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Pick Independent Labs","","Guide on saving money for lab work by choosing an independent laboratory instead of a hospital lab. Explains that out-of-pocket costs depend on the member’s plan and urges patients to confirm that the lab participates in the same BlueCross BlueShield plan as the ordering provider. Provides an examples-based comparison of common tests, showing independent labs often bill significantly less. 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Out-of-pocket costs depend on your plan, and the flyer advises referring to the Certificate of Coverage for details like copayment, deductible, or coinsurance.","https://schema.org",{"og:url":83,"og:type":124,"og:title":65,"og:site_name":95,"og:description":67},"article",{"robots":126,"canonical":83},"index,follow",{"doc_id":128,"site_id":62},319876,1790581123,{"code":4,"msg":5,"data":131},{"doc_id":128,"user_id":132,"nickname":92,"user_avatar":133,"doc_module":4,"category_id":34,"category_name":35,"doc_title":65,"doc_description":67,"doc_content":134,"file_id":135,"file_url":136,"file_type":137,"file_size":138,"view_count":44,"is_deleted":4,"is_public":8,"is_downloadable":8,"audit_status":8,"page_count":14,"language":139,"language_code":63,"site_id":62,"html_lang":63,"table_of_contents":140,"faqs":141,"seo_title":142,"seo_description":67,"update_tm":143,"read_time":24},1099514067415,"https://ap-avatar.wpscdn.com/avatar/100002539d78ffe74a7?x-image-process=image/resize,m_fixed,w_180,h_180&k=1779092875211072502","NEED LAB WORK? SAVE MONEY!  \nYou have a choice when it comes to where your lab work is collected and tested. To save money, pick an independent laboratory instead of a hospital lab. Here’s how:  \n| | Quest Diagnostics\u003Cbr>Independent Laboratory |  |\n| --- | --- | --- |\n|  | | 123 Main St.\u003Cbr>Anytown, PA 17110 3.7 miles Get directions (717) 555-1234 |\n\nIf you need lab work, location is important. Before going, check with the lab to be sure they participate in the same BlueCross BlueShield plan as the ordering provider, or you may pay more.  \nIf the provider requesting the lab test is located:  \n21-County Service Area: Adams, Berks, Centre, Columbia, Cumberland, Dauphin, Franklin, Fulton, Juniata, Lancaster, Lebanon, Lehigh, Mifflin, Montour, Northampton, Northumberland, Perry, Schuylkill, Snyder, Union, York  \nUsing these guidelines, you and your doctor’s office can work together to find an independent laboratory that can help you save money.  \nSAVE MONEY. PICK INDEPENDENT LABS.  \nYour actual out-of-pocket costs for lab tests depend on your plan. Refer to the Certificate of Coverage (benefit booklet) for any copayment, deductible, or coinsurance you may owe for lab services. Regardless of your plan, independent labs bill less than hospital labs. Often much less, as illustrated below:  \n\n| Common lab tests | Member rate for a hospital laboratory averages | Member rate for an independent lab averages only |\n| --- | --- | --- |\n| Comprehensive Metabolic Panel\u003Cbr>Evaluates overall body function and the health of certain organs. | $74 | $11 |\n| Lipid Panel\u003Cbr>Measures levels of cholesterol and other fats. | $77 | $13 |\n| Thyroid Stimulating Hormone Test\u003Cbr>Measures the level of free TSH, a hormone that indicates thyroid health. | $101 | $16 |\n| Urinalysis\u003Cbr>Checks urine for signs of disease. | $26 | $3 |\n| Hemoglobin A1c\u003Cbr>Blood test used to diagnose and help manage diabetes. | $62 | $9 |\n\nSAVE MONEY. HERE’S HOW:  \nBlood drawn at your doctor’s office?  \nAsk them to use an independent lab for testing.  \nGiven a prescription for future lab work?  \nPick an independent lab to draw your blood.  \n[CapitalBlueCross.com](CapitalBlueCross.com)  \nSource: Capital BlueCross data, December 2019  \nCost comparisons are built from a historical range of amounts paid to providers. This is not a recommendation or endorsement of any particular healthcare provider or its services and should not be construed as medical advice. Capital BlueCross does not guarantee that services will be available or will be any particular quality or cost.  \nHealthcare benefit programs issued or administered by Capital BlueCross and/or its subsidiaries, Capital Advantage Insurance Company®, Capital Advantage Assurance Company®, and Keystone Health Plan® Central. Independent licensees of the BlueCross BlueShield Association. Communications issued by Capital BlueCross in its capacity as administrator of programs and provider relations for all companies. C-712 (05/05/20)","cbCaitZdz1m8JDm0","https://ap.wps.com/l/cbCaitZdz1m8JDm0","pdf",293158,"English","# Save Money on Lab Services\n## Choose an Independent Laboratory\n## Confirm BlueCross BlueShield Plan Participation\n## Cost Differences by Common Lab Tests\n## How to Request or Pick a Lab\n## Notes and Source Information","[{\"question\":\"How can I save money on lab services?\",\"answer\":\"Choose an independent laboratory instead of a hospital lab for collection and testing. The flyer emphasizes that independent labs often bill less than hospital labs.\"},{\"question\":\"What should I check before I go for lab work?\",\"answer\":\"Confirm with the lab that it participates in the same BlueCross BlueShield plan as the ordering provider. If not, you may pay more.\"},{\"question\":\"Do my lab test costs depend on my insurance plan?\",\"answer\":\"Yes. Out-of-pocket costs depend on your plan, and the flyer advises referring to the Certificate of Coverage for details like copayment, deductible, or coinsurance.\"}]","Save Money on Lab Services Flyer - Save Money. Pick Independent Labs | PDF",1789947637]