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The document also covers referenced California Insurance Code sections, key training scope limitations, prohibited education elements, and exam format rules.",{"@graph":14,"@context":73},[15,34,56],{"@type":16,"itemListElement":17},"BreadcrumbList",[18,23,27,31],{"item":19,"name":20,"@type":21,"position":22},"https://docshare.wps.com","Home","ListItem",1,{"item":24,"name":25,"@type":21,"position":26},"https://docshare.wps.com/document/","Document",2,{"item":28,"name":29,"@type":21,"position":30},"https://docshare.wps.com/document/exam/","Exam",3,{"item":32,"name":10,"@type":21,"position":33},"https://docshare.wps.com/document/prelicensing-education-educational-objectives-california-accident-and-health-agent-examination/394854/",4,{"url":32,"name":10,"@type":35,"image":36,"author":41,"headline":10,"publisher":44,"fileFormat":47,"inLanguage":8,"description":12,"dateModified":48,"datePublished":49,"encodingFormat":47,"isAccessibleForFree":50,"interactionStatistic":51},"DigitalDocument",{"url":37,"@type":38,"width":39,"height":40},"https://docshare.wps.com/thumbnails/prelicensing-education-educational-objectives-california-accident-and-health-agent-examination/394854.png","ImageObject",300,407,{"name":42,"@type":43},"Valentina","Person",{"url":19,"name":45,"@type":46},"DocShare","Organization","application/pdf","2026-11-05","2026-09-26",true,{"@type":52,"interactionType":53,"userInteractionCount":55},"InteractionCounter",{"@type":54},"ViewAction",12,{"@type":57,"mainEntity":58},"FAQPage",[59,65,69],{"name":60,"@type":61,"acceptedAnswer":62},"What is the minimum prelicensing education content required for the California accident and health agent?","Question",{"text":63,"@type":64},"The successful applicant must complete 20 hours of accident and health agent prelicensing education that, at a minimum, includes the material in the listed educational objectives.","Answer",{"name":66,"@type":61,"acceptedAnswer":67},"What basic topics must a new accident and health agent understand?",{"text":68,"@type":64},"The objectives include basic accident and health insurance concepts and principles, agent responsibilities and authority, commonly written accident and health products, insurance code and ethics, PPACA, senior health products, and coverage for disability income and long-term care.",{"name":70,"@type":61,"acceptedAnswer":71},"How is the California accident and health agent license examination administered and structured?",{"text":72,"@type":64},"The exam contains seventy-five multiple-choice questions and allows ninety minutes. CDI site exams start at set times during weekdays, and unauthorized devices or materials such as notes, crib sheets, textbooks, and electronic devices are prohibited.","https://schema.org",{"og:url":32,"og:type":75,"og:title":10,"og:site_name":45,"og:description":12},"article",{"robots":77,"canonical":32},"index,follow",{"doc_id":79,"site_id":7},394854,1790497204,{"code":4,"msg":82,"data":83},"success",[84,88,92,95,100,105,110,115,120,123,127],{"id":22,"doc_module":4,"doc_module_name":25,"category_name":85,"show_sort_weight":86,"slug":87},"Story & Novel",90,"story-novel",{"id":26,"doc_module":4,"doc_module_name":25,"category_name":89,"show_sort_weight":90,"slug":91},"Literature",80,"literature",{"id":33,"doc_module":4,"doc_module_name":25,"category_name":29,"show_sort_weight":93,"slug":94},70,"exam",{"id":96,"doc_module":4,"doc_module_name":25,"category_name":97,"show_sort_weight":98,"slug":99},5,"Comic",60,"comic",{"id":101,"doc_module":4,"doc_module_name":25,"category_name":102,"show_sort_weight":103,"slug":104},6,"Technology",50,"technology",{"id":106,"doc_module":4,"doc_module_name":25,"category_name":107,"show_sort_weight":108,"slug":109},7,"Healthcare",40,"healthcare",{"id":111,"doc_module":4,"doc_module_name":25,"category_name":112,"show_sort_weight":113,"slug":114},8,"Research & Report",30,"research-report",{"id":116,"doc_module":4,"doc_module_name":25,"category_name":117,"show_sort_weight":118,"slug":119},9,"Religion & Spirituality",20,"religion-spirituality",{"id":118,"doc_module":4,"doc_module_name":25,"category_name":121,"show_sort_weight":118,"slug":122},"World Cup","world-cup",{"id":124,"doc_module":4,"doc_module_name":25,"category_name":125,"show_sort_weight":124,"slug":126},10,"Lifestyle","lifestyle",{"id":128,"doc_module":4,"doc_module_name":25,"category_name":129,"show_sort_weight":96,"slug":130},19,"General","general",{"code":4,"msg":82,"data":132},{"doc_id":79,"user_id":133,"nickname":42,"user_avatar":134,"doc_module":4,"category_id":33,"category_name":29,"doc_title":10,"doc_description":12,"doc_content":135,"file_id":136,"file_url":137,"file_type":138,"file_size":139,"view_count":55,"is_deleted":4,"is_public":22,"is_downloadable":22,"audit_status":22,"page_count":140,"language":141,"language_code":8,"site_id":7,"html_lang":8,"table_of_contents":142,"faqs":143,"seo_title":144,"seo_description":12,"update_tm":145,"read_time":146,"preview_page_count":4},13056703020460,"https://ap-avatar.wpscdn.com/avatar/be000253dac470eee5d?