[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-0-en-105":3,"doc-seo-179674-105":59,"doc-detail-179674-en":130},{"code":4,"msg":5,"data":6},0,"success",[7,13,18,23,28,33,38,43,48,51,55],{"id":8,"doc_module":4,"doc_module_name":9,"category_name":10,"show_sort_weight":11,"slug":12},1,"Document","Story & Novel",90,"story-novel",{"id":14,"doc_module":4,"doc_module_name":9,"category_name":15,"show_sort_weight":16,"slug":17},2,"Literature",80,"literature",{"id":19,"doc_module":4,"doc_module_name":9,"category_name":20,"show_sort_weight":21,"slug":22},4,"Exam",70,"exam",{"id":24,"doc_module":4,"doc_module_name":9,"category_name":25,"show_sort_weight":26,"slug":27},5,"Comic",60,"comic",{"id":29,"doc_module":4,"doc_module_name":9,"category_name":30,"show_sort_weight":31,"slug":32},6,"Technology",50,"technology",{"id":34,"doc_module":4,"doc_module_name":9,"category_name":35,"show_sort_weight":36,"slug":37},7,"Healthcare",40,"healthcare",{"id":39,"doc_module":4,"doc_module_name":9,"category_name":40,"show_sort_weight":41,"slug":42},8,"Research & Report",30,"research-report",{"id":44,"doc_module":4,"doc_module_name":9,"category_name":45,"show_sort_weight":46,"slug":47},9,"Religion & Spirituality",20,"religion-spirituality",{"id":46,"doc_module":4,"doc_module_name":9,"category_name":49,"show_sort_weight":46,"slug":50},"World Cup","world-cup",{"id":52,"doc_module":4,"doc_module_name":9,"category_name":53,"show_sort_weight":52,"slug":54},10,"Lifestyle","lifestyle",{"id":56,"doc_module":4,"doc_module_name":9,"category_name":57,"show_sort_weight":24,"slug":58},19,"General","general",{"code":4,"msg":60,"data":61},"ok",{"site_id":62,"language":63,"slug":64,"title":65,"keywords":66,"description":67,"schema_data":68,"social_meta":123,"head_meta":125,"extra_data":127,"updated_unix":129},105,"en","policy-wording-cpa-cover-for-owner-driver-under-motor-insurance-policies","Policy Wording - CPA Cover for Owner Driver Under Motor Insurance Policies","","The document outlines compensation and injury coverage percentages under motor insurance policies for an owner driver. It lists scenarios including death, loss of limbs or sight, loss of one limb or sight of one eye, and permanent total disablement, assigning specified benefit percentages. It also includes sections with driving-related questionnaires, safety checklists before starting and during driving, and training/emergency and hazardous product handling topics. 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and sight of one eye. | 100% |\n| iii. | Loss of one limb or sight of one eye | 50% |\n| iv. | Permanent total disablement from injuries other than named above. | 100% |\n\n\n| Questionnaire | Breaking distance | Head on collision |\n| --- | --- | --- |\n| Cause of accidents | Highway driving | Rear end collision |\n| Accidents statistics | Road/Pedestrian crossing | Night driving |\n| Driver’s personal fitness | Railway crossing | and discussion |\n| Car condition | Adapting to weather |  |\n\n\n| Before starting | During driving | Before Stopping | After stopping |\n| --- | --- | --- | --- |\n| check list | correct speed/gear | safe stopping place | preventing vehicle movement |\n| outside/below/near vehicle | signaling | signaling | wheel locks |\n| product side | lane control | road width | Vehicle attendance |\n| inside vehicle | overtaking/giving side | condition |  |\n|  | speed |  |  |\n|  | limit/safe distance |  |  |\n|  | driving on slopes |  |  |\n\n\n| Duration of training for C – 3rd day | Product Information | Emergency procedure |\n| --- | --- | --- |\n| UN Panel Training | TREMCARDS | Communication |\n| UN Classification | CISMSDS | Spillage handling |\n| Hazchem Code | importance of temperature | Use of FEE |\n| Toxicity, Flammability, Other definitions | pressure, level. | Fire fighting |\n|  | Explosive limits | First aid |\n|  | Knowledge about equipment | Toxic release control |\n|  |  | protection of wells, rivers, lakes, etc. |\n|  |  | Use of protective equipment |\n|  |  | knowledge about valves etc. |\n\n\n| Office Location | Contact Details | Jurisdiction of Office\u003Cbr>Union Territory, District) |\n| --- | --- | --- |\n| AHMEDABAD | Office of the Insurance Ombudsman,\u003Cbr>Jeevan Prakash Building, 6th floor,\u003Cbr>Tilak Marg, Relief Road,\u003Cbr>Ahmedabad – 380 001.