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It also defines official written endorsements, qualified or restrictive endorsements and guaranty requirements, stamp obligations for cleared negotiable paper, and how errors or claims from returned items must be handled between member banks rather than via the Clearing House.",{"@graph":14,"@context":73},[15,34,56],{"@type":16,"itemListElement":17},"BreadcrumbList",[18,23,27,31],{"item":19,"name":20,"@type":21,"position":22},"https://docshare.wps.com","Home","ListItem",1,{"item":24,"name":25,"@type":21,"position":26},"https://docshare.wps.com/document/","Document",2,{"item":28,"name":29,"@type":21,"position":30},"https://docshare.wps.com/document/research-report/","Research & Report",3,{"item":32,"name":10,"@type":21,"position":33},"https://docshare.wps.com/document/san-francisco-clearing-house-original-material-as-filmed-existing-bibliographic-record-restrictions-on-use/325098/",4,{"url":32,"name":10,"@type":35,"image":36,"author":41,"headline":10,"publisher":44,"fileFormat":47,"inLanguage":8,"description":12,"dateModified":48,"datePublished":49,"encodingFormat":47,"isAccessibleForFree":50,"interactionStatistic":51},"DigitalDocument",{"url":37,"@type":38,"width":39,"height":40},"https://docshare.wps.com/thumbnails/san-francisco-clearing-house-original-material-as-filmed-existing-bibliographic-record-restrictions-on-use/325098.png","ImageObject",300,407,{"name":42,"@type":43},"Finn","Person",{"url":19,"name":45,"@type":46},"DocShare","Organization","application/pdf","2026-10-23","2026-09-21",true,{"@type":52,"interactionType":53,"userInteractionCount":55},"InteractionCounter",{"@type":54},"ViewAction",9,{"@type":57,"mainEntity":58},"FAQPage",[59,65,69],{"name":60,"@type":61,"acceptedAnswer":62},"What are the exchange hours for the Clearing House on ordinary days and on Saturdays?","Question",{"text":63,"@type":64},"Exchanges occur at ten o'clock A.M. and two o'clock P.M. precisely on ordinary days. On Saturdays, the exchanges are at eleven o'clock A.M., and settlements use half-past eleven and twelve as the settlement hours.","Answer",{"name":66,"@type":61,"acceptedAnswer":67},"What information must banks include in envelopes for clearing checks?",{"text":68,"@type":64},"Each bank must enclose lists showing the clearing date and time, the delivering and receiving bank numbers, and the amount of every check, draft, note, or other item. The lists must use printed marginal numbers per line and keep items in the same order as listed.",{"name":70,"@type":61,"acceptedAnswer":71},"How must endorsments be handled for negotiable paper deposited for clearance?",{"text":72,"@type":64},"Negotiable paper payable to a member bank and deposited for clearance must be officially endorsed in writing by the original payee. Qualified or restrictive endorsements must be specially guaranteed by the clearing bank, with the guaranty signed by an authorized officer or an authorized teller.","https://schema.org",{"og:url":32,"og:type":75,"og:title":10,"og:site_name":45,"og:description":12},"article",{"robots":77,"canonical":32},"index,follow",{"doc_id":79,"site_id":7},325098,1790375452,{"code":4,"msg":82,"data":83},"success",[84,88,92,96,101,106,111,115,119,122,126],{"id":22,"doc_module":4,"doc_module_name":25,"category_name":85,"show_sort_weight":86,"slug":87},"Story & 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COLUMBIA UNIVEBSITY LIBBABIESPRESEBVATION DIVISION\n\nBIBLIOGBAPHIC MICROFORM TARGET  \nORIGINAL MATERIAL AS FILMED-EXISTING BIBLIOGRAPHIC RECORD  \nReproductions may not be made without permission from Columbia University Libraries.               \n## RESTRICTIONS ON USE:\n\nTECHNICAL MICROFORM DATA  \n35mmREDUCTION RATIO:            9:1MAGE PLACEMENT:  \nFILM SIZE:              \nDATE FILMED: 2-9-98  INITIALS:         P6  \nTBACKING\\#:                                                                                                    29908  \nFILMED BY PRESERVATION RESOURCES,BETHLEHEM,PA.  \n# SAN FRANCISCO CLEARING HOUSE\n\nEXCHANGES AND SETTLEMENTS.  \nThe hours for making the exchanges at the Clearing Houseshall be ten o'clock A.M.and two o'clock P.M.precisely;athalf-past two o'clock P.M.the debtor Banks shall pay to theManager at the Clearing House,in gold coin,or in ClearingHouse Certificates that are now or may be hereafter authorized,or in United States Treastury Gold Certificates as long as redeem-able in gold at the San Francisco U.S.Sub-T'reasury,the goldbalances due from them respectively resulting from that day'sexchanges;at three o'clock P.M.the creditor Banks shall re-ceive from the Manager at the same place the balances due tothem respectively,provided,that the balances from the debtorBanks shall then have been paid.On Saturdays the hour for theexchanges shall be eleven o'clock A.M.;and half-past eleveno'clock,and twelve o'clock,shall be the hours of settlements.Provided,however,that the Clearing House Committee maychange the times of exchanges,settlements and reclamations forspecial occasions,such as Commercial,State and National holi-days;notice of such changes on all such special occasions shallbe given to the several Members.  \nEach Bank exchanging checks through the Clearing Houseshall enclose in its envelopes,for delivery to the several Bankswith whom such exchanges may be made,lists clearly written,showing the date and time of clearing,the numbers of the deliv-ering and receiving Bank,and the amount of each and everycheck,draftnote or other item contained in such envelopes,andthe total amount thereof.Such lists shall bear printed marginalnumbers on every line of each and every column,commencingwith No.1 on first line and runnig continuously and in numer-ical order to the end of each column;all checks,drafts,notes orother items to be placed in the envelopes in regular order aslisted.  \nENDORSEMENTS.  \nAllnegotiable paper originally made payable to the order ofany Bank in this Association,and deposited for clearance,shallbe officially endorsed in writing by such original payee.  \nAll endorsements that are accompanied by the wordsForCollection,\"\"For account of,\"\"For credit of,\"\"For deposit,”etc.,are considered qualified or restrictive,and shall be speciallyguaranteed by the Clearing Bank;and the guaranty shall besigned by an authorized officer of the Bank,or by a teller author-ized to endorse checks for Clearing House purposes.  \nEndorsements in the following forms are not restrictive,viz:\"Pay to the order of………………(AME)   …………\"”\"Pay to(xASE  ……………………or order,\"or any endorsementin blank.  \nSTAMPS.  \nAll negotiable paper deposited for clearance by the Membersof this Association shall bear the stamp of the depositing Bank,which shall clearly indicate the name of the Bank,its ClearingHouse Number,and the date of clearance.The stamp shall befor Clearing House purposes only,and shall guarantee the valid-ity and regularity of allprior endorsements on the paper socleared,except the endorsement of an original payee of a Certifi-cate of Deposit,and it shall not be construed to supply a missingendorsement.The term Certificate of Deposit applies solely tosuich instruments as are both in form and legal effect Certificatesof Deposit;it does not apply to negotiable paper of any othercharacter,such as Cashier's Check,Manager's Check,Agent'sCheck,Teller's Check,e","cbCaift1c12Yza9S","https://ap.wps.com/l/cbCaift1c12Yza9S","pdf",424719,"English","# Rules\n## Restrictions on Use\n## Technical Microform Data\n## San Francisco Clearing House: Exchanges and Settlements\n## Endorsements\n## Stamps\n## Errors and Claims","[{\"question\":\"What are the exchange hours for the Clearing House on ordinary days and on Saturdays?\",\"answer\":\"Exchanges occur at ten o'clock A.M. and two o'clock P.M. precisely on ordinary days. On Saturdays, the exchanges are at eleven o'clock A.M., and settlements use half-past eleven and twelve as the settlement hours.\"},{\"question\":\"What information must banks include in envelopes for clearing checks?\",\"answer\":\"Each bank must enclose lists showing the clearing date and time, the delivering and receiving bank numbers, and the amount of every check, draft, note, or other item. The lists must use printed marginal numbers per line and keep items in the same order as listed.\"},{\"question\":\"How must endorsments be handled for negotiable paper deposited for clearance?\",\"answer\":\"Negotiable paper payable to a member bank and deposited for clearance must be officially endorsed in writing by the original payee. Qualified or restrictive endorsements must be specially guaranteed by the clearing bank, with the guaranty signed by an authorized officer or an authorized teller.\"}]","San Francisco Clearing House - Original Material as Filmed Existing Bibliographic Record - Restrictions on Use | PDF",1789969678,13]