[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-detail-113112-en":3,"doc-seo-113112-105":29,"detail-sidebar-cat-0-en-105":90},{"code":4,"msg":5,"data":6},0,"success",{"doc_id":7,"user_id":8,"nickname":9,"user_avatar":10,"doc_module":4,"category_id":11,"category_name":12,"doc_title":13,"doc_description":14,"doc_content":15,"file_id":16,"file_url":17,"file_type":18,"file_size":19,"view_count":4,"is_deleted":4,"is_public":20,"is_downloadable":20,"audit_status":20,"page_count":21,"language":22,"language_code":23,"site_id":24,"html_lang":23,"table_of_contents":25,"faqs":26,"seo_title":13,"seo_description":14,"update_tm":27,"read_time":28},113112,34359740700684,"Finn","https://ap-avatar.wpscdn.com/avatar/1f400023980c374ae676?_k=1777273430885731487",8,"Research & Report","SOURCEBOOK SUMMARY - CHAPTER 6 - PAYMENTS OF CASH BENEFITS","Provision of benefits and services forms a key stage in the social protection delivery chain, and this chapter concentrates on payments of cash benefits. Payments are closely tied to enrollment and to verifying clients’ compliance with program conditions when required. It reviews global patterns of government monetary payments, highlights how low-income settings rely heavily on cash or near-cash methods, and explains how digitizing government-to-person transfers can improve efficiency, transparency, financial inclusion, and women’s economic empowerment.","Disclosure Authorized Public Disclosure Authorized  \nSOURCEBOOK SUMMARY | CHAPTER 6: PAYMENTS OF CASH BENEFITS MAY 2022  \nCHAPTER 6  \nPayments of Cash Benefits  \nPub lic Disc losure Authorized  \nProvision of benefits and services is a key stage of the delivery chain. This chapter focuses on provision of cash benefits, or in other words, payments.  \nPayments provision is intimately linked to the enrollment process, as well as to verification of clients’compliance with conditions when required by the specific program. Payments is a core phase in the recurring implementation cycle and often is one of the main points of contact between a program and people.  \nAccording to the World Bank's 2017 Global Findex surveys, globally, nearly a quarter of adults receive monetary payments from the government—whether public sector wages, a public sector pension, or government transfers (social benefits such as subsidies, unemployment benefits, or payments for educational or medical expenses) . In high-income economies, 43 percent of adults receive such payments, compared to 19 percent of adults in developing countries. In low-income countries, these payments are received mostly in cash or near-cash methods.  \nPub lic Disclosure  \nTHE DELIVERY CHAIN  \nProvision of Benefits and/or Services  \nEVOLUTION OF G2P PAYMENTS FOR SOCIAL PROTECTION: FINANCIAL INCLUSION OF THE “FIRST MILE”  \nThe digitization of government-to-person (G2P) payments is onthe rise. According to the World Bank’s Global Payment Systems Survey (2016) and Snapshot of Payment Systems Worldwide (2018), electronic instruments are by far the most widely used methods for G2P payments (including public sector salaries, pension and transfer payments, cash transfers, and social benefits) . The impetus for digitizing social protection (SP) payments arguably has been largely aimed at creating efficiency gains for government and increase transparency. Changes in technology, urbanization, improved financial infrastructure, and covariate shocks such as the COVID-19 crisis are introducing an array of new actors and instruments that have the potential of improving payments delivery for recipients and therefore have positive effects on financial inclusion and their economic empowerment.  \nG2P payments to beneficiaries of social protection programs present an unmet opportunity for improving financial inclusion as well as women’s economic empowerment. Being able to access transaction accounts or electronic instruments to store money and send and receive payments is the first step towards broader financial inclusion, where individuals can safely use a range of appropriate financial services, including savings, payments, credit, and insurance. The Global Findex survey find that while account ownership (through a financial institution or a mobile money provider) has increased worldwide, there is a strong access divide between gender, income groups, and rural and urban sectors. This is particularly prevalent in developing countries. Social protection beneficiaries tend to be poor or vulnerable, are often women, and carry a legacy of financial exclusion. Reaching the “the poorest and more vulnerable populations and ensuring their financial inclusion holds the promise of being transformational given the large numbers of people involved: while the civil service wage bill accounts for the greater share of GDP for G2P payments, the quantity of social protection beneficiaries receiving G2P payments outnumbers civil servants 5:1 . This indicates that digitization of payments for social protection programs has the potential of substantially increasing financial inclusion, particularly among the poor and vulnerable.  \nThere are different levels of digitization of social protection program payments:  \n• G2P 1.0: Single program to single provider (in person): One program managed by one provider. The provider can be outsourced (e.g., post office) or managed within a social ministry. Beneficiaries receive payments","cbCaikgEavhGTbNw","https://ap.wps.com/l/cbCaikgEavhGTbNw","pdf",590107,1,5,"English","en",105,"# Payments of Cash Benefits\n## Role of payments in the delivery chain\n## Global patterns of government payments\n## Delivery chain and “first mile” financial inclusion\n## Levels of G2P payment digitization (G2P 1.0 to 4.0)","[{\"question\":\"Why are payments a core stage in the social protection delivery chain?\",\"answer\":\"Payments are tightly linked to enrollment and to verifying beneficiaries’ compliance with conditions when applicable. They are also a central recurring contact point between programs and people.\"},{\"question\":\"How does digitizing G2P payments support financial inclusion and empowerment?\",\"answer\":\"Access to transaction accounts or electronic instruments is positioned as the first step toward broader financial inclusion. The chapter also links digitization to efficiency and transparency gains that can improve recipients’ access to financial services.\"},{\"question\":\"What do the G2P 1.0 to 4.0 models represent?\",\"answer\":\"They describe escalating digitization and provider structure, ranging from cash payments with a single provider in person (G2P 1.0) to virtual transfers deposited into bank or mobile money accounts, with options for beneficiaries to select providers (up to G2P 4.0 in person).\"}]",1784500174,13,{"code":4,"msg":30,"data":31},"ok",{"site_id":24,"language":23,"slug":32,"title":13,"keywords":33,"description":14,"schema_data":34,"social_meta":85,"head_meta":87,"extra_data":89,"updated_unix":27},"sourcebook-summary-chapter-6-payments-of-cash-benefits","",{"@graph":35,"@context":84},[36,53,67],{"@type":37,"itemListElement":38},"BreadcrumbList",[39,43,47,50],{"item":40,"name":41,"@type":42,"position":20},"https://docshare.wps.com","Home","ListItem",{"item":44,"name":45,"@type":42,"position":46},"https://docshare.wps.com/document/","Document",2,{"item":48,"name":12,"@type":42,"position":49},"https://docshare.wps.com/document/research-report/",3,{"item":51,"name":13,"@type":42,"position":52},"https://docshare.wps.com/document/sourcebook-summary-chapter-6-payments-of-cash-benefits/113112/",4,{"url":51,"name":13,"@type":54,"author":55,"headline":13,"publisher":57,"fileFormat":60,"inLanguage":23,"description":14,"dateModified":61,"datePublished":61,"encodingFormat":60,"isAccessibleForFree":62,"interactionStatistic":63},"DigitalDocument",{"name":9,"@type":56},"Person",{"url":40,"name":58,"@type":59},"DocShare","Organization","application/pdf","2026-07-19",true,{"@type":64,"interactionType":65,"userInteractionCount":4},"InteractionCounter",{"@type":66},"ViewAction",{"@type":68,"mainEntity":69},"FAQPage",[70,76,80],{"name":71,"@type":72,"acceptedAnswer":73},"Why are payments a core stage in the social protection delivery chain?","Question",{"text":74,"@type":75},"Payments are tightly linked to enrollment and to verifying beneficiaries’ compliance with conditions when applicable. They are also a central recurring contact point between programs and people.","Answer",{"name":77,"@type":72,"acceptedAnswer":78},"How does digitizing G2P payments support financial inclusion and empowerment?",{"text":79,"@type":75},"Access to transaction accounts or electronic instruments is positioned as the first step toward broader financial inclusion. The chapter also links digitization to efficiency and transparency gains that can improve recipients’ access to financial services.",{"name":81,"@type":72,"acceptedAnswer":82},"What do the G2P 1.0 to 4.0 models represent?",{"text":83,"@type":75},"They describe escalating digitization and provider structure, ranging from cash payments with a single provider in person (G2P 1.0) to virtual transfers deposited into bank or mobile money accounts, with options for beneficiaries to select providers (up to G2P 4.0 in person).","https://schema.org",{"og:url":51,"og:type":86,"og:title":13,"og:site_name":58,"og:description":14},"article",{"robots":88,"canonical":51},"index,follow",{"doc_id":7,"site_id":24},{"code":4,"msg":5,"data":91},[92,96,100,104,108,113,118,121,126,129,133],{"id":20,"doc_module":4,"doc_module_name":45,"category_name":93,"show_sort_weight":94,"slug":95},"Story & Novel",90,"story-novel",{"id":46,"doc_module":4,"doc_module_name":45,"category_name":97,"show_sort_weight":98,"slug":99},"Literature",80,"literature",{"id":52,"doc_module":4,"doc_module_name":45,"category_name":101,"show_sort_weight":102,"slug":103},"Exam",70,"exam",{"id":21,"doc_module":4,"doc_module_name":45,"category_name":105,"show_sort_weight":106,"slug":107},"Comic",60,"comic",{"id":109,"doc_module":4,"doc_module_name":45,"category_name":110,"show_sort_weight":111,"slug":112},6,"Technology",50,"technology",{"id":114,"doc_module":4,"doc_module_name":45,"category_name":115,"show_sort_weight":116,"slug":117},7,"Healthcare",40,"healthcare",{"id":11,"doc_module":4,"doc_module_name":45,"category_name":12,"show_sort_weight":119,"slug":120},30,"research-report",{"id":122,"doc_module":4,"doc_module_name":45,"category_name":123,"show_sort_weight":124,"slug":125},9,"Religion & Spirituality",20,"religion-spirituality",{"id":124,"doc_module":4,"doc_module_name":45,"category_name":127,"show_sort_weight":124,"slug":128},"World Cup","world-cup",{"id":130,"doc_module":4,"doc_module_name":45,"category_name":131,"show_sort_weight":130,"slug":132},10,"Lifestyle","lifestyle",{"id":134,"doc_module":4,"doc_module_name":45,"category_name":135,"show_sort_weight":21,"slug":136},19,"General","general"]