[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-0-en-105":3,"doc-seo-269286-105":59,"doc-detail-269286-en":130},{"code":4,"msg":5,"data":6},0,"success",[7,13,18,23,28,33,38,43,48,51,55],{"id":8,"doc_module":4,"doc_module_name":9,"category_name":10,"show_sort_weight":11,"slug":12},1,"Document","Story & Novel",90,"story-novel",{"id":14,"doc_module":4,"doc_module_name":9,"category_name":15,"show_sort_weight":16,"slug":17},2,"Literature",80,"literature",{"id":19,"doc_module":4,"doc_module_name":9,"category_name":20,"show_sort_weight":21,"slug":22},4,"Exam",70,"exam",{"id":24,"doc_module":4,"doc_module_name":9,"category_name":25,"show_sort_weight":26,"slug":27},5,"Comic",60,"comic",{"id":29,"doc_module":4,"doc_module_name":9,"category_name":30,"show_sort_weight":31,"slug":32},6,"Technology",50,"technology",{"id":34,"doc_module":4,"doc_module_name":9,"category_name":35,"show_sort_weight":36,"slug":37},7,"Healthcare",40,"healthcare",{"id":39,"doc_module":4,"doc_module_name":9,"category_name":40,"show_sort_weight":41,"slug":42},8,"Research & Report",30,"research-report",{"id":44,"doc_module":4,"doc_module_name":9,"category_name":45,"show_sort_weight":46,"slug":47},9,"Religion & Spirituality",20,"religion-spirituality",{"id":46,"doc_module":4,"doc_module_name":9,"category_name":49,"show_sort_weight":46,"slug":50},"World Cup","world-cup",{"id":52,"doc_module":4,"doc_module_name":9,"category_name":53,"show_sort_weight":52,"slug":54},10,"Lifestyle","lifestyle",{"id":56,"doc_module":4,"doc_module_name":9,"category_name":57,"show_sort_weight":24,"slug":58},19,"General","general",{"code":4,"msg":60,"data":61},"ok",{"site_id":62,"language":63,"slug":64,"title":65,"keywords":66,"description":67,"schema_data":68,"social_meta":123,"head_meta":125,"extra_data":127,"updated_unix":129},105,"en","star-comprehensive-insurance-policy-definitions","Star Comprehensive Insurance Policy - Definitions","","Star Comprehensive Insurance Policy sets out the contract basis through the proposal, declarations, and related documents. It defines key insurance terms used throughout the policy, including the meaning of an accident and illness periods, and clarifies operational concepts such as cashless facility and conditions precedent. The document also specifies AYUSH day care and hospital eligibility criteria, the scope of AYUSH treatment systems, and explains policy breaks, co-payment mechanics, cumulative bonus, and forms of congenital anomalies.",{"@graph":69,"@context":122},[70,84,105],{"@type":71,"itemListElement":72},"BreadcrumbList",[73,77,79,82],{"item":74,"name":75,"@type":76,"position":8},"https://docshare.wps.com","Home","ListItem",{"item":78,"name":9,"@type":76,"position":14},"https://docshare.wps.com/document/",{"item":80,"name":40,"@type":76,"position":81},"https://docshare.wps.com/document/research-report/",3,{"item":83,"name":65,"@type":76,"position":19},"https://docshare.wps.com/document/star-comprehensive-insurance-policy-definitions/269286/",{"url":83,"name":65,"@type":85,"image":86,"author":91,"headline":65,"publisher":94,"fileFormat":97,"inLanguage":63,"description":67,"dateModified":98,"datePublished":99,"encodingFormat":97,"isAccessibleForFree":100,"interactionStatistic":101},"DigitalDocument",{"url":87,"@type":88,"width":89,"height":90},"https://docshare.wps.com/thumbnails/star-comprehensive-insurance-policy-definitions/269286.png","ImageObject",300,407,{"name":92,"@type":93},"Pentious","Person",{"url":74,"name":95,"@type":96},"DocShare","Organization","application/pdf","2026-10-18","2026-09-15",true,{"@type":102,"interactionType":103,"userInteractionCount":39},"InteractionCounter",{"@type":104},"ViewAction",{"@type":106,"mainEntity":107},"FAQPage",[108,114,118],{"name":109,"@type":110,"acceptedAnswer":111},"What documents form the basis of the insurance contract in this policy?","Question",{"text":112,"@type":113},"The proposal, declaration, and any other documents provided by the proposer form the basis of the contract and are incorporated into it.","Answer",{"name":115,"@type":110,"acceptedAnswer":116},"How does the policy define a cashless facility?",{"text":117,"@type":113},"It is a facility where the insurer directly pays the network provider for admissible treatment costs to the extent pre-authorization is approved.",{"name":119,"@type":110,"acceptedAnswer":120},"What are the criteria for an AYUSH hospital under the policy definitions?",{"text":121,"@type":113},"An AYUSH hospital must meet requirements such as at least 5 in-patient beds, qualified AYUSH medical practitioner supervision round the clock, dedicated AYUSH therapy sections or equipped operation theatre for surgical procedures, and maintaining daily patient records accessible to the insurer’s authorized representative.","https://schema.org",{"og:url":83,"og:type":124,"og:title":65,"og:site_name":95,"og:description":67},"article",{"robots":126,"canonical":83},"index,follow",{"doc_id":128,"site_id":62},269286,1789449985,{"code":4,"msg":5,"data":131},{"doc_id":128,"user_id":132,"nickname":92,"user_avatar":133,"doc_module":4,"category_id":39,"category_name":40,"doc_title":65,"doc_description":67,"doc_content":134,"file_id":135,"file_url":136,"file_type":137,"file_size":138,"view_count":39,"is_deleted":4,"is_public":8,"is_downloadable":8,"audit_status":8,"page_count":139,"language":140,"language_code":63,"site_id":62,"html_lang":63,"table_of_contents":141,"faqs":142,"seo_title":143,"seo_description":67,"update_tm":129,"read_time":144,"preview_page_count":4},1374404730887,"https://ap-avatar.wpscdn.com/davatar_6f874abed73319feea01a86fa6f0fab8","Star