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The material specifies minimum prelicensing hours and outlines core concepts, agent responsibilities and authority, common insurance products, and insurance code and ethics, including coverage standards tied to sickness, bodily injury, or accidental death, plus disability and long-term care related topics.",{"@graph":69,"@context":123},[70,84,106],{"@type":71,"itemListElement":72},"BreadcrumbList",[73,77,79,82],{"item":74,"name":75,"@type":76,"position":8},"https://docshare.wps.com","Home","ListItem",{"item":78,"name":9,"@type":76,"position":14},"https://docshare.wps.com/document/",{"item":80,"name":20,"@type":76,"position":81},"https://docshare.wps.com/document/exam/",3,{"item":83,"name":65,"@type":76,"position":19},"https://docshare.wps.com/document/prelicensing-education-accident-and-health-agent-examination-educational-objectives/394874/",{"url":83,"name":65,"@type":85,"image":86,"author":91,"headline":65,"publisher":94,"fileFormat":97,"inLanguage":63,"description":67,"dateModified":98,"datePublished":99,"encodingFormat":97,"isAccessibleForFree":100,"interactionStatistic":101},"DigitalDocument",{"url":87,"@type":88,"width":89,"height":90},"https://docshare.wps.com/thumbnails/prelicensing-education-accident-and-health-agent-examination-educational-objectives/394874.png","ImageObject",300,407,{"name":92,"@type":93},"Fahsai","Person",{"url":74,"name":95,"@type":96},"DocShare","Organization","application/pdf","2026-11-08","2026-09-26",true,{"@type":102,"interactionType":103,"userInteractionCount":105},"InteractionCounter",{"@type":104},"ViewAction",11,{"@type":107,"mainEntity":108},"FAQPage",[109,115,119],{"name":110,"@type":111,"acceptedAnswer":112},"What is the purpose of the prelicensing curriculum in this document?","Question",{"text":113,"@type":114},"It establishes the knowledge required for successful applicants so entry-level agents can begin a career selling and servicing accident and health insurance in California.","Answer",{"name":116,"@type":111,"acceptedAnswer":117},"What minimum education content must be included for the prelicensing program?",{"text":118,"@type":114},"The program must include the material in these objectives, based on a minimum of twenty hours of accident and health agent prelicensing education.",{"name":120,"@type":111,"acceptedAnswer":121},"What insurance transactions are authorized and what limitations apply?",{"text":122,"@type":114},"The license authorizes transactions for accident and health coverage including sickness, bodily injury, or accidental death and related disability income and long-term care topics, but it does not authorize life, annuity, property, or casualty insurance transactions.","https://schema.org",{"og:url":83,"og:type":125,"og:title":65,"og:site_name":95,"og:description":67},"article",{"robots":127,"canonical":83},"index,follow",{"doc_id":129,"site_id":62},394874,1791169901,{"code":4,"msg":5,"data":132},{"doc_id":129,"user_id":133,"nickname":92,"user_avatar":134,"doc_module":4,"category_id":19,"category_name":20,"doc_title":65,"doc_description":67,"doc_content":135,"file_id":136,"file_url":137,"file_type":138,"file_size":139,"view_count":105,"is_deleted":4,"is_public":8,"is_downloadable":8,"audit_status":8,"page_count":140,"language":141,"language_code":63,"site_id":62,"html_lang":63,"table_of_contents":142,"faqs":143,"seo_title":144,"seo_description":67,"update_tm":145,"read_time":146,"preview_page_count":4},549768702563,"https://ap-avatar.wpscdn.com/avatar/8000c4aa63b76e948b?x-image-process=image/resize,m_fixed,w_180,h_180&k=1786536092046926083","|  |  |\n| --- | --- |\n| Prelicensing Education Educational Objectives\u003Cbr>California Accident and Health Agent Examination |  |\n| Overview\u003Cbr>For purposes of the prelicensing curriculum and examination, the successful applicant is defined as an entry-level individual of an agency or an insurer. Twenty hours of accident and health agent prelicensing education must at a minimum include the material in these objectives. |  |\n|  | Section 1677 of the California Insurance Code (CIC) requires that the Accident and Health agent examination be of sufficient scope to satisfy the Insurance Commissioner that an applicant has basic knowledge of insurance and insurance laws. ~~Effective January 1, 2008, California Insurance Code Sections regarding the Life Agent license were amended to include provisions for an “Accident and Health” agent license~~. ~~Specifically~~, In addition, Section 1626(a)(2) defines an “Accident and Health” Agent