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It also details communication, obligations and rights, cancellation, claims and compensation handling, other-insurance rules, fraud consequences, subrogation timing, statute-barred claims, assignment, and applicable law and jurisdiction.",{"@graph":69,"@context":122},[70,84,105],{"@type":71,"itemListElement":72},"BreadcrumbList",[73,77,79,82],{"item":74,"name":75,"@type":76,"position":8},"https://docshare.wps.com","Home","ListItem",{"item":78,"name":9,"@type":76,"position":14},"https://docshare.wps.com/document/",{"item":80,"name":20,"@type":76,"position":81},"https://docshare.wps.com/document/exam/",3,{"item":83,"name":65,"@type":76,"position":19},"https://docshare.wps.com/document/motor-insurance-terms-handbook-052018-edition-insurance-terms-handbook/409452/",{"url":83,"name":65,"@type":85,"image":86,"author":91,"headline":65,"publisher":94,"fileFormat":97,"inLanguage":63,"description":67,"dateModified":98,"datePublished":99,"encodingFormat":97,"isAccessibleForFree":100,"interactionStatistic":101},"DigitalDocument",{"url":87,"@type":88,"width":89,"height":90},"https://docshare.wps.com/thumbnails/motor-insurance-terms-handbook-052018-edition-insurance-terms-handbook/409452.png","ImageObject",300,407,{"name":92,"@type":93},"dabgoudw","Person",{"url":74,"name":95,"@type":96},"DocShare","Organization","application/pdf","2026-11-08","2026-09-28",true,{"@type":102,"interactionType":103,"userInteractionCount":19},"InteractionCounter",{"@type":104},"ViewAction",{"@type":106,"mainEntity":107},"FAQPage",[108,114,118],{"name":109,"@type":110,"acceptedAnswer":111},"What does the handbook explain about the insurance policy?","Question",{"text":112,"@type":113},"It explains what the insurance policy is and what it covers, including the company’s maximum liability and how the insured person’s contribution works in case of damage.","Answer",{"name":115,"@type":110,"acceptedAnswer":116},"When does the insurance cover start and how long does it last?",{"text":117,"@type":113},"The handbook states when the insurance cover begins and sets out the duration of the insurance policy.",{"name":119,"@type":110,"acceptedAnswer":120},"What happens to claims that are statute-barred or in cases of concealment or fraud?",{"text":121,"@type":113},"It addresses what happens when claims are statute-barred and explains consequences when the insured person conceals information or commits fraud.","https://schema.org",{"og:url":83,"og:type":124,"og:title":65,"og:site_name":95,"og:description":67},"article",{"robots":126,"canonical":83},"index,follow",{"doc_id":128,"site_id":62},409452,1792032431,{"code":4,"msg":5,"data":131},{"doc_id":128,"user_id":132,"nickname":92,"user_avatar":133,"doc_module":4,"category_id":19,"category_name":20,"doc_title":65,"doc_description":67,"doc_content":134,"file_id":135,"file_url":136,"file_type":137,"file_size":138,"view_count":19,"is_deleted":4,"is_public":8,"is_downloadable":8,"audit_status":8,"page_count":139,"language":140,"language_code":63,"site_id":62,"html_lang":63,"table_of_contents":141,"faqs":142,"seo_title":143,"seo_description":67,"update_tm":144,"read_time":145,"preview_page_count":4},3985747860484,"https://ap-avatar.wpscdn.com/davatar_276721f389ce27ea32af1340a28f341c","More everytime  \nMotor insurance terms handbook  \n05.2018 Edition  \nInsurance terms handbook  \nThank you for choosing Anytime by INTERAMERICAN.  \nAnytime Auto motor insurance programs are provided by INTERAMERICAN and are designed to meet modern needs in a simple and economical way.  \nAt Anytime, your Motor Vehicle insurance is based on simple, clear and transparent terms.  \nIn the Insurance Terms Handbook, you can find the information you need in a quick and easy way without any \"fine print\". Furthermore, in the \"Insurance Policy Definitions\" section you will find explanations and definitions for better understanding the terms of insurance.  \nOut of the covers contained in the Insurance Terms Handbook, only the covers set out in the Insurance Policy Schedule apply, up to the corresponding cover limits. We are always at your disposal for any questions or queries you may have concerning your Insurance Policy, at 800 88 800  \nFor and on behalf of the Company,  \nMyrto Perati  \nHead of Anytime Cyprus  \nContents  \nGeneral terms of motor vehicle insurance Article 1 What is the Insurance Policy? ....................................................................................................................... 05  \nArticle 2 What does the Insurance Policy cover? ................................................................................................... 05  \nArticle 3 What is the maximum liability of the Company? ................................................................................. 05  \nArticle 4 What is the Insured Person’s contribution in the event of damage? ............................................. 