[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-seo-435732-105":3,"detail-sidebar-cat-0-en-105":81,"doc-detail-435732-en":130},{"code":4,"msg":5,"data":6},0,"ok",{"site_id":7,"language":8,"slug":9,"title":10,"keywords":11,"description":12,"schema_data":13,"social_meta":74,"head_meta":76,"extra_data":78,"updated_unix":80},105,"en","mvr-how-to-read-your-report","MVR - How to Read Your Report","","Guide explains what a Motor Vehicle Record (MVR) is and how ChoicePoint provides it to insurance companies for underwriting decisions. It describes what each numbered item means in a sample MVR report, including driver details, requesting insurance identification, license information, miscellaneous and state-specific data, possible additional drivers, incident types, and violation/conviction timelines. 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The report information comes from the state’s DMV and related data sources.","Answer",{"name":66,"@type":61,"acceptedAnswer":67},"Can ChoicePoint update or correct information in an MVR?",{"text":68,"@type":64},"No. ChoicePoint cannot change, update, or correct MVR information. Only the state issuing the driving record can update that information.",{"name":70,"@type":61,"acceptedAnswer":71},"What do the numbered sections in the sample MVR report represent?",{"text":72,"@type":64},"The guide explains that numbered items cover categories such as driver information, the requesting insurance identification code, license details, miscellaneous and state-specific information, possible additional drivers, incident/violation types, and violation or conviction codes.","https://schema.org",{"og:url":32,"og:type":75,"og:title":10,"og:site_name":45,"og:description":12},"article",{"robots":77,"canonical":32},"index,follow",{"doc_id":79,"site_id":7},435732,1791412724,{"code":4,"msg":82,"data":83},"success",[84,88,92,96,101,105,109,114,119,122,126],{"id":22,"doc_module":4,"doc_module_name":25,"category_name":85,"show_sort_weight":86,"slug":87},"Story & Novel",90,"story-novel",{"id":26,"doc_module":4,"doc_module_name":25,"category_name":89,"show_sort_weight":90,"slug":91},"Literature",80,"literature",{"id":33,"doc_module":4,"doc_module_name":25,"category_name":93,"show_sort_weight":94,"slug":95},"Exam",70,"exam",{"id":97,"doc_module":4,"doc_module_name":25,"category_name":98,"show_sort_weight":99,"slug":100},5,"Comic",60,"comic",{"id":55,"doc_module":4,"doc_module_name":25,"category_name":102,"show_sort_weight":103,"slug":104},"Technology",50,"technology",{"id":106,"doc_module":4,"doc_module_name":25,"category_name":29,"show_sort_weight":107,"slug":108},7,40,"healthcare",{"id":110,"doc_module":4,"doc_module_name":25,"category_name":111,"show_sort_weight":112,"slug":113},8,"Research & Report",30,"research-report",{"id":115,"doc_module":4,"doc_module_name":25,"category_name":116,"show_sort_weight":117,"slug":118},9,"Religion & Spirituality",20,"religion-spirituality",{"id":117,"doc_module":4,"doc_module_name":25,"category_name":120,"show_sort_weight":117,"slug":121},"World Cup","world-cup",{"id":123,"doc_module":4,"doc_module_name":25,"category_name":124,"show_sort_weight":123,"slug":125},10,"Lifestyle","lifestyle",{"id":127,"doc_module":4,"doc_module_name":25,"category_name":128,"show_sort_weight":97,"slug":129},19,"General","general",{"code":4,"msg":82,"data":131},{"doc_id":79,"user_id":132,"nickname":42,"user_avatar":133,"doc_module":4,"category_id":106,"category_name":29,"doc_title":10,"doc_description":12,"doc_content":134,"file_id":135,"file_url":136,"file_type":137,"file_size":138,"view_count":55,"is_deleted":4,"is_public":22,"is_downloadable":22,"audit_status":22,"page_count":26,"language":139,"language_code":8,"site_id":7,"html_lang":8,"table_of_contents":140,"faqs":141,"seo_title":142,"seo_description":12,"update_tm":143,"read_time":97,"preview_page_count":4},24464137899374,"https://us-avatar.wpscdn.com/davatar_3d24733baf745e90a7e4bdd5f77d97b2","MVR  \nHow to Read Your Report  \nChoicePoint makes available Motor Vehicle Records (MVR) to insurance companies to assist in their underwriting decisions. The information on the MVR comes from a State’s Department of Motor Vehicles (DMV) .  \nThe MVR contains the order information on submitted by the insurance company, information found on the driver’s license, miscellaneous information from the state or ChoicePoint, and your driving record.  \nChoicePoint cannot change, update or correct information on your MVR. Only the state issuing the driving record can update that information.  \nUse this product guide to understand the numbered items on the sample MVR report.  \n(1) Driver information from the order and from the State DMV. Not all of the information will be present in every report. The format of the data varies by state.  \n(2) Quoteback is the requesting insurance company's identification code for this report. (It may consist of the applicant's initials, policy number, etc. )  \n(3) Driver License Information section reports additional information about the license from the state DMV. If the license has more than 3 restrictions, the additional restrictions will be shown in the Miscellaneous and State Specific Information section.  \n(4) Miscellaneous and State Specific Information includes information provided by the state, or other information supplied by ChoicePoint. States may send the following types of information in this section:  \n∙ License information  \n∙ Point Information  \n∙ Restrictions  \n∙ Endorsements  \n∙ State Disclaimers  \nChoicePoint messages may appear in the Miscellaneous Information section. Messages may be sent regarding:  \n∙ Driver History MVR  \n∙ Duplicate Order Check MVR  \n∙ Pre-screen MVR  \n∙ Restricted information  \nSAMPLE REPORT  \nCHOICEPOINT INC.  \nDRIVER RECORD INFORMATION obtained by ChoicePoint Inc. on customer's behalf from the motor vehicle records of the state/province of SOUTH CAROLINA Identification of driver is based on information submitted.  \n1  \nName/Address SMITH,JOHN M  \n123 MAIN STREET CITY, ST 99999-1234 COUNTY: RICHLAND  \nDriver License Number 000000000  \n2  \nQuoteback TEST CASE  \nRpt Date 09/23/93  \nSystems Use 097 MV 00002  \nAccount Number 399999999-640  \nSocial Security Number DMV Account Number  \n0000  \nDOB Sex  \n03/18/62 M  \nHgt  \n5 11  \nWt  \n185  \nEyes  \nBRN  \nHair  \nBRN  \nRequested As/Also Known As A5558633546548  \nDRIVER LICENSE INFORMATION  \n3  \nClass Issued Expires Status Restrictions  \nD-OPERATOR 06/15/93 06/15/96 DUPLICATE DAYLIGHT HOURS ONLY  \nB-COMM,GVWR>26001 10/18/94 10/18/98 VALID CORRECTIVE LENSES  \n4 MISCELLANEOUS AND STATE SPECIFIC INFORMATION  \nThe driver record information contained in this report was obtained from the above state on 09/10/97 .  \nMAIL ADDR DATE: 08/26/94  \nOTHER ADDR: 11115 EAST FIRST ST ANYWHERE USA 08/15/92  \nRestriction: DAYLIGHT HOURS ONLY  \nPrev ST: MS Prev DL\\#: 999999999 TOTAL POINTS = 4  \nEndorsement: Hazardous Material 01/23/96 Duplicate License Issued  \n** Entries below cover the past 36 months ** Status: Suspended*See suspensions below:  \n2000 ChoicePoint Asset Company. All rights reserved. 1  \n(5) Possible Additional Drivers section lists information about individuals that may be additional drivers in the subject's household. ChoicePoint encourages the insurance company to verify this information prior to making business decisions.  \n(6) Type of incident or action:  \nACCI = Accident  \nCANC = License canceled CONV = Conviction  \nDEPT = Departmental Action DISQ = Disqualification  \nF/R = Financial Responsibility MISC = Miscellaneous  \nPROB = Probation  \nREIN = License reinstated REVO = Revocation  \nSUSP = License suspended UNCL = Unclassified  \nVIOL = Violation WARN = Warning  \n(7) Date the violation or suspension occurred.  \n(8) Date of the conviction or license reinstatement.  \n(9) State DMV description, and when provided, ChoicePoint Standard Violation Code (SVC) description. If \"CDL: C\" appears in this area, it indicates that this ","cbCaieSx2e8IRyf9","https://ap.wps.com/l/cbCaieSx2e8IRyf9","pdf",375869,"English","# How to Read Your Report\n## MVR overview and data sources\n## Numbered items on a sample MVR report\n## Incident types, dates, codes, and points\n## Notes and sample report sections","[{\"question\":\"What is an MVR and how is it used in insurance underwriting?\",\"answer\":\"An MVR is a Motor Vehicle Record provided to insurance companies to assist underwriting decisions. The report information comes from the state’s DMV and related data sources.\"},{\"question\":\"Can ChoicePoint update or correct information in an MVR?\",\"answer\":\"No. ChoicePoint cannot change, update, or correct MVR information. Only the state issuing the driving record can update that information.\"},{\"question\":\"What do the numbered sections in the sample MVR report represent?\",\"answer\":\"The guide explains that numbered items cover categories such as driver information, the requesting insurance identification code, license details, miscellaneous and state-specific information, possible additional drivers, incident/violation types, and violation or conviction codes.\"}]","MVR - How to Read Your Report | PDF",1790674954]