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Research concludes that tuition is often covered by federal and state aid, while non-tuition financial pressures—transportation, textbooks, Internet, childcare, food, and medical emergencies—drive dropout and stop-out. The study highlights student characteristics linked to these barriers and evaluates New York’s existing systems and supports. It culminates in recommendations for expanding assistance to sustain persistence and improve economic mobility.",{"@graph":69,"@context":122},[70,84,105],{"@type":71,"itemListElement":72},"BreadcrumbList",[73,77,79,82],{"item":74,"name":75,"@type":76,"position":8},"https://docshare.wps.com","Home","ListItem",{"item":78,"name":9,"@type":76,"position":14},"https://docshare.wps.com/document/",{"item":80,"name":40,"@type":76,"position":81},"https://docshare.wps.com/document/research-report/",3,{"item":83,"name":65,"@type":76,"position":19},"https://docshare.wps.com/document/opportunity-costs-affordable-the-true-costs-of-college-in-nyc/582630/",{"url":83,"name":65,"@type":85,"image":86,"author":91,"headline":65,"publisher":94,"fileFormat":97,"inLanguage":63,"description":67,"dateModified":98,"datePublished":99,"encodingFormat":97,"isAccessibleForFree":100,"interactionStatistic":101},"DigitalDocument",{"url":87,"@type":88,"width":89,"height":90},"https://docshare.wps.com/thumbnails/opportunity-costs-affordable-the-true-costs-of-college-in-nyc/582630.png","ImageObject",300,407,{"name":92,"@type":93},"Mia  ","Person",{"url":74,"name":95,"@type":96},"DocShare","Organization","application/pdf","2026-10-29","2026-10-15",true,{"@type":102,"interactionType":103,"userInteractionCount":19},"InteractionCounter",{"@type":104},"ViewAction",{"@type":106,"mainEntity":107},"FAQPage",[108,114,118],{"name":109,"@type":110,"acceptedAnswer":111},"Why do many students at CUNY community colleges stop out or drop out?","Question",{"text":112,"@type":113},"The research finds that non-tuition financial barriers make it financially untenable to continue attending classes, even when tuition can be covered by aid.","Answer",{"name":115,"@type":110,"acceptedAnswer":116},"What kinds of non-tuition expenses create the biggest challenges?",{"text":117,"@type":113},"The report highlights expenses such as transportation, textbooks, Internet service, childcare, and food, along with the difficulty of handling sudden financial emergencies.",{"name":119,"@type":110,"acceptedAnswer":120},"How does the report distinguish tuition barriers from non-tuition barriers?",{"text":121,"@type":113},"A majority of students attend tuition-free due to federal and state tuition assistance, with an average aid amount cited, but many still struggle with other essential costs.","https://schema.org",{"og:url":83,"og:type":124,"og:title":65,"og:site_name":95,"og:description":67},"article",{"robots":126,"canonical":83},"index,follow",{"doc_id":128,"site_id":62},582630,1792189350,{"code":4,"msg":5,"data":131},{"doc_id":128,"user_id":132,"nickname":92,"user_avatar":133,"doc_module":4,"category_id":39,"category_name":40,"doc_title":65,"doc_description":67,"doc_content":134,"file_id":135,"file_url":136,"file_type":137,"file_size":138,"view_count":19,"is_deleted":4,"is_public":8,"is_downloadable":8,"audit_status":8,"page_count":139,"language":140,"language_code":63,"site_id":62,"html_lang":63,"table_of_contents":141,"faqs":142,"seo_title":143,"seo_description":67,"update_tm":144,"read_time":145,"preview_page_count":4},687207024478,"https://ap-avatar.wpscdn.com/davatar_a8503ba1806abce46bf441b54a3ca4cd","[nycfuture.org](nycfuture.org)  \nJUNE 2021  \nOPPORTUNITY COSTS  \nNontuition financial barriers are derailing lowincome students’ path to a college credential—and a shot at economic mobility  \nOpportunity Costs is a publication of the Center for an Urban Future. Researched and written by Naomi Sharp and edited by Eli Dvorkin, Laird Gallagher, and Jonathan Bowles. Additional research by Luke Artola, Julia Farley, Katherine Fenlon, Rebecca Rosenberg, Erica Grabowski, Taylor DeStefano, Erin Garret, and Charles Shaviro. Designed by Rob Chabebe.  \nCenter for an Urban Future (CUF) is a leading New York Citybased think tank that generates smart and sustainable public policies to reduce inequality, increase economic mobility, and grow the economy.  \nThis study was made possible by the Deutsche Bank Americas Foundation. Deutsche Bank Americas Foundation’s commitment to serving communities is grounded in a longstanding tradition of social responsibility. While advocating for a just society, CSR Americas pursues a strategy of equity and inclusion through a program of loans, grants and investments.  \nGeneral operating support for the Center for an Urban Future has been provided by The Clark Foundation, the Bernard F. and Alva B. Gimbel Foundation, and the Altman Foundation.  \nCUF Staff  \nExecutive Director: Jonathan Bowles Editorial & Policy Director: Eli Dvorkin  \nEvents and Operations Manager: Stephanie Arevalo  \nAssociate Editor: Laird Gallagher  \nResearcher and Multimedia Specialist: Melissa Lent  \nData Researcher: Charles Shaviro  \nBoard of Directors: Gifford Miller (Chairman), Michael Connor (Vice Chair), Max Neukirchen (Treasurer), John H. Alschuler, Margaret Anadu, Jonathan Bowles, Russell Dubner, Lisa Gomez, Jalak Jobanputra, Kyle Kimball, David Lebenstein, Eric S. Lee, Monisha Nariani, Andrew Reicher, John Siegal, Stephen Sigmund, Thomas Vecchione, Robert Zimmerman  \nCover Photo: North Hall Library, Bronx Community College by Gstarr310 licensed under CC BY-SA 4.0  \nCONTENTS  \nINTRODUCTION 3  \nMORE THAN TUITION:  \nHOW COSTS OF LIVING MAKE COLLEGE  \nUNAFFORDABLE AND LEAD STUDENTS  \nTO STOP OUT AND DROP OUT 13  \nCOMING UP SHORT:  \nNEW YORK’S CURRENT SYSTEMS AND  \nPOLICIES ARE STRUGGLING TO MEET  \nSTUDENTS’ BASIC NEEDS 23  \nHELP AT HAND:  \nEXPANDING AND IMPROVING  \nSUPPORTS FOR STUDENTS FACING  \nNON-TUITION FINANCIAL CHALLENGES 27  \nBEST IN CLASS:  \nHOW OTHER STATES SUPPORT STUDENTS  \nWITH ECONOMIC BARRIERS TO PERSISTENCE 31  \nRECOMMENDATIONS:  \n20 IDEAS FOR TACKLING THE NON-TUITION  \nFINANCIAL BARRIERS TO COLLEGE SUCCESS 33  \nOPPORTUNITY COSTS: AFFORDING THE TRUE COSTS OF COLLEGE IN NYC  \nIf there is one institution in New York ideally positioned to help ensure an inclusive economic recovery from the COVID-19 crisis, it is arguably the city’s community colleges. CUNY’s seven community colleges offer low-income New Yorkers the most accessible path to a college credential, the new baseline for obtaining well-paying jobs in the post-pandemic economy. But though these institutions have enormous potential to be this generation’s elevator to the middle class, that promise will not be fully realized without a fundamental shift in how the city and state help New York’s mostly low-income community college students afford the true costs of college.  \nEvery year, thousands of students enrolled at CUNY community colleges drop out without earning a credential. Although some do so because of a lack of academic preparedness, our research finds that far more students leave school because of financial barriers that make it untenable to continue attending classes. Perhaps surprisingly, the main financial hurdle is not tuition but rather a variety of non-tuition financial challenges—from paying for a MetroCard to covering a parent’s emergency medical bill.  \nAlthough there is a popular perception that tuition costs impose the greatest burden on college students, a majority of CUNY community college students attend school tuition-free, thanks to federa","cbCaibgNbppbK2ig","https://ap.wps.com/l/cbCaibgNbppbK2ig","pdf",2655155,42,"English","# Introduction\n## More Than Tuition: How Costs of Living Make College Unaffordable and Lead Students to Stop Out and Drop Out\n## Coming Up Short: New York’s Current Systems and Policies Are Struggling to Meet Students’ Basic Needs\n## Help at Hand: Expanding and Improving Supports for Students Facing Non-Tuition Financial Challenges\n## Best in Class: How Other States Support Students with Economic Barriers to Persistence\n## Recommendations: 20 Ideas for Tackling the Non-Tuition Financial Barriers to College Success\n## Opportunity Costs: Affording the True Costs of College in NYC","[{\"question\":\"Why do many students at CUNY community colleges stop out or drop out?\",\"answer\":\"The research finds that non-tuition financial barriers make it financially untenable to continue attending classes, even when tuition can be covered by aid.\"},{\"question\":\"What kinds of non-tuition expenses create the biggest challenges?\",\"answer\":\"The report highlights expenses such as transportation, textbooks, Internet service, childcare, and food, along with the difficulty of handling sudden financial emergencies.\"},{\"question\":\"How does the report distinguish tuition barriers from non-tuition barriers?\",\"answer\":\"A majority of students attend tuition-free due to federal and state tuition assistance, with an average aid amount cited, but many still struggle with other essential costs.\"}]","Opportunity Costs: Affordable the True Costs of College in NYC | PDF",1792044091,106]