06  \nArticle 5 When does the insurance cover begin? .................................................................................................. 06  \nArticle 6 What is the duration of the Insurance Policy? ....................................................................................... 07  \nArticle 7 How is the Premium calculated? .............................................................................................................. 07  \nArticle 8 How is the Premium paid? .......................................................................................................................... 07  \nArticle 9 How is the Insurance Policy renewed? .................................................................................................... 07  \nArticle 10 How does the Company provide information about the payment of the Premium? ............. 08  \nArticle 11 What are the geographical limits of cover? ......................................................................................... 08  \nArticle 12 How can the Insured Person communicate with the Company and how can the Company communicate with the Insured Person? ............................................................................................... 09  \nArticle 13 What obligations does the Insured Person have and what rights does the Company have? .................................................................................................................................... 09  \nArticle 14 How can the Insurance Policy be cancelled? ....................................................................................... 11  \nArticle 15 What are the rights of the Company following the damage? ......................................................... 12  \nArticle 16 How is compensation calculated and how is it paid in case of damage to the Motor Vehicle? .................................................................................................................................... 13  \nArticle 17 What applies in case there is another insurance? ............................................................................. 15  \nArticle 18 What happens in case of concealment or fraud by the Insured Person? .................................... 15  \nArticle 19 When does subrogation by the Company take place? ...............","cbCaiqgYu6JD4jyc","https://ap.wps.com/l/cbCaiqgYu6JD4jyc","pdf",190923,38,"English","# General terms of motor vehicle insurance\n## Article 1 What is the Insurance Policy?\n## Article 2 What does the Insurance Policy cover?\n## Article 3 What is the maximum liability of the Company?\n## Article 4 What does the Insured Person’s contribution in the event of damage?\n## Article 5 When does the insurance cover begin?\n## Article 6 What is the duration of the Insurance Policy?\n## Article 7 How is the Premium calculated?\n## Article 8 How is the Premium paid?\n## Article 9 How is the Insurance Policy renewed?\n## Article 10 How does the Company provide information about the payment of the Premium?\n## Article 11 What are the geographical limits of cover?\n## Article 12 Communication between the Insured Person and the Company\n## Article 13 Obligations of the Insured Person and rights of the Company\n## Article 14 How can the Insurance Policy be cancelled?\n## Article 15 Rights of the Company following the damage?\n## Article 16 Compensation calculation and payment for Motor Vehicle damage\n## Article 17 Another insurance\n## Article 18 Concealment or fraud by the Insured Person\n## Article 19 Subrogation timing by the Company\n## Article 20 Claims that are statute-barred\n## Article 21 Assignment\n## Article 22 Applicable law and jurisdiction\n# Special and additional cover terms\n## Article 23 Third Party Liability\n## Article 24 Off-road use\n## Article 25 Use whilst towing a trailer\n## Article 26 Passenger liability\n## Article 27 Liability of Authorized Drivers\n## Article 28 Accident Care\n## Article 29 Road Assistance\n## Article 30 Windscreen & Glass Damage\n## Article 31 Fire","[{\"question\":\"What does the handbook explain about the insurance policy?\",\"answer\":\"It explains what the insurance policy is and what it covers, including the company’s maximum liability and how the insured person’s contribution works in case of damage.\"},{\"question\":\"When does the insurance cover start and how long does it last?\",\"answer\":\"The handbook states when the insurance cover begins and sets out the duration of the insurance policy.\"},{\"question\":\"What happens to claims that are statute-barred or in cases of concealment or fraud?\",\"answer\":\"It addresses what happens when claims are statute-barred and explains consequences when the insured person conceals information or commits fraud.\"}]","Motor Insurance Terms Handbook - 05.2018 Edition - Insurance Terms Handbook | PDF",1790582279,96]