_k=1778207105932848923","Prelicensing Education Educational Objectives  \nCalifornia Accident and Health Agent Examination  \nOverview  \nFor purposes of the prelicensing curriculum and examination, the successful applicant is defined as an entry-level individual of an agency or an insurer. Twenty hours of accident and health agent prelicensing education must, at a minimum , include the material in these objectives.  \nCalifornia Insurance Code (Cal. Ins. Code ) Section 1677 requires that the accident and health agent examination be of sufficient scope to satisfy the Insurance Commissioner that an applicant has basic knowledge of, and is reasonably familiar with, the insurance laws of this state and with the provisions, terms, and conditions of the insurance that may be transacted pursuant to the life-only agent license, and that the applicant has a fair understanding of the obligations and duties of a life-only agent. In addition, Cal. Ins. Code Section 1626(a)(2) defines an accident and health agent as authorized to transact insurance coverage for sickness, bodily injury, or accidental death and may include benefits for disability income.  \nThe new accident and health agent will be introduced and trained to sell and service all the lines under that authority. Basic knowledge is what the new accident and health agent needs to know at the start of their career.  \n(1) Basic knowledge including:  \n• Basic accident and health insurance concepts and principles  \n• Responsibilities and authority of an accident and health insurance agent  \n• Commonly written accident and health insurance products  \n• Insurance code and ethics  \n• Patient Protection and Affordable Care Act (PPACA)  \n• Senior health products  \n• Insurance coverage for sickness, bodily injury, or accidental death  \n• Benefits for disability income insurance  \n• Long-term care insurance  \n(2) With a general understanding of the following:  \n• Government mandated disability programs (e.g. , state disability insurance)  \n• Disability insurance  \n• Disability income insurance  \nAH-Page 1  \nRevised 7/08/2019  \nPrelicensing Education Educational Objectives  \nCalifornia Accident and Health Agent Examination  \n(3) In addition, this license authorizes the transaction of insurance coverage on:  \nCredit Disability Insurance-Disability insurance protecting the balance of debt, which provides a monthly benefit, during the disability of the insured, during the term of coverage.  \nDisability Income Insurance- Insurance that provides income payments to the insured wage earner when income is interrupted or terminated because of illness, sickness, or accident. It may include critical illness, or accidental death benefits. Policies are available as short-term or long-term coverage.  \n• The short-term disability income policy provides benefits, often a portion of lost income, for a temporary period of time defined in the policy. The likelihood is that the insured can return to work or restore the lost income.  \n• The long-term disability income policy provides benefits, often a portion of lost income, lasting for an extended period of time as defined in the insurance policy. The likelihood is that the insured cannot return to work or restore the lost income.  \nDisability Income Rider-A life insurance policy addendum providing income payments to the policyholder, and/or waiving premium payments due, when income is interrupted or terminated because of illness or injury.  \nHealth-A policy that will pay for medical expenses or treatments. Health policies can offer any options and vary in their approaches to coverage. Health also includes all senior health products.  \n• PPACA does not allow dollar limits on essential health benefits.  \n• Non-essential health benefits may include dollar limits.  \nLong-term care insurance-Coverage for individuals who require assistance with activities of daily living in homes or in a nursing facility. For agents that sell or transact for the sale of long-term care products, additional train","cbCaivcTG8ZbI41z","https://ap.wps.com/l/cbCaivcTG8ZbI41z","pdf",300265,25,"English","# Overview\n## Educational Objectives\n## Ethics and California Insurance Code\n## The Examination","[{\"question\":\"What is the minimum prelicensing education content required for the California accident and health agent?\",\"answer\":\"The successful applicant must complete 20 hours of accident and health agent prelicensing education that, at a minimum, includes the material in the listed educational objectives.\"},{\"question\":\"What basic topics must a new accident and health agent understand?\",\"answer\":\"The objectives include basic accident and health insurance concepts and principles, agent responsibilities and authority, commonly written accident and health products, insurance code and ethics, PPACA, senior health products, and coverage for disability income and long-term care.\"},{\"question\":\"How is the California accident and health agent license examination administered and structured?\",\"answer\":\"The exam contains seventy-five multiple-choice questions and allows ninety minutes. CDI site exams start at set times during weekdays, and unauthorized devices or materials such as notes, crib sheets, textbooks, and electronic devices are prohibited.\"}]","Prelicensing Education Educational Objectives - California Accident and Health Agent Examination | PDF",1790413126,63]