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While not nationally representative, responses were weighted to reflect the total student composition at the participating institutions. The SFWS was designed and implemented by Trellis Research starting in 2018. Since then, 2.4 million students have been surveyed at 231 institutions in 33 states.  \nThe SFWS is a free national survey offered by Trellis Company that explores the connections between student finances, academic success, and more. Interested in participating in the Fall 2023 implementation of SFWS? Learn more here:  \n[www.trelliscompany.org/SFWS-get-started](www.trelliscompany.org/SFWS-get-started)  \nAbout Trellis Company  \nTrellis Company ([trelliscompany.org](trelliscompany.org)) is a nonprofit 501(c)(3) corporation focused on helping people leverage the power of post-secondary education and learning to improve their quality of life and the communities where they live.  \nAbout Trellis Research  \nTrellis Research ([trelliscompany.org/research](trelliscompany.org/research)) provides colleges and policymakers insight into student success through the lens of higher education affordability.  \nWith more than three decades of experience studying key issues such as student debt, student loan counseling, and the financial barriers to attainment, our research team explores the roles of personal finance, financial literacy, and financial aid in higher education.  \nInterested in collaborations or need research expertise? Trellis Research welcomes opportunities to inform policymakers and help organizations address their analytical needs. For more information, please contact Trellis Research at Trellisresearch@ [trelliscompany.org](trelliscompany.org) or visit us on Twitter (@TrellisResearch) .  \nNewsletter Subscription  \nInterested in receiving our monthly newsletter, Trellis Research News: Data, Trends, and Insights, via email? Subscribe here:  \n[www.trelliscompany.org/research/data-trends-and-insights/](www.trelliscompany.org/research/data-trends-and-insights/)  \nRecommended Citation  \nFletcher, C., Cornett, A., Webster, J., and Ashton, B. (2023) . Student Financial Wellness Survey report: Fall 2022 semester results. Trellis Company.  \nFollow us on Twitter @TrellisResearch  \nTable of Contents  \nPreface ...............................................................................................................................................4  \nAcknowledgements ....................................................................................................................4  \nExecutive Summary .................................................................................................................... 5  \nSurvey Overview........................................................................................................................... 9  \nDistress Indicators Among College Students................................................................10  \nStudent Success Indicators....................................................................................................16  \nStudents Who Are Parents ....................................................................................................18  \nPaying For College .................................................................................................................... 20  \nStudent Credit Card Use and Risky Borrowing .......................................................... 23  \nFinancial Behavior, Knowledge, and Decision-Making ........................................","cbCaipdIUxRm9v6K","https://ap.wps.com/l/cbCaipdIUxRm9v6K","pdf",2514467,56,"English","# Preface\n# Acknowledgements\n# Executive Summary\n# Survey Overview\n# Distress Indicators Among College Students\n# Student Success Indicators\n# Students Who Are Parents\n# Paying For College\n# Student Credit Card Use and Risky Borrowing\n# Financial Behavior, Knowledge, and Decision-Making\n# Research to Practice\n# Conclusion\n# Appendix A: Detailed Methodology and Sample Characteristics\n# Appendix B: Survey Questions and Responses\n# Appendix C: Endnotes","[{\"question\":\"What is the Student Financial Wellness Survey (SFWS)?\",\"answer\":\"The SFWS is a self-reported, online survey documenting financial well-being and student success indicators for postsecondary students. It is not nationally representative, and responses are weighted to reflect the participating institutions’ student composition.\"},{\"question\":\"How many students and institutions contributed to the Fall 2022 results?\",\"answer\":\"Fall 2022 SFWS was implemented at 89 colleges and universities in 23 states. Trellis surveyed 388,653 undergraduates and received responses from 36,446 students, for a 9.4% response rate.\"},{\"question\":\"What topics are covered in the report besides overall financial wellness?\",\"answer\":\"The report examines distress indicators, student success indicators, students who are parents, paying for college, student credit card use and risky borrowing, and financial behavior, knowledge, and decision-making. It also includes a research-to-practice section and detailed appendices.\"}]","Student Financial Wellness Survey Fall 2022 Semester Results | PDF",1792062464,141]