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It covers how pension benefits are calculated, available retirement options, disability and lay-off pathways, limits on pensionable service, and indexation. It also details integration with C/QPP bridge benefits, survivor benefits, divorce or separation benefit division, required documentation, pre-retirement transition leave, and key pre- and post-retirement program information affecting payments and coverage.",{"@graph":69,"@context":122},[70,84,105],{"@type":71,"itemListElement":72},"BreadcrumbList",[73,77,79,82],{"item":74,"name":75,"@type":76,"position":8},"https://docshare.wps.com","Home","ListItem",{"item":78,"name":9,"@type":76,"position":14},"https://docshare.wps.com/document/",{"item":80,"name":35,"@type":76,"position":81},"https://docshare.wps.com/document/healthcare/",3,{"item":83,"name":65,"@type":76,"position":19},"https://docshare.wps.com/document/retiring-from-the-public-service-of-canada-tips-and-information-for-psac-members-group-2-sixth-edition-2019/511151/",{"url":83,"name":65,"@type":85,"image":86,"author":91,"headline":65,"publisher":94,"fileFormat":97,"inLanguage":63,"description":67,"dateModified":98,"datePublished":99,"encodingFormat":97,"isAccessibleForFree":100,"interactionStatistic":101},"DigitalDocument",{"url":87,"@type":88,"width":89,"height":90},"https://docshare.wps.com/thumbnails/retiring-from-the-public-service-of-canada-tips-and-information-for-psac-members-group-2-sixth-edition-2019/511151.png","ImageObject",300,407,{"name":92,"@type":93},"dabgoudw","Person",{"url":74,"name":95,"@type":96},"DocShare","Organization","application/pdf","2026-10-29","2026-10-06",true,{"@type":102,"interactionType":103,"userInteractionCount":24},"InteractionCounter",{"@type":104},"ViewAction",{"@type":106,"mainEntity":107},"FAQPage",[108,114,118],{"name":109,"@type":110,"acceptedAnswer":111},"Who is this guide for, and what is the Group 2 eligibility date?","Question",{"text":112,"@type":113},"The guide is for PSAC members hired on or after January 1, 2013 (Group 2). A separate guide exists for members hired before that date (Group 1).","Answer",{"name":115,"@type":110,"acceptedAnswer":116},"What pension and retirement options does the guide cover?",{"text":117,"@type":113},"It covers benefit calculation and retirement options including return of contributions, immediate and deferred annuities with annual allowance, transfer value, and retirement due to disability. It also includes lay-off options and other special retirement options.",{"name":119,"@type":110,"acceptedAnswer":120},"Which health-related programs and credits are addressed before retirement?",{"text":121,"@type":113},"It explains important information for impending retirement, including the Public Service Health Care Plan, Public Service Dental Care Plan, and related leave credits such as sick leave credits, along with details on eligibility by length of pensionable service.","https://schema.org",{"og:url":83,"og:type":124,"og:title":65,"og:site_name":95,"og:description":67},"article",{"robots":126,"canonical":83},"index,follow",{"doc_id":128,"site_id":62},511151,1792109539,{"code":4,"msg":5,"data":131},{"doc_id":128,"user_id":132,"nickname":92,"user_avatar":133,"doc_module":4,"category_id":34,"category_name":35,"doc_title":65,"doc_description":67,"doc_content":134,"file_id":135,"file_url":136,"file_type":137,"file_size":138,"view_count":24,"is_deleted":4,"is_public":8,"is_downloadable":8,"audit_status":8,"page_count":139,"language":140,"language_code":63,"site_id":62,"html_lang":63,"table_of_contents":141,"faqs":142,"seo_title":143,"seo_description":67,"update_tm":144,"read_time":145,"preview_page_count":4},3985747860484,"https://ap-avatar.wpscdn.com/davatar_276721f389ce27ea32af1340a28f341c","RETIRING FROM  \nTHE PUBLIC SERVICE  \nOF CANADA  \nTips and information for PSAC members  \nGroup 2  \nThis guide is for members hired on or after January 1, 2013 (Group 2). There is a separate guide for members hired before that date (Group 1).  \nSixth Edition / 2019  \nTable of Contents  \n1. FEDERAL SUPERANNUATION IN A NUTSHELL .............................3  \n1.1 Benefit calculation ..................................................3  \n1.2 Retirement options .................................................4  \nReturn of contributions ..............................................4  \nImmediate annuity .................................................. 4  \nDeferred annuity and annual allowance .................................6  \nTransfer value ...................................................... 