[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-detail-134414-en":3,"doc-seo-134414-105":31,"detail-sidebar-cat-0-en-105":92},{"code":4,"msg":5,"data":6},0,"success",{"doc_id":7,"user_id":8,"nickname":9,"user_avatar":10,"doc_module":4,"category_id":11,"category_name":12,"doc_title":13,"doc_description":14,"doc_content":15,"file_id":16,"file_url":17,"file_type":18,"file_size":19,"view_count":20,"is_deleted":4,"is_public":21,"is_downloadable":21,"audit_status":21,"page_count":22,"language":23,"language_code":24,"site_id":25,"html_lang":24,"table_of_contents":26,"faqs":27,"seo_title":28,"seo_description":14,"update_tm":29,"read_time":30},134414,8814010472675,"Xiajie","https://avatar.qwps.com/avatar/WGlhamll",8,"Research & Report","Mind the Gap - A comparative analysis between the IADI CPs and the DGSD - December 2017","Mind the Gap examines differences between IADI Core Principles (CPs) for effective deposit insurance systems and the EU Deposit Guarantee Scheme Directive (DGSD). It applies an assessment approach aligned with compliance assessment methodology, structuring analysis around 16 core principles covering public policy objectives, governance, cross-border issues, membership, coverage, funding, public awareness, legal protection, and crisis-related actions. It also addresses deposit insurer responsibilities in contingency planning, early intervention, failure resolution, depositor reimbursement, and recoveries, concluding with overall findings and recommendations.","“Mind the gap!”  \nA comparative analysis between the IADI CPs and the DGSD  \nIADI- ERC Subgroup  \nDecember 2017  \nIndex  \nIntroduction ....................................................................................................................................................... 3  \nMethodology ..................................................................................................................................................... 4  \nSummary of findings .......................................................................................................................................... 7  \nSome conclusions ............................................................................................................................................ 12  \nThe gap analysis............................................................................................................................................... 13  \nCore Principle 1 – Public policy objectives .................................................................................................. 13  \nCore Principle 2 – Mandate and powers ..................................................................................................... 15  \nCore Principle 3 – Governance .................................................................................................................... 18  \nCore Principle 4 – Relationships with other safety-net participants .......................................................... 22  \nCore Principle 5 – Cross-border issues ........................................................................................................ 24  \nCore Principle 6 – Deposit insurer’s role in contingency planning and crisis management ....................... 26  \nCore Principle 7 – Membership................................................................................................................... 29  \nCore Principle 8 – Coverage ........................................................................................................................ 32  \nCore Principle 9 – Sources and uses of funds ............................................................................................. 38  \nCore Principle 10 – Public awareness ......................................................................................................... 45  \nCore Principle 11 – Legal protection ........................................................................................................... 49  \nCore Principle 12 – Dealing with parties at fault in a bank failure .............................................................. 51  \nCore Principle 13 – Early detection and timely intervention ...................................................................... 53  \nCore Principle 14 – Failure resolution ......................................................................................................... 56  \nCore Principle 15 – Reimbursing depositors ............................................................................................... 62  \nCore Principle 16 – Recoveries .................................................................................................................... 67  \nIntroduction  \nIn 2009, IADI and the Basel Committee on Banking Supervision (BCBS) released the “Core Principles for Effective Deposit Insurance Systems”. A “Compliance Assessment Methodology for the Core Principles” was issued in 2010. The Core Principles (CPs) and the compliance assessment methodology are a powerful tool for assessing the effectiveness and the efficiency of deposit insurance systems, 1 identifying criticalities and defining measures to address them. The CPshave been structured to cover all aspects of a deposit insurance scheme, irrespective of its geographical location or legal and judicial environment.  \nIn the autumn of 2014, the new revised version of the CPs was released. It comprises 16 Principles (compared to ","cbCaimkg5kKujzzY","https://ap.wps.com/l/cbCaimkg5kKujzzY","pdf",1498430,2,1,68,"English","en",105,"# Introduction\n# Methodology\n# Summary of findings\n# Some conclusions\n# The gap analysis\n## Core Principle 1 – Public policy objectives\n## Core Principle 2 – Mandate and powers\n## Core Principle 3 – Governance\n## Core Principle 4 – Relationships with other safety-net participants\n## Core Principle 5 – Cross-border issues\n## Core Principle 6 – Deposit insurer’s role in contingency planning and crisis management\n## Core Principle 7 – Membership\n## Core Principle 8 – Coverage\n## Core Principle 9 – Sources and uses of funds\n## Core Principle 10 – Public awareness\n## Core Principle 11 – Legal protection\n## Core Principle 12 – Dealing with parties at fault in a bank failure\n## Core Principle 13 – Early detection and timely intervention\n## Core Principle 14 – Failure resolution\n## Core Principle 15 – Reimbursing depositors\n## Core Principle 16 – Recoveries","[{\"question\":\"What is the purpose of the document “Mind the gap!”?\",\"answer\":\"It performs a comparative analysis between IADI Core Principles and the EU DGSD, using a methodology linked to compliance assessment for deposit insurance effectiveness and efficiency.\"},{\"question\":\"How many core principles are examined in the gap analysis?\",\"answer\":\"The analysis covers 16 Core Principles, reflecting the revised version published after the earlier set that contained 18 principles.\"},{\"question\":\"Which topics are included in the comparison besides general governance?\",\"answer\":\"Beyond governance, the document assesses public awareness and legal protection, crisis and contingency planning roles, deposit insurer actions for early detection and intervention, failure resolution, depositor reimbursement, and recoveries.\"}]","Mind the Gap - A comparative analysis between the IADI CPs and the DGSD - December 2017 | PDF",1787259742,171,{"code":4,"msg":32,"data":33},"ok",{"site_id":25,"language":24,"slug":34,"title":13,"keywords":35,"description":14,"schema_data":36,"social_meta":87,"head_meta":89,"extra_data":91,"updated_unix":29},"mind-the-gap-a-comparative-analysis-between-the-iadi-cps-and-the-dgsd-december-2017","",{"@graph":37,"@context":86},[38,54,69],{"@type":39,"itemListElement":40},"BreadcrumbList",[41,45,48,51],{"item":42,"name":43,"@type":44,"position":21},"https://docshare.wps.com","Home","ListItem",{"item":46,"name":47,"@type":44,"position":20},"https://docshare.wps.com/document/","Document",{"item":49,"name":12,"@type":44,"position":50},"https://docshare.wps.com/document/research-report/",3,{"item":52,"name":13,"@type":44,"position":53},"https://docshare.wps.com/document/mind-the-gap-a-comparative-analysis-between-the-iadi-cps-and-the-dgsd-december-2017/134414/",4,{"url":52,"name":13,"@type":55,"author":56,"headline":13,"publisher":58,"fileFormat":61,"inLanguage":24,"description":14,"dateModified":62,"datePublished":63,"encodingFormat":61,"isAccessibleForFree":64,"interactionStatistic":65},"DigitalDocument",{"name":9,"@type":57},"Person",{"url":42,"name":59,"@type":60},"DocShare","Organization","application/pdf","2026-08-22","2026-08-20",true,{"@type":66,"interactionType":67,"userInteractionCount":20},"InteractionCounter",{"@type":68},"ViewAction",{"@type":70,"mainEntity":71},"FAQPage",[72,78,82],{"name":73,"@type":74,"acceptedAnswer":75},"What is the purpose of the document “Mind the gap!”?","Question",{"text":76,"@type":77},"It performs a comparative analysis between IADI Core Principles and the EU DGSD, using a methodology linked to compliance assessment for deposit insurance effectiveness and efficiency.","Answer",{"name":79,"@type":74,"acceptedAnswer":80},"How many core principles are examined in the gap analysis?",{"text":81,"@type":77},"The analysis covers 16 Core Principles, reflecting the revised version published after the earlier set that contained 18 principles.",{"name":83,"@type":74,"acceptedAnswer":84},"Which topics are included in the comparison besides general governance?",{"text":85,"@type":77},"Beyond governance, the document assesses public awareness and legal protection, crisis and contingency planning roles, deposit insurer actions for early detection and intervention, failure resolution, depositor reimbursement, and recoveries.","https://schema.org",{"og:url":52,"og:type":88,"og:title":13,"og:site_name":59,"og:description":14},"article",{"robots":90,"canonical":52},"index,follow",{"doc_id":7,"site_id":25},{"code":4,"msg":5,"data":93},[94,98,102,106,111,116,121,124,129,132,136],{"id":21,"doc_module":4,"doc_module_name":47,"category_name":95,"show_sort_weight":96,"slug":97},"Story & Novel",90,"story-novel",{"id":20,"doc_module":4,"doc_module_name":47,"category_name":99,"show_sort_weight":100,"slug":101},"Literature",80,"literature",{"id":53,"doc_module":4,"doc_module_name":47,"category_name":103,"show_sort_weight":104,"slug":105},"Exam",70,"exam",{"id":107,"doc_module":4,"doc_module_name":47,"category_name":108,"show_sort_weight":109,"slug":110},5,"Comic",60,"comic",{"id":112,"doc_module":4,"doc_module_name":47,"category_name":113,"show_sort_weight":114,"slug":115},6,"Technology",50,"technology",{"id":117,"doc_module":4,"doc_module_name":47,"category_name":118,"show_sort_weight":119,"slug":120},7,"Healthcare",40,"healthcare",{"id":11,"doc_module":4,"doc_module_name":47,"category_name":12,"show_sort_weight":122,"slug":123},30,"research-report",{"id":125,"doc_module":4,"doc_module_name":47,"category_name":126,"show_sort_weight":127,"slug":128},9,"Religion & Spirituality",20,"religion-spirituality",{"id":127,"doc_module":4,"doc_module_name":47,"category_name":130,"show_sort_weight":127,"slug":131},"World Cup","world-cup",{"id":133,"doc_module":4,"doc_module_name":47,"category_name":134,"show_sort_weight":133,"slug":135},10,"Lifestyle","lifestyle",{"id":137,"doc_module":4,"doc_module_name":47,"category_name":138,"show_sort_weight":107,"slug":139},19,"General","general"]