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Form ADV 2A Disclosure Brochure - Part 2A - March 2, 2026","","Disclosure Brochure (Part 2A of Form ADV) dated March 2, 2026 outlines qualifications and business practices of Petra Financial Advisors, Inc. The brochure clarifies that neither the SEC nor state authorities approve or verify the document, and that registration does not indicate any skill level. It summarizes material changes since the prior annual amendment, including amended fees for Retirement Plan Advisory Services, and explains how future updates will be provided annually or upon material change.",{"@graph":69,"@context":122},[70,84,105],{"@type":71,"itemListElement":72},"BreadcrumbList",[73,77,79,82],{"item":74,"name":75,"@type":76,"position":8},"https://docshare.wps.com","Home","ListItem",{"item":78,"name":9,"@type":76,"position":14},"https://docshare.wps.com/document/",{"item":80,"name":40,"@type":76,"position":81},"https://docshare.wps.com/document/research-report/",3,{"item":83,"name":65,"@type":76,"position":19},"https://docshare.wps.com/document/petra-financial-advisors-inc-form-adv-2a-disclosure-brochure-part-2a-march-2-2026/203901/",{"url":83,"name":65,"@type":85,"image":86,"author":91,"headline":65,"publisher":94,"fileFormat":97,"inLanguage":63,"description":67,"dateModified":98,"datePublished":99,"encodingFormat":97,"isAccessibleForFree":100,"interactionStatistic":101},"DigitalDocument",{"url":87,"@type":88,"width":89,"height":90},"https://docshare.wps.com/thumbnails/petra-financial-advisors-inc-form-adv-2a-disclosure-brochure-part-2a-march-2-2026/203901.png","ImageObject",300,407,{"name":92,"@type":93},"Aurelia","Person",{"url":74,"name":95,"@type":96},"DocShare","Organization","application/pdf","2026-10-07","2026-09-04",true,{"@type":102,"interactionType":103,"userInteractionCount":39},"InteractionCounter",{"@type":104},"ViewAction",{"@type":106,"mainEntity":107},"FAQPage",[108,114,118],{"name":109,"@type":110,"acceptedAnswer":111},"What information does the Form ADV 2A Disclosure Brochure provide?","Question",{"text":112,"@type":113},"It provides information about Petra Financial Advisors, Inc.’s qualifications and business practices, including topics related to business practices and conflicts of interest.","Answer",{"name":115,"@type":110,"acceptedAnswer":116},"What material change is noted since the last annual amendment filing?",{"text":117,"@type":113},"The brochure states that Petra amended its fees for Retirement Plan Advisory Services and refers readers to Item 5 for details.",{"name":119,"@type":110,"acceptedAnswer":120},"How and where can clients access future annual updates or the current brochure?",{"text":121,"@type":113},"The brochure explains that complete documents or a Summary of Material Changes are provided annually and when a material change occurs, and it also references viewing the current brochure through the SEC’s Investment Advisor Public Disclosure website or requesting a copy directly from the advisor.","https://schema.org",{"og:url":83,"og:type":124,"og:title":65,"og:site_name":95,"og:description":67},"article",{"robots":126,"canonical":83},"index,follow",{"doc_id":128,"site_id":62},203901,1788564794,{"code":4,"msg":5,"data":131},{"doc_id":128,"user_id":132,"nickname":92,"user_avatar":133,"doc_module":4,"category_id":39,"category_name":40,"doc_title":65,"doc_description":67,"doc_content":134,"file_id":135,"file_url":136,"file_type":137,"file_size":138,"view_count":39,"is_deleted":4,"is_public":8,"is_downloadable":8,"audit_status":8,"page_count":139,"language":140,"language_code":63,"site_id":62,"html_lang":63,"table_of_contents":141,"faqs":142,"seo_title":143,"seo_description":67,"update_tm":129,"read_time":144},1099514068365,"https://ap-avatar.wpscdn.com/avatar/10000253d8d9f28188e?_k=1776742907772140068","Disclosure Brochure  \n(Part 2A of Form ADV)  \nMarch 2 , 2026  \nPetra Financial Advisors, Inc.  \n[www.petrafinancial.com](www.petrafinancial.com)  \nThis Form ADV 2A (“Disclosure Brochure”) provides information about the qualificationsand business practices of Petra Financial Advisors, Inc. (“Petra” or “the Advisor”). If you have any questions about the contents ofthis Disclosure Brochure, please contact the Advisor at 719-636-9000. The information in this Disclosure Brochure has not been approved or verified by the U.S. Securities and Exchange Commission (“SEC”) or by any state securities authority. Registration of an investment Advisor does not imply any specific level of skill or training.  \nAdditional information about Petra Financial Advisors, Inc. is also available on the SEC’s website at [www.Advisorinfo.sec.gov](www.Advisorinfo.sec.gov. The)[. The](www.Advisorinfo.sec.gov. The) searchable IARD/CRD number for Petra is 107196.  \nITEM 2-SUMMARY OF MATERIAL CHANGES  \nMaterial Changes  \nForm ADV 2 is divided into two parts: Part 2A (the \"Disclosure Brochure\") and Part 2B (the \"Brochure Supplement\") . The Disclosure Brochure provides information about a variety of topics relating to an Advisor’s business practices and conflicts of interest. The Brochure Supplement provides information about the Advisory Persons of Petra. For convenience, the Advisor has combined these documents into a single disclosure document.  \nPetra believes that communication and transparency are the foundation of its relationship with Clientsand will continually strive to provide you with complete and accurate information at all times. Petra encourages all current and prospective Clients to read this Disclosure Brochure and discuss any questions you may have with the Advisor.  \nMaterial Changes  \nThe following material change has been made to this Disclosure Brochure since the last annual amendment filing on March 10, 2025:  \n• The Advisor has amended its fees for Retirement Plan Advisory Services. Please see Item 5 for additional information.  \nFuture Changes  \nFrom time to time, the Advisor may amend this Disclosure Brochure to reflect changes in business practices, changes in regulations or routine annual updates as required by the securities regulators. This complete Disclosure Brochure or a Summary of Material Changes shall be provided to you annually and if a material change occurs.  \nYou may view the current Disclosure Brochure online at the SEC’s Investment Advisor Public  \nDisclosure website at www.[Advisorinfo.sec.gov](Advisorinfo.sec.gov) by searching with the Advisor’s firm name or CRD\\#  \n107196. You may also request a copy of this Disclosure Brochure at any time by contacting the Advisor at (719) 636-9000 or by email [at ](at petra@petrafinancial.com)[petra@petrafinancial.com](at petra@petrafinancial.com).  \nITEM 3-TABLE OF CONTENTS  \nItem 2-Summary of Material Changes ......................................................................................................... ii  \nItem 3-Table of Contents ............................................................................................................................ iii  \nItem 4-Advisory Business ............................................................................................................................. 1  \nItem 5-Fees and Compensation.....................................................................................................................3  \nFee Billing ...................................................................................................................................................... 4  \nOther Fees ...................................................................................................................................................... 4  \nPast Due Accounts and Separation from Service ........................................................................................... 5  \nCompensation for Sales of Investment Products ","cbCaigthlT3c4mlt","https://ap.wps.com/l/cbCaigthlT3c4mlt","pdf",787178,26,"English","# Item 2-Summary of Material Changes\n## Material Changes\n## Future Changes\n# Item 3-Table of Contents\n## Item 4-Advisory Business\n## Item 5-Fees and Compensation\n### Fee Billing\n### Other Fees\n### Past Due Accounts and Separation from Service\n### Compensation for Sales of Investment Products\n## Item 6-Performance-Based Fees\n### Sharing of Capital Gains\n## Item 7-Types of Clients\n### Description\n## Item 8-Methods of Analysis, Investment Strategies and Risk of Loss\n### Methods of Analysis\n### Investment Strategies\n### Risk of Loss\n## Item 9-Disciplinary Information\n### Legal and Disciplinary\n## Item 10-Other Financial Industry Activities and Affiliations\n### Affiliations","[{\"question\":\"What information does the Form ADV 2A Disclosure Brochure provide?\",\"answer\":\"It provides information about Petra Financial Advisors, Inc.’s qualifications and business practices, including topics related to business practices and conflicts of interest.\"},{\"question\":\"What material change is noted since the last annual amendment filing?\",\"answer\":\"The brochure states that Petra amended its fees for Retirement Plan Advisory Services and refers readers to Item 5 for details.\"},{\"question\":\"How and where can clients access future annual updates or the current brochure?\",\"answer\":\"The brochure explains that complete documents or a Summary of Material Changes are provided annually and when a material change occurs, and it also references viewing the current brochure through the SEC’s Investment Advisor Public Disclosure website or requesting a copy directly from the advisor.\"}]","Petra Financial Advisors, Inc. Form ADV 2A Disclosure Brochure - Part 2A - March 2, 2026 | PDF",66]