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\nhttps://archive.org/details/isbn_9780981549163  \nSavingforcollege.com's  \nFAMILYGUIDE TO  \nCOLLEGESAVINGS  \n2014-15 Edition  \nJOSEPH F.HURLEY,CPA  \nSavingforcollege.com  \nSOMERSET COUNTY LIBRARYBRIDCEWAER,N 03307  \n# Savingforcollege.com's Family Guide to College Savings\n\nPublished in the United States by:Saving For College,LLC1151 Pittsford-Victor Rd,Ste 103Pittsford,NY 14534TELEPHONE:(800)400-9113FAX:(585)286-5428  \nINTERNET:www.savingforcollege.comE-MAIL:support@savingforcollege.com  \nAll rights reserved.This paper book or any part of it may not beduplicated in any form or by any means,either electronicallyor mechanically without the written permission of the pub-lisher.Short quotations may be included in book reviews,pressreleases,or magazine articles only if the author is credited.  \nCopyright ◎2014 by Saving For College,LLCFirst Printing  \nAdditional copies of this book may be ordereddirectly from the publisher.  \nInterior design and typesetting by Desktop Miracles,Inc.  \nHurley,Joseph F.Savingforcollege.com'sFamily Guide to College Savings  \nISBN:978-0-9815491-6-3  \nY²A  uYTA0D T32721033J  \n# ABOUT THE AUTHOR\n\nJoseph Hurley is founder of Savingforcollege.com,a web-site considered by many to be the best independent sourceof information on Section 529 state tuition plans andother ways for families to plan and save for college.Forover 20 years,he worked as a certified public accountantproviding tax-planning services to individuals,business,and tax-exempt organizations.  \nHurley is also the author of the first comprehensivebook on 529 plans titled The Best Way To Save For College—A Complete Guide to 529 Plans.He has been widelyquoted in the media,including The Wall Street Journal,TIME,The New York Times,and USA Today and he hasappeared at hearings in Washington to present commentson the regulation of 529 plans.  \nHurley graduated from Williams College in 1978and lives with his wife in Victor,New York.They haveutilized 529 plans and other education tax benefits inhelping to pay the college expenses for their two children.  \n# DISCLAIMER\n\nThe information contained in this book and related materials(\"Information\")is based on information from sources believed to beaccurate and reliable and every reasonable effort has been made tomake the book and related materials as complete and accurate as pos-sible but such completeness and accuracy cannot be and is not guar-anteed.The reader and user of the Information should use this bookand related materials as a general guide and not as the ultimate sourceof information.This book and related materials are not intended toinclude every possible bit of information regarding the Informationbut rather to complement and supplement information otherwiseavailable and the reader and user should use the Information accord-ingly.The Information contains information about tax and other lawsand these laws may change.The reader and user should realize thatany investment involves risk and the assumptions and projectionsused in the Information may not be how the investments turn out.The reader and user should consult with their own tax,financial andlegal advisors about all of the Information.  \nTHE INFORMATION IS PROVIDED ON AN“AS IS”BASISWITHOUT ANY WARRANTIES OF ANY KIND,EXPRESS ORIMPLIED.THE AUTHOR,JOSEPHF.HURLEY,THE PUBLISHER,SAVING FOR COLLEGE,LLC,THE DISTRIBUTOR AND ANYOTHER PARTY EXPRESSLY DISCLAIM ANY LIABILITY FORANY LOSS OR DAMAGE INCLUDING BUT NOT LIMITED TOANY LOSS OR DAMAGE FROM ANY USE OF ANY PART OF THEINFORMATION.  \nIF YOU DO NOT AGREE WITH ANY OF THE TERMS OF THEFOREGOING,YOU SHOULD*NOT*READ THIS BOOK.IF YOUDO NOT RETURN THIS BOOK,YOU WILL BE DEEMED TOHAVE ACCEPTED THE PROVISIONS OF THIS DISCLAIMER.  \nIABLE OF CONTENTS  \nAbout the Author………  \n…………………………3  \nIntroduction…………………………  \n…………………………6  \nYour Coal: Affording the College  \nof Choice……………………………………………………………………………14  \nTough Choices: College Planning Versus  \n","cbCaigBudSfF9dyA","https://ap.wps.com/l/cbCaigBudSfF9dyA","pdf",5295560,88,"English","# ABOUT THE AUTHOR\n# DISCLAIMER\n# INTRODUCTION\n## College affordability and planning priorities\n## Common savings options and investment vehicles\n## Section 529 and Coverdell education savings accounts","[{\"question\":\"Why does the guide emphasize starting college savings and planning early?\",\"answer\":\"It highlights that college costs can become among the largest family expenditures and that tuition commitment compounds when there is more than one child. The guide stresses preparedness regardless of acceptance outcomes or financial aid offered.\"},{\"question\":\"Which college savings options does the guide describe?\",\"answer\":\"It discusses traditional investment options such as savings accounts, taxable investment accounts, annuities, and U.S. Savings Bonds. It also covers Section 529 college savings programs and Coverdell education savings accounts.\"},{\"question\":\"What cautions does the guide include in its disclaimer?\",\"answer\":\"It states that information is based on reliable sources but cannot be guaranteed complete or accurate, and that tax and laws may change. It also disclaims liability and warns that investments involve risk, advising readers to consult their own tax, financial, and legal advisors.\"}]","Savingforcollege.com's Family Guide to College Savings - 2014-15 Edition | PDF",1790652035,222]