[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-0-en-105":3,"doc-seo-325502-105":59,"doc-detail-325502-en":131},{"code":4,"msg":5,"data":6},0,"success",[7,13,18,23,28,33,38,43,48,51,55],{"id":8,"doc_module":4,"doc_module_name":9,"category_name":10,"show_sort_weight":11,"slug":12},1,"Document","Story & Novel",90,"story-novel",{"id":14,"doc_module":4,"doc_module_name":9,"category_name":15,"show_sort_weight":16,"slug":17},2,"Literature",80,"literature",{"id":19,"doc_module":4,"doc_module_name":9,"category_name":20,"show_sort_weight":21,"slug":22},4,"Exam",70,"exam",{"id":24,"doc_module":4,"doc_module_name":9,"category_name":25,"show_sort_weight":26,"slug":27},5,"Comic",60,"comic",{"id":29,"doc_module":4,"doc_module_name":9,"category_name":30,"show_sort_weight":31,"slug":32},6,"Technology",50,"technology",{"id":34,"doc_module":4,"doc_module_name":9,"category_name":35,"show_sort_weight":36,"slug":37},7,"Healthcare",40,"healthcare",{"id":39,"doc_module":4,"doc_module_name":9,"category_name":40,"show_sort_weight":41,"slug":42},8,"Research & Report",30,"research-report",{"id":44,"doc_module":4,"doc_module_name":9,"category_name":45,"show_sort_weight":46,"slug":47},9,"Religion & Spirituality",20,"religion-spirituality",{"id":46,"doc_module":4,"doc_module_name":9,"category_name":49,"show_sort_weight":46,"slug":50},"World Cup","world-cup",{"id":52,"doc_module":4,"doc_module_name":9,"category_name":53,"show_sort_weight":52,"slug":54},10,"Lifestyle","lifestyle",{"id":56,"doc_module":4,"doc_module_name":9,"category_name":57,"show_sort_weight":24,"slug":58},19,"General","general",{"code":4,"msg":60,"data":61},"ok",{"site_id":62,"language":63,"slug":64,"title":65,"keywords":66,"description":67,"schema_data":68,"social_meta":124,"head_meta":126,"extra_data":128,"updated_unix":130},105,"en","most-college-pension-plans-come-up-short-says-retirement-commission","MOST COLLEGE PENSION PLANS COME UP SHORT, SAYS RETIREMENT COMMISSION","","College and university pension plans fall short of protecting retired workers from inflation, according to a Commission on College Retirement report released in 1986. The commission finds many faculty and administrators covered by private or public plans lack sufficient funds ten years after leaving academia, with limited or no cost-of-living increases. It also notes gaps in Social Security coverage, reduced public benefits when employees change jobs, and proposes eight reforms including inflation indexing, minimum core plans, portability, and Social Security coverage.",{"@graph":69,"@context":123},[70,84,106],{"@type":71,"itemListElement":72},"BreadcrumbList",[73,77,79,82],{"item":74,"name":75,"@type":76,"position":8},"https://docshare.wps.com","Home","ListItem",{"item":78,"name":9,"@type":76,"position":14},"https://docshare.wps.com/document/",{"item":80,"name":40,"@type":76,"position":81},"https://docshare.wps.com/document/research-report/",3,{"item":83,"name":65,"@type":76,"position":19},"https://docshare.wps.com/document/most-college-pension-plans-come-up-short-says-retirement-commission/325502/",{"url":83,"name":65,"@type":85,"image":86,"author":91,"headline":65,"publisher":94,"fileFormat":97,"inLanguage":63,"description":67,"dateModified":98,"datePublished":99,"encodingFormat":97,"isAccessibleForFree":100,"interactionStatistic":101},"DigitalDocument",{"url":87,"@type":88,"width":89,"height":90},"https://docshare.wps.com/thumbnails/most-college-pension-plans-come-up-short-says-retirement-commission/325502.png","ImageObject",300,407,{"name":92,"@type":93},"Noah","Person",{"url":74,"name":95,"@type":96},"DocShare","Organization","application/pdf","2026-10-30","2026-09-21",true,{"@type":102,"interactionType":103,"userInteractionCount":105},"InteractionCounter",{"@type":104},"ViewAction",11,{"@type":107,"mainEntity":108},"FAQPage",[109,115,119],{"name":110,"@type":111,"acceptedAnswer":112},"What problem did the Commission identify in college and university pension plans?","Question",{"text":113,"@type":114},"Plans were found to fall far short of protecting retired workers from the effects of inflation.","Answer",{"name":116,"@type":111,"acceptedAnswer":117},"How did the report describe the situation with private pension plans?",{"text":118,"@type":114},"About a third of those covered by private pension plans would not have enough money to meet retirement goals ten years after leaving academia.",{"name":120,"@type":111,"acceptedAnswer":121},"What reforms did the report urge for future pension coverage?",{"text":122,"@type":114},"It urged reforms including inflation protection, minimum core lifetime annuities, supplementary plans to maintain living standards, portability across jobs, and Social Security coverage with full inflation indexing.","https://schema.org",{"og:url":83,"og:type":125,"og:title":65,"og:site_name":95,"og:description":67},"article",{"robots":127,"canonical":83},"index,follow",{"doc_id":129,"site_id":62},325502,1790698860,{"code":4,"msg":5,"data":132},{"doc_id":129,"user_id":133,"nickname":92,"user_avatar":134,"doc_module":4,"category_id":39,"category_name":40,"doc_title":65,"doc_description":67,"doc_content":135,"file_id":136,"file_url":137,"file_type":138,"file_size":139,"view_count":105,"is_deleted":4,"is_public":8,"is_downloadable":8,"audit_status":8,"page_count":24,"language":140,"language_code":63,"site_id":62,"html_lang":63,"table_of_contents":141,"faqs":142,"seo_title":143,"seo_description":67,"update_tm":144,"read_time":145,"preview_page_count":4},8796095462418,"https://ap-avatar.wpscdn.com/avatar/80000253c1241d02b47?x-image-process=image/resize,m_fixed,w_180,h_180&k=1778826106357471780","Vo1。