licensee as authorized to transact insurance coverage for sickness, bodily injury, or accidental death and may include benefits for disability income. |\n| The new accident and health agent will be introduced and trained to sell and service all the lines under that authority. Basic knowledge is what this new accident and health agent needs to know at the start of one’s career. |  |\n|  | (1) Basic knowledge including:\u003Cbr>• Basic accident and health insurance concepts and principles\u003Cbr>• Responsibilities and authority of an accident and health insurance agent\u003Cbr>• Commonly written accident and health insurance products\u003Cbr>• Insurance code and ethics\u003Cbr>• Patient Protection and Affordable Care Act (PPACA)\u003Cbr>• Senior health products\u003Cbr>• Insurance coverage for sickness, bodily injury, or accidental death\u003Cbr>• Benefits for disability income insurance\u003Cbr>~~• Twenty-four hour care coverage~~\u003Cbr>• Long-term care insurance\u003Cbr>(2) With a general understanding of the following:\u003Cbr>• Government mandated disability programs (e.g. , ~~workers’compensation, ~~state disability insurance)\u003Cbr>• Disability insurance\u003Cbr>• Disability income insurance |\n| Revised 2-3-2015 AH – page 1 |  |\n\n\n|  |  |\n| --- | --- |\n| Prelicensing Education Educational Objectives\u003Cbr>California Accident and Health Agent Examination |  |\n|  | (3) In addition, this license authorizes the transaction of insurance coverage on:\u003Cbr>Credit Disability Insurance-Disability insurance protecting the balance of debt, which provides a monthly benefit, during the disability of the insured, during the term of coverage.\u003Cbr>Disability Income Insurance-Insurance that provides income payments to the insured wage earner when income is interrupted or terminated because of illness, sickness, or accident. It ~~also ~~may include~~s~~ critical illness, or accidental ~~and ~~death benefits. Policies are available as shortterm or long-term coverage.\u003Cbr>• The short-term disability income policy provides benefits, often a portion of lost income, for a temporary period of time defined in the policy. The likelihood is that the insured can return to work or restore the lost income.\u003Cbr>• The long-term disability income policy provides benefits, often a portion of lost income, lasting for an extended period of time as defined in the insurance policy. The likelihood is that the insured cannot return to work or restore the lost income.\u003Cbr>Disability Income Rider-A life insurance policy addendum providing income payments to the policyholder, and/or waiving premium payments due, when income is interrupted or terminated because of illness or injury.\u003Cbr>Health-A policy that will pay ~~specifies ~~specified sums for medical expenses or treatments. Health policies can offer any options and vary in their approaches to coverage. Health also includes all senior health products~~ (e~~.~~g~~.~~ Medicare Advantage and Medicare Part D)~~ . |\n|  | Long-term care insurance-Coverage ~~that, under specified conditions, provides skilled nursing, intermediate care, or custodial care for a patient (genera","cbCaibKksI9pCwz4","https://ap.wps.com/l/cbCaibKksI9pCwz4","pdf",355715,35,"English","# Overview\n## Entry-level agent requirement and minimum prelicensing education\n## California Insurance Code scope and basic knowledge\n# Educational Objectives\n## Basic knowledge requirements\n## General understanding topics\n## Authorized insurance transactions and definitions","[{\"question\":\"What is the purpose of the prelicensing curriculum in this document?\",\"answer\":\"It establishes the knowledge required for successful applicants so entry-level agents can begin a career selling and servicing accident and health insurance in California.\"},{\"question\":\"What minimum education content must be included for the prelicensing program?\",\"answer\":\"The program must include the material in these objectives, based on a minimum of twenty hours of accident and health agent prelicensing education.\"},{\"question\":\"What insurance transactions are authorized and what limitations apply?\",\"answer\":\"The license authorizes transactions for accident and health coverage including sickness, bodily injury, or accidental death and related disability income and long-term care topics, but it does not authorize life, annuity, property, or casualty insurance transactions.\"}]","Prelicensing Education - Accident and Health Agent Examination - Educational Objectives | PDF",1790413458,88]