Health and Allied Insurance Company Limited Policy Wordings  \nSTAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED  \nRegistered Office : No. 1, New Tank Street, Valluvar Kottam High Road, Nungambakkam, Chennai-600 034. Phone : 044-28288800 Corporate Office : No. 148, Acropolis, Dr. Radha Krishnan Salai, Mylapore, Chennai-600 004. Phone : 044-4788 6666  \n[Email : support@starhealth.in | Website : www.starhealth.in | CIN : L66010TN2005PLC056649 | IRDAI Regn. No. : 129](Email : support@starhealth.in | Website : www.starhealth.in | CIN : L66010TN2005PLC056649 | IRDAI Regn. No. : 129)  \nSTAR COMPREHENSIVE INSURANCE POLICY  \nUnique Identification No.: SHAHLIP25037V082425  \nPREAMBLE  \nThe proposal, declaration and other documents if any given by the proposer shall be the basis of this Contract and is deemed to be incorporated herein.  \nI. DEFINITIONS  \nAccident: An Accident means a sudden, unforeseen and involuntary event caused by external, visible and violent means.  \nAny one illness: Any one illness means continuous period of illness and includes relapsewithin 45 days from the date of last consultation with the Hospital/Nursing Home wheretreatmentwastaken.  \nAYUSH Day Care Centre: AYUSH Day Care Centre means and includes Community Health Centre (CHC), Primary Health Centre (PHC), Dispensary, Clinic, Polyclinic or any such health centre which is registered with the local authorities, wherever applicable and having facilities for carrying out treatment procedures and medical or surgical/ para-surgical interventions or both under the supervision of registered AYUSH Medical Practitioner (s) on day care basis without in-patient services and must comply with all the following criterion:  \ni. Having qualified registered AYUSH Medical Practitioner(s) in charge;  \nii. Having dedicated AYUSH therapy sections as required and/or has equipped operation theatre where surgical procedures are to be carried out;  \niii. Maintaining daily records of the patients and making them accessible company’s authorized representative  \nAYUSH Hospital: An AYUSH Hospital is a healthcare facility wherein medical/surgical/ para-surgical treatment procedures and interventions are carried out by AYUSH Medical Practitioner(s) comprising of any of the following:  \na. Central or State Government AYUSH Hospital; or  \nb. Teaching hospital attached to AYUSH College recognized by the Central Government/Central Council of Indian Medicine/Central Council for Homeopathy; or  \nc. AYUSH Hospital, standalone or co-located with in-patient healthcare facility of any recognized system of medicine, registered with the local authorities, wherever applicable, and is under the supervision of a qualified registered AYUSH Medical Practitioner and must comply with all the following criterion:  \ni. Having at least 5 in-patient beds;  \nii. Having qualified AYUSH Medical Practitioner in charge round the clock;  \niii. Having dedicated AYUSH therapy sections as required and/or has equipped operation theatre where surgical procedures are to be carried out;  \niv. Maintaining daily records of the patients and making them accessible to the insurance company’s authorized representative.  \nAYUSH Treatment: AYUSH Treatment refers to the medical and / or hospitalization treatments given under ‘Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy systems’  \nBreak in policy: “Break in policy” means the period of gap that occurs at the end of the existing policy term/installment premium due date, when the premium due for renewal on a given policy or installment premium due is not paid on or before the premium renewal date or grace period.  \nCashless facility: Cashless facility means a facility extended by the insurer to the insured where the payments, of the costs of treatment undergone by the insured in accordance with the policy terms and conditions, are directly made to the network provider by the insurer to the extent pre-authorization is approved.  \nCondition Precedent: Condition Precedent me","cbCaitr63OvuLZt4","https://ap.wps.com/l/cbCaitr63OvuLZt4","pdf",603656,14,"English","# PREAMBLE\n# I. DEFINITIONS\n## Accident and illness definitions\n## AYUSH day care, hospital, and treatment\n## Policy terms: cashless, condition precedent, break in policy\n## Other defined concepts: co-payment, cumulative bonus, congenital anomaly","[{\"question\":\"What documents form the basis of the insurance contract in this policy?\",\"answer\":\"The proposal, declaration, and any other documents provided by the proposer form the basis of the contract and are incorporated into it.\"},{\"question\":\"How does the policy define a cashless facility?\",\"answer\":\"It is a facility where the insurer directly pays the network provider for admissible treatment costs to the extent pre-authorization is approved.\"},{\"question\":\"What are the criteria for an AYUSH hospital under the policy definitions?\",\"answer\":\"An AYUSH hospital must meet requirements such as at least 5 in-patient beds, qualified AYUSH medical practitioner supervision round the clock, dedicated AYUSH therapy sections or equipped operation theatre for surgical procedures, and maintaining daily patient records accessible to the insurer’s authorized representative.\"}]","Star Comprehensive Insurance Policy - Definitions | PDF",35]