14,No。103  \nThursday,May 29,1986  \n# MOST COLLEGE PENSION PLANS COME UP SHORT,SAYS RETIREMENT COMMISSION\n\nToday's college and university pension plans fall far short of protecting re-tired workers from the ravages of inflation,concludes a report released thisweek by the Commission on College Retirement.  \n\"Despite great progress,many employees of colleges and universities fail toachieve the Commission's goal of maintaining pre-retirement living standardsthroughout their retirement,\"said the commission in the third of a series ofreports on college retirement issues.  \nIn a survey of faculty and administrators,the commission found that about athird of those covered by private pension plans would not have enough money tomeet their retirement goals 10 years after they leave academia.  \nWorkers covered by public pension plans are only slightly,if any,better off,8aid the report.Roughly half of the plans offered by state and local collegescontain either occasional cost-of-1iving increases or none at all,while plansthat are indexed for inflation usually increase by no more than 3 percent.  \nThe lack of adequate inflation indexing was just one of several problems un-covered by the 17-member commission,which is funded by such groups as theCarnegie Corp.and the Ford,Hewlett and Mellon foundations.  \nLacking Social Security Many institutions,for example,do not offertheir private pension plans to clerical and service personnel,said the commis-sion,and the benefits offered by public plans are usually diminished when em-ployees switch jobs.In addition,the commission found,almost a third ofpublic higher education employees are not covered by Social Security,oftenleaving low-wage earners with few or no retirement benefits.  \nThe commission's 37-page report includes eight recommendations for reformingcurrent pension plans,but admitted that fully protecting retirement benefitsfrom inflation is a tough chore to accomplish.  \nFull inflation indexing,said the commission,would require the government toissue index bonds,as is now done in the United Kingdom.But such bonds arelikely to sacrifice high,long-term investment yields in favor of short-termyields geared to inflation,thus raising the cost of pension plans,said thereport.  \nThe commission looked favorably upon partial inflation adjustment schemes nowoffered by the Teachers Insurance and Annuity Association and College  \n(more)  \nMay 29,1986  \n# MOST COLLEGE PENSION PLANS COME UP SHORT,SAYS COMMISSION(Cont.)\n\nRetirement Equities Fund(TIAA-CREF),which covers nearly 90 percent of privatecollege professionals and about 60 percent of faculty and administrators atpublic institutions.  \nTIAA's plan,for example,lets retirees defer part of their pension income sothat it can be reinvested and paid out in later years,when retirees wouldpresumably need it most to cope with inflation,  \n\"We like that approach,\"said Thomas Woodruff,the commission's executive di-rector.But Thomas said only about 2 percent of TIAA-CREF's participants takeadvantage of the\"graded\"annuity plan because of the large deferrals requiredin the early years and because of a lack of information in making their retire-ment plans.  \nA spokeswoman for TIAA-CREF said the company regularly publicizes its gradedannuity option and makes retirement income projections available to partici-pants upon request.The low participation rate is not surprising,said thespokeswoman,since the option has been made available only recently.  \nAside from recommending some form of inflation protection,the report alsourged that:  \n■ Al1 college and university employees be covered by a \"minimum or core pen-sion plan\"that provides a lifetime annuity;  \n■ A supplementary plan be offered in addition to the core plan,which wouldallow employees to receive a retirement income that maintains their previousstandard of living;  \n■ All employees should be able to transfer the accumulated benefits of a planfrom one job to another:something that most public employees can't","cbCaij1A9VhPGbGx","https://ap.wps.com/l/cbCaij1A9VhPGbGx","pdf",1203901,"English","# MOST COLLEGE PENSION PLANS COME UP SHORT, SAYS RETIREMENT COMMISSION\n## Findings on inflation protection and pension shortfalls\n## Social Security gaps and reduced public benefits\n## Recommendations for reform and portability","[{\"question\":\"What problem did the Commission identify in college and university pension plans?\",\"answer\":\"Plans were found to fall far short of protecting retired workers from the effects of inflation.\"},{\"question\":\"How did the report describe the situation with private pension plans?\",\"answer\":\"About a third of those covered by private pension plans would not have enough money to meet retirement goals ten years after leaving academia.\"},{\"question\":\"What reforms did the report urge for future pension coverage?\",\"answer\":\"It urged reforms including inflation protection, minimum core lifetime annuities, supplementary plans to maintain living standards, portability across jobs, and Social Security coverage with full inflation indexing.\"}]","MOST COLLEGE PENSION PLANS COME UP SHORT, SAYS RETIREMENT COMMISSION | PDF",1789970691,13]