[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-seo-269283-105":3,"detail-sidebar-cat-0-en-105":81,"doc-detail-269283-en":130},{"code":4,"msg":5,"data":6},0,"ok",{"site_id":7,"language":8,"slug":9,"title":10,"keywords":11,"description":12,"schema_data":13,"social_meta":74,"head_meta":76,"extra_data":78,"updated_unix":80},105,"en","prospectus-super-star","PROSPECTUS - SUPER STAR","","Prospectus for STAR Health and Allied Insurance Company Limited’s “Super Star” product, detailing entry age limits, floater and individual sum insured structures, maximum family size under floater policies, and policy terms ranging from one to five years. The document explains long-term discounts, installment loading, premium payment options, zone-wise premiums across Zone A/B/C, and key underwriting processes including pre-policy medical check-ups. It also covers midterm inclusion options and major discounts such as co-pay conditions, online discount, early renewal discount, and CIBIL score-based discounts.",{"@graph":14,"@context":73},[15,34,56],{"@type":16,"itemListElement":17},"BreadcrumbList",[18,23,27,31],{"item":19,"name":20,"@type":21,"position":22},"https://docshare.wps.com","Home","ListItem",1,{"item":24,"name":25,"@type":21,"position":26},"https://docshare.wps.com/document/","Document",2,{"item":28,"name":29,"@type":21,"position":30},"https://docshare.wps.com/document/healthcare/","Healthcare",3,{"item":32,"name":10,"@type":21,"position":33},"https://docshare.wps.com/document/prospectus-super-star/269283/",4,{"url":32,"name":10,"@type":35,"image":36,"author":41,"headline":10,"publisher":44,"fileFormat":47,"inLanguage":8,"description":12,"dateModified":48,"datePublished":49,"encodingFormat":47,"isAccessibleForFree":50,"interactionStatistic":51},"DigitalDocument",{"url":37,"@type":38,"width":39,"height":40},"https://docshare.wps.com/thumbnails/prospectus-super-star/269283.png","ImageObject",300,407,{"name":42,"@type":43},"Gelato","Person",{"url":19,"name":45,"@type":46},"DocShare","Organization","application/pdf","2026-10-23","2026-09-15",true,{"@type":52,"interactionType":53,"userInteractionCount":55},"InteractionCounter",{"@type":54},"ViewAction",20,{"@type":57,"mainEntity":58},"FAQPage",[59,65,69],{"name":60,"@type":61,"acceptedAnswer":62},"What are the entry age limits under the Super Star floater plan and individual plan?","Question",{"text":63,"@type":64},"For floater sum insured, adults have a minimum entry age of 18 years with maximum any age, while dependent children range from 91 days to up to 25 years. For the individual sum insured, the minimum entry age is 18 years and the maximum is any age.","Answer",{"name":66,"@type":61,"acceptedAnswer":67},"How does installment payment affect the annual premium in Super Star?",{"text":68,"@type":64},"Installment facilities allow monthly, quarterly, half-yearly, and yearly premium payments, and loading is applied to the annual premium. Loading is 4% for monthly, 3% for quarterly, 2% for half-yearly, and 0% for yearly.",{"name":70,"@type":61,"acceptedAnswer":71},"What discounts are available based on CIBIL score?",{"text":72,"@type":64},"CIBIL score discount is available at inception and during the 1st and 2nd renewal for persons up to 50 years of age, subject to eligibility. The discount slabs include 2.5% for 701–750, 5% for 751–800, 7.5% for 801–849, and 15% for 850 and above, with no discount up to 700.","https://schema.org",{"og:url":32,"og:type":75,"og:title":10,"og:site_name":45,"og:description":12},"article",{"robots":77,"canonical":32},"index,follow",{"doc_id":79,"site_id":7},269283,1789449961,{"code":4,"msg":82,"data":83},"success",[84,88,92,96,101,106,110,115,119,122,126],{"id":22,"doc_module":4,"doc_module_name":25,"category_name":85,"show_sort_weight":86,"slug":87},"Story & Novel",90,"story-novel",{"id":26,"doc_module":4,"doc_module_name":25,"category_name":89,"show_sort_weight":90,"slug":91},"Literature",80,"literature",{"id":33,"doc_module":4,"doc_module_name":25,"category_name":93,"show_sort_weight":94,"slug":95},"Exam",70,"exam",{"id":97,"doc_module":4,"doc_module_name":25,"category_name":98,"show_sort_weight":99,"slug":100},5,"Comic",60,"comic",{"id":102,"doc_module":4,"doc_module_name":25,"category_name":103,"show_sort_weight":104,"slug":105},6,"Technology",50,"technology",{"id":107,"doc_module":4,"doc_module_name":25,"category_name":29,"show_sort_weight":108,"slug":109},7,40,"healthcare",{"id":111,"doc_module":4,"doc_module_name":25,"category_name":112,"show_sort_weight":113,"slug":114},8,"Research & Report",30,"research-report",{"id":116,"doc_module":4,"doc_module_name":25,"category_name":117,"show_sort_weight":55,"slug":118},9,"Religion & Spirituality","religion-spirituality",{"id":55,"doc_module":4,"doc_module_name":25,"category_name":120,"show_sort_weight":55,"slug":121},"World Cup","world-cup",{"id":123,"doc_module":4,"doc_module_name":25,"category_name":124,"show_sort_weight":123,"slug":125},10,"Lifestyle","lifestyle",{"id":127,"doc_module":4,"doc_module_name":25,"category_name":128,"show_sort_weight":97,"slug":129},19,"General","general",{"code":4,"msg":82,"data":131},{"doc_id":79,"user_id":132,"nickname":42,"user_avatar":133,"doc_module":4,"category_id":107,"category_name":29,"doc_title":10,"doc_description":12,"doc_content":134,"file_id":135,"file_url":136,"file_type":137,"file_size":138,"view_count":55,"is_deleted":4,"is_public":22,"is_downloadable":22,"audit_status":22,"page_count":139,"language":140,"language_code":8,"site_id":7,"html_lang":8,"table_of_contents":141,"faqs":142,"seo_title":143,"seo_description":12,"update_tm":80,"read_time":144},19241457091524,"https://us-avatar.wpscdn.com/davatar_276721f389ce27ea32af1340a28f341c","STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED  \nRegistered Office: No. 1, New Tank Street, Valluvar Kottam High Road, Nungambakkam, Chennai-600 034. Phone : 044-28288800 Corporate Office: No. 148, Acropolis, Dr. Radha Krishnan Salai, Mylapore, Chennai-600 004. Phone : 044-4788 6666 Email: [support@starhealth.in |](support@starhealth.in | Website: www.starhealth.in | CIN:)[ Website:](support@starhealth.in | Website: www.starhealth.in | CIN:)[ www.starhealth.in |](support@starhealth.in | Website: www.starhealth.in | CIN:)[ CIN:](support@starhealth.in | Website: www.starhealth.in | CIN:) L66010TN2005PLC056649 | IRDAI Regn. No.: 129  \nP R O S P E C T U S  \nEntry Age  \na. Floater Sum Insured  \n􀁹 For Adults – Minimum-18 years & Maximum – Any age  \n􀁹 For Dependent Children-Minimum – 91 days & Maximum-Up to 25 years  \nb. Individual Sum Insured  \n􀁹 Minimum – 18 years & Maximum-Any age.  \n Under Floater Sum Insured, Family means: Self + Spouse / Live-in Partner + Dependent Children  \n Maximum Family Size Covered under Floater Policy: 2 Adults + 4 Children  \n Policy Term: One year / Two year / Three year / Four year / Five year  \nNote: Where the policy is issued for more than 1 year, the Sum Insured including sub-limits are without any carry over benefit thereof. The said benefits / covers available for the 2nd year, 3rd year, 4th year or 5th year cannot be utilized in the 1st year itself  \n Long term discount:  \n- 10% discount is available on 2nd year premium  \n- 12.5% discount is available on 3rd year premium  \n- 14% discount is available on 4th Year premium  \n- 16% discount is available on 5th Year Premium  \nNote: Long term discount will not be available, if premium is paid in instalment mode.  \n Installment Facility: Premium can be paid in Monthly, Quarterly, Half-yearly and Yearly. Premium can also be paid on Single Payment basis.  \nIn case of installment mode of payment, there will be loading on annual premium as given below:  \n• Monthly: 4%  \n• Quarterly: 3%  \n• Half Yearly: 2%  \n• Yearly: 0%  \nNote: Installment facility is not available for 4 and 5 year policy term  \n Type of Policy: Individual policy, Floater policy and Multi-Individual policy  \n Sum Insured Options: Rs. 5,00,000/ -, Rs.7,50,000, Rs.10,00,000/ -, Rs.15,00,000/ -, Rs. 20,00,000/ -, Rs. 25,00,000/ -, Rs. 50,00,000/-, Rs.1,00,00,000/ - & Unlimited Sum Insured  \nNote: SI options 1 Crore & Unlimited can be offered only up to 65 years’ age, this condition is applicable at the time of inception of the policy  \n Zone wise premium –Applicable  \nZone A: Delhi, New Delhi, Faridabad, Gurugram, Shahdara, Ahmedabad, Surat, Vadodara, Gautam Buddha Nagar, Ghaziabad, Mewat, Alwar, Baghpat, Bhiwani, Bulandshahar, Fatehabad, Hisar, jhajjar, Jind, Kaithal, Karnal, Kurukshetra, Mahendragarh, Meerut, Muzaffar nagar, Palwal, Panchsheel Nagar, Panipat, Rewari, Rohtak, Saharanpur, Sirsa, Sonipat, Mumbai (Including suburban), Rest of Gujarat, Thane, Palghar and Raigad  \nZone B: Chennai, Ernakulam, Thiruvananthapuram, Bengaluru, Chengalpattu, Kanchipuram, Nashik, Pune, Tiruvallur, Hyderabad, Kollam, Wayanad, Indore, K V Ranga Reddy, Medchal Malkajgiri, Ahmed Nagar and Gwalior  \nZone C: Rest of India  \nSUPER STAR | UIN : SHAHLIP25036V012425 | PROS / SS / V.1 / 2024  \nSTAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED | PROSPECTUS  \nMedical Underwriting / Pre-Policy Medical Check-up: The company may ask the members tobe proposed to undergo medical underwriting either through medical tests or any other medium viz tele underwriting etc. This will vary/depend upon the Sum Insured/ Medical History/ Zone/Age and covers chosen  \nIf we accept the proposal, we will reimburse at least 50% of the costs incurred by the member undertaking such Pre-Policy medical check-up.  \n Mandatory Co-Pay: Not Applicable  \n Midterm Inclusion Facility: Is available on payment of proportionate premium for Newly Wedded spouse, New born baby and Legally adopted child.  \nNote:  \na. Waiting periods as stated in the policy wi","cbCaikm2eqPnbSwF","https://ap.wps.com/l/cbCaikm2eqPnbSwF","pdf",1004394,25,"English","# Entry Age and Sum Insured\n## Floater and Individual Coverage\n## Family Definition and Policy Term\n# Premium Payment Terms\n## Long Term Discounts\n## Installment Facility and Loading\n# Policy Types and Sum Insured Options\n# Zone Wise Premium\n## Zone A\n## Zone B\n## Zone C\n# Underwriting and Inclusion Facilities\n## Pre-Policy Medical Check-up\n## Midterm Inclusion Facility\n# Discounts\n## Parents/Parent-in-laws Discount\n## CIBIL Score Discount\n## Online Discount\n## Early Renewal Discount","[{\"question\":\"What are the entry age limits under the Super Star floater plan and individual plan?\",\"answer\":\"For floater sum insured, adults have a minimum entry age of 18 years with maximum any age, while dependent children range from 91 days to up to 25 years. For the individual sum insured, the minimum entry age is 18 years and the maximum is any age.\"},{\"question\":\"How does installment payment affect the annual premium in Super Star?\",\"answer\":\"Installment facilities allow monthly, quarterly, half-yearly, and yearly premium payments, and loading is applied to the annual premium. Loading is 4% for monthly, 3% for quarterly, 2% for half-yearly, and 0% for yearly.\"},{\"question\":\"What discounts are available based on CIBIL score?\",\"answer\":\"CIBIL score discount is available at inception and during the 1st and 2nd renewal for persons up to 50 years of age, subject to eligibility. The discount slabs include 2.5% for 701–750, 5% for 751–800, 7.5% for 801–849, and 15% for 850 and above, with no discount up to 700.\"}]","PROSPECTUS - SUPER STAR | PDF",63]