [Trellisresearch@trelliscompany.org](Trellisresearch@trelliscompany.org) for your research questions and collaboration inquiries.  \nAcknowledgements....................................................................................................................................... 3  \nExecutive Summary....................................................................................................................................... 4  \nSurvey Overview ........................................................................................................................................... 7  \nPerceptions of Institutional Support............................................................................................................. 9  \nPaying for College ....................................................................................................................................... 11  \nStudent Debt, Credit Card Use, and Risky Borrowing................................................................................. 14  \nFinancial Security ........................................................................................................................................ 17  \nBasic Needs Security ................................................................................................................................... 22  \nMental Health Challenges ........................................................................................................................... 26  \nConclusion ................................................................................................................................................... 28  \nParticipation in the Student Financial Wellness Survey ............................................................................. 28  \nEndnotes ..................................................................................................................................................... 29  ","cbCail49xxnRmYiF","https://ap.wps.com/l/cbCail49xxnRmYiF","pdf",790066,32,"English","# Executive Summary\n# Survey Overview \n# Perceptions of Institutional Support\n# Paying for College\n# Student Debt, Credit Card Use, and Risky Borrowing\n# Financial Security\n# Basic Needs Security\n# Mental Health Challenges\n# Conclusion\n# Participation in the Student Financial Wellness Survey\n# Endnotes","[{\"question\":\"What is the Student Financial Wellness Survey (SFWS)?\",\"answer\":\"SFWS is a self-reported, online survey that documents financial well-being and student success indicators for postsecondary students.\"},{\"question\":\"Who conducted SFWS, and when did it start?\",\"answer\":\"SFWS was designed and implemented by Trellis Research, starting in 2018.\"},{\"question\":\"Which topics does the Texas community colleges Fall 2021 report cover?\",\"answer\":\"It covers perceptions of institutional support, paying for college, student debt and credit card use, financial security, basic needs security, and mental health challenges.\"}]","Student Financial Wellness Survey - Texas Community Colleges Fall 2021 Semester Report | PDF",1792062179,81]