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The report outlines statutory responsibilities, including publishing the SAFE Report, implementing the National Strategy, coordinating federal efforts, and managing MyMoney.gov. 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The Vice Chair is the Director of the Consumer Financial Protection Bureau. The FLEC provides a forum for its represented federal agencies and the White House Domestic Policy Council to coordinate their efforts to advance financial literacy and education. FLECrepresented agencies develop consumer-friendly, trustworthy, and consistent educational materials and tools, and conduct outreach efforts to help consumers make informed and sound decisions that enhance their financial well-being.  \nThe FLEC’s key statutory responsibilities are to:  \n• Hold three public meetings per year to coordinate and promote financial literacy and education among federal agencies.  \n• Publish the annual Strategy for Assuring Financial Empowerment (SAFE) Report to update Congress on the progress of the FLEC.  \n• Implement and regularly update the National Strategy to Promote Financial Literacy and Education (the National Strategy) among all American consumers.  \n• [Manage MyMoney.gov](Manage MyMoney.gov), which is a consumer-facing resource website that serves asa clearinghouse of information about federal financial literacy programs.  \nStatutory Requirements for the SAFE Report  \nSection 514(h)(2) of the Fair and Accurate Credit Transactions Act requires that the Commission’s annual report address the following:  \n(A) The National Strategy to promote financial literacy and education  \n(B) Information concerning the implementation of the duties of the Commission  \n(C) An assessment of the success of the Commission in implementing the National Strategy  \n(D) An assessment of the availability, utilization, and impact of federal financial literacy and education materials  \n(E) Information concerning the content and public use of the website and the toll-free telephone number  \n(F) A brief survey of the financial literacy and education materials developed to promote financial literacy and education, and data regarding the dissemination and impact of such materials, as measured by improved financial decision making  \n1 20 U.S. Code § 9702(b) .  \nThe Strategy for Assuring Financial Empowerment (SAFE) Report  \n(G) A brief summary of any hearings conducted by the Commission, including a list of witnesses who testified at such hearings  \n(H) Information about the activities of the Commission planned for the next fiscal year  \n(I) A summary of all federal financial literacy and education activities targeted to communities that have historically lacked access to financial literacy materials and education, and have been underserved by the mainstream financial systems  \n(J) Other materials relating to the duties as the Commission deems appropriate.  \nApproval of the SAFE Report  \nThis annual report was approved by the FLEC principals (or their designees) on December 18, 2025.  \nThe Strategy for Assuring Financial Empowerment (SAFE) Report  \nFLEC-Represented Agencies  \nDepartment of the Treasury (Treasury), Chair Consumer Financial Protection Bureau (CFPB), Vice Chair Board of Governors ofthe Federal Reserve System (FRB) Commodity Futures Trading Commission (CFTC)  \nDepartment of Agriculture (USDA) Department of Defense (DoD) Department of Education (ED) Department of Health and Human Services (HHS) Department of Housing and Urban Development (HUD) ","cbCaifkXGQWUenib","https://ap.wps.com/l/cbCaifkXGQWUenib","pdf",5413008,56,"English","# Executive Summary\n# Overview of Required Actions\n# FLEC Activities Planned for Next Year (FY 2026)\n# Activities of FLEC-Represented Agencies\n## Department of the Treasury (Treasury)\n## Consumer Financial Protection Bureau (CFPB)\n## Board of Governors of the Federal Reserve System (Federal Reserve or FRB)\n## Commodity Futures Trading Commission (CFTC)\n## Department of Agriculture (USDA)\n## Department of Defense (DoD)\n## Department of Education (ED)\n## Department of Health and Human Services (HHS)","[{\"question\":\"What is the purpose of the SAFE Report for FY 2025?\",\"answer\":\"The SAFE Report serves as the annual update to Congress on progress made by the FLEC in advancing financial literacy and education through the National Strategy.\"},{\"question\":\"What statutory topics must the annual SAFE Report address?\",\"answer\":\"It must cover the National Strategy, implementation activities, assessments of success, availability and impact of federal materials, website and toll-free information, dissemination and outcomes, and summaries of hearings and next-year planned activities.\"},{\"question\":\"How does the report describe outreach and support for underserved communities?\",\"answer\":\"It requires a summary of federal financial literacy and education activities targeted to communities that have historically lacked access to materials and have been underserved by mainstream financial systems.\"}]","Strategy for Assuring Financial Empowerment (SAFE) Report - Annual Report to Congress - FY 2025 | PDF",1792063697,141]