8  \n1.3 Retirement due to disability ..........................................8  \nLeave without pay due to illness/injury ..................................9  \nDisability benefits ..................................................9  \n1.4 Lay-off pursuant to work force adjustment programs ..................... 10  \n1.5 Operational Service Employees of CSC ................................ 10  \nSpecial retirement options........................................... 11  \n1.6 Limitations on accrual of pensionable service and participation in the PSSA ... 12  \n35 years pensionable service ......................................... 12  \nAge 71 .......................................................... 12  \n1.7 Indexation........................................................ 13  \n1.8 Integration with C/QPP (bridge benefit) ................................ 16  \nBackground ...................................................... 16  \nRecent changes to the C/QPP ........................................20  \nC/QPP reduction formula (bridge benefit) ..............................20  \n1.9 Survivor benefit and child allowance ................................... 21  \nSurvivor benefit ...................................................21  \nSurviving child allowance ............................................ 22  \nPayment of benefits ................................................ 23  \nMinimum benefit (no survivor or children) ..............................23  \n1.10 Benefits in the event of separation or divorce ...........................24  \nDivision of benefits ................................................24  \nTips and information-6th Edition I Group 2  \n2. PLANNING FOR RETIREMENT .........................................25  \n2.1 Verification of length of full/part-time pensionable service .................25  \n2.2 Elective pensionable service and pension transfer agreements .............25  \nElective service ...................................................25  \nPension transfer agreements......................................... 26  \n2.3 Personal documentation ............................................26  \nProof of age of contributor ..........................................26  \n2.4 Pre-retirement Transition Leave Policy .................................27  \n3. IMPORTANT INFORMATION FOR IMPENDING RETIREMENT ...............28  \n3.1 Severance pay ....................................................28  \nTransfer to an RRSP ................................................ 28  \n3.2 Annual and compensatory leave credits ................................28  \n3.3 Sick leave credits ..................................................29  \n3.4 Public Service Health Care Plan ......................................29  \nAt least six years of pensionable service................................29  \nLess than six but at least two years of pensionable service .................29  \n3.5 Public Service Dental Care Plan (PSAC) and Pensioners’ Dental Services Plan ..30 Public Service Dental Care Plan (PSAC) ................................30  \nPensioners’ Dental Services Plan (PDSP) ................................ 31  \n3.6 PSSA elective service payments .............","cbCaimmXAKssR6Gg","https://ap.wps.com/l/cbCaimmXAKssR6Gg","pdf",437426,53,"English","# Federal Superannuation in a Nutshell\n## Benefit calculation\n## Retirement options\n# Planning for Retirement\n## Verification and documentation\n## Pre-retirement transition leave policy\n# Important Information for Impending Retirement\n## Severance, leave credits, and health plans\n## Retirement payments and insurance\n# Post-Retirement Considerations\n## Federal pension processing and re-employment","[{\"question\":\"Who is this guide for, and what is the Group 2 eligibility date?\",\"answer\":\"The guide is for PSAC members hired on or after January 1, 2013 (Group 2). A separate guide exists for members hired before that date (Group 1).\"},{\"question\":\"What pension and retirement options does the guide cover?\",\"answer\":\"It covers benefit calculation and retirement options including return of contributions, immediate and deferred annuities with annual allowance, transfer value, and retirement due to disability. It also includes lay-off options and other special retirement options.\"},{\"question\":\"Which health-related programs and credits are addressed before retirement?\",\"answer\":\"It explains important information for impending retirement, including the Public Service Health Care Plan, Public Service Dental Care Plan, and related leave credits such as sick leave credits, along with details on eligibility by length of pensionable service.\"}]","Retiring from the Public Service of Canada - Tips and information for PSAC members - Group 2 - Sixth Edition 2019 | PDF",1791248833,134]