\u003Cbr>Tel.: 079-25501201/02/05/06\u003Cbr>Email: [bimalokpal.ahmedabad@cioins.co.in](bimalokpal.ahmedabad@cioins.co.in) | Gujarat,\u003Cbr>Dadra & Nagar Haveli,\u003Cbr>Daman and Diu. |\n| BENGALURU | Office of the Insurance Ombudsman,\u003Cbr>Jeevan Soudha Building, PID No. 57-27-N-19\u003Cbr>Ground Floor, 19/19, 24th Main Road,\u003Cbr>JP Nagar, Ist Phase,\u003Cbr>Bengaluru – 560 078.\u003Cbr>Tel.: 080-26652048 / 26652049\u003Cbr>Email: [bimalokpal.bengaluru@cioins.co.in](bimalokpal.bengaluru@cioins.co.in) | Karnataka. |\n| BHOPAL | Office of the Insurance Ombudsman,\u003Cbr>Janak Vihar Complex, 2nd Floor,\u003Cbr>6, Malviya Nagar, Opp. Airtel Office,\u003Cbr>Near New Market,\u003Cbr>Bhopal – 462 003.\u003Cbr>Tel.: 0755-2769201 / 2769202\u003Cbr>Fax: 0755-2769203\u003Cbr>Email: [bimalokpal.bhopal@cioins.co.in](bimalokpal.bhopal@cioins.co.in) | Madhya Pradesh Chhattisgarh |\n| BHUBANESHWAR | Office of the Insurance Ombudsman,\u003Cbr>62, Forest park,\u003Cbr>Bhubneshwar – 751 009.\u003Cbr>Tel.: 0674-2596461 /2596455\u003Cbr>Fax: 0674-2596429\u003Cbr>Email: [bimalokpal.bhubaneswar@cioins.co.in](bimalokpal.bhubaneswar@cioins.co.in) | Orissa. |\n| CHANDIGARH | Office of the Insurance Ombudsman,\u003Cbr>S.C.O. No. 101, 102 & 103, 2nd Floor,\u003Cbr>Batra Building, Sector 17 – D,\u003Cbr>Chandigarh – 160 017.\u003Cbr>Tel.: 0172-2706196 / 2706468\u003Cbr>Fax: 0172-2708274\u003Cbr>Email: [bimalokpal.chandigarh@cioins.co.in](bimalokpal.chandigarh@cioins.co.in) | Punjab,\u003Cbr>Haryana(excluding Gurugram, Faridabad, Sonepat and Bahadurgarh)\u003Cbr>Himachal Pradesh, Union Territories of Jammu & Kashmir,\u003Cbr>Ladakh & Chandigarh. |\n| CHENNAI | Office of the Insurance Ombudsman,\u003Cbr>Fatima Akhtar Court, 4th Floor, 453,\u003Cbr>Anna Salai, Teynampet,\u003Cbr>CHENNAI – 600 018.\u003Cbr>Tel.: 044-24333668 / 24335284\u003Cbr>Fax: 044-24333664\u003Cbr>Email: [bimalokpal.chennai@cioins.co.in](bimalokpal.chennai@cioins.co.in) | Tamil Nadu,\u003Cbr>Tamil Nadu\u003Cbr>PuducherryTown and\u003Cbr>Karaikal (which are part of Puducherry) |\n| DELHI | Office of the Insurance Ombudsman,\u003Cbr>2/2 A, Universal Insurance Building,\u003Cbr>Asaf Ali Road,\u003Cbr>New Delhi – 110 002.\u003Cbr>Tel.: 011-23232481/23213504\u003Cbr>Email: [bimalokpal.delhi@cioins.co.in](bimalokpal.","cbCaiox9CvixvtHb","https://ap.wps.com/l/cbCaiox9CvixvtHb","pdf",222540,"English","# Injury and compensation coverage\n## Injury categories and compensation percentages\n# Safety and driving guidance\n## Questionnaire and accident causation factors\n## Checklist before starting, during driving, and after stopping\n# Hazard and emergency training\n## Product information and emergency procedure\n# Insurance Ombudsman offices\n## Office locations, contacts, and jurisdiction coverage","[{\"question\":\"What compensation percentage applies for death under the CPA cover?\",\"answer\":\"Death is covered at 100% compensation under the listed injury categories.\"},{\"question\":\"How is permanent total disablement treated under the named injury categories?\",\"answer\":\"Permanent total disablement from injuries other than the named items is covered at 100% compensation.\"},{\"question\":\"Where can policyholders find Insurance Ombudsman office contact details and jurisdiction?\",\"answer\":\"The document provides an office-location table with contact information and the corresponding state/union territory jurisdiction for multiple cities.\"}]","Policy Wording - CPA Cover for Owner Driver Under Motor Insurance Policies | PDF",1788337815,18]