[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-detail-145767-en":3,"doc-seo-145767-105":30,"detail-sidebar-cat-0-en-105":95},{"code":4,"msg":5,"data":6},0,"success",{"doc_id":7,"user_id":8,"nickname":9,"user_avatar":10,"doc_module":4,"category_id":11,"category_name":12,"doc_title":13,"doc_description":14,"doc_content":15,"file_id":16,"file_url":17,"file_type":18,"file_size":19,"view_count":4,"is_deleted":4,"is_public":20,"is_downloadable":20,"audit_status":20,"page_count":21,"language":22,"language_code":23,"site_id":24,"html_lang":23,"table_of_contents":25,"faqs":26,"seo_title":27,"seo_description":14,"update_tm":28,"read_time":29},145767,2336474466412,"\tJames","https://ap-avatar.wpscdn.com/davatar_155a257f0dc6eb9ab79c44ca47cae57d",7,"Healthcare","MetLife Dental Gold Plan Booklet - Dental Insurance PPO Overview","Dental insurance booklet describing how a MetLife PPO dental plan helps manage unpredictable and costly dental needs. Covers the purpose of dental coverage, the value of preventive care, and the protections provided by the plan. Explains why the PPO design is attractive: choosing in-network or out-of-network dentists, negotiated fees, dentist-handled claims, and pre-treatment estimates for higher-cost services. Details procedure categories (preventive, basic, major) and how plan percentages, annual deductible, and annual maximum benefits determine out-of-pocket costs.","| \u003Cbr>BENEFITS |\n| --- |\n| \u003Cbr>OVERVIEW |\n| \u003Cbr>Gerber Collision & Glass |\n|  |\n\n| Gerber Collision & Glass\u003Cbr>5&.& /.& *\\#& -&2&3*, !2 %\\#!(\\# \"1)’.& &4!$!-4& *1 0/.*!(!0/*& !2+ |  | |\n| --- | --- | --- |\n| -Dental Insurance | |  |\n| Take advantage of the valuable benefits available to you through your employer and enroll today!\u003Cbr>|  |  |\n\nDental Benefits  \nProduct Overview  \nWhy dental insurance makes sense What does dental insurance protect?  \nDental problems can be unpredictable and expensive. For example, did you know that a crown can cost up to $1,451?1  \nDental insurance not only helps you pay for your dental care, it can help prevent problems.  \nWhen your preventive care is covered, you’re more likely togo for cleanings and checkups—this can help you avoid problems before they become too costly or complicated. Dental insurance protects your peace of mind. Why your PPO is so great:  \nMore to smile about  \n􀀁 See whatever dentist you want. Even if your dentist isn’t in the network , you can go to him or her—just remember you usually save more when you stay in network.2  \n􀀁 You have a wide choice of participating dentists. Plus , dentists in the network are carefully selected.3  \n􀀁 Take advantage of negotiated fees that are typically 15–45% less than average charges in the same area.4  \n􀀁 Your dentist usually handles claims—which means less paperwork for you.  \n􀀁 Find out what you’ll pay ahead of time. Your dentist can request a pre-treatment estimate for any service that is more than $300. This helps you manage your costs and care.5  \nUnderstanding your PPO plan is as easy as 1, 2, 3 :  \n1. Understand the types of procedures  \nDifferent plans pay different percentages for these procedures. And, while they may change depending on your plan, the definitions below usually describe the standard service types.  \n􀀁 Preventive Care—cleanings , X-rays and exams  \n􀀁 Basic Care—fillings and extractions  \n􀀁 Major Care—bridges , crowns and dentures  \n2. Know the percentages  \n􀀁 Look on your Plan Summary—next to each of these categories is a percentage. That’s the percentage MetLife will pay for covered services , and you’ll be responsible for the rest.  \n3. Look at out-of-pocket costs  \n􀀁 Next, check to see if the plan has an Annual Deductible—that’s the amount you’ll have to pay each year before your benefits kick in.  \n􀀁 Also, check the Annual Maximum Benefit—that’sthe most MetLife will pay in a year. There’s also a difference between the Individual Maximum (for each family member) and the Family Annual Maximum (which applies to the total that is paid for everyone in your family) .  \n􀀂  \nNow that you know the benefits of having Dental Insurance, learn more and enroll today!  \n1 Based on MetLife data for a crown (D2740) in ZIP code 19151. This cost reflects the 80th percentile Reasonable and Customary (R&C) fee. R&C fees are calculated based on the lowest of 1) the dentist’s actual charge, 2) the dentist’s usual charge for the same or similar services or 3) the usual charge of most dentists in the same geographic area for the same or similar services as determined by MetLife. This example is used for informational purposes only. Fees in your area may be different.  \n2 Savings from enrolling in the MetLife Preferred Dentist Program will depend on various factors, including how often participants visit the dentist and the costs for services rendered.  \n3 Certain providers may participate with MetLife through an agreement that MetLife has with a vendor. Providers available through a vendor are subject to the vendor’s credentialing process and requirements , not MetLife’s. If you should have any questions, contact MetLife Customer Service.  \n4 Negotiated Fees refer to the fees that in-network dentists have agreed to accept as payment in full for covered services , subject to any co-payments , deductibles , cost sharing and benefits maximums. Negotiated fees are subject to change.  \n5 MetLife strongly recommends that you have your denti","cbCaie1ySwkReawA","https://ap.wps.com/l/cbCaie1ySwkReawA","pdf",2899040,1,20,"English","en",105,"# Dental Benefits\n## Product overview\n## Why dental insurance makes sense\n## Understanding your PPO plan\n## Preferred Dentist Program\n## Procedure types and coverage percentages\n## Out-of-pocket costs and benefit limits","[{\"question\":\"How does dental insurance help prevent expensive problems?\",\"answer\":\"When preventive care is covered, people are more likely to get cleanings and checkups, helping avoid issues before they become costly or complicated.\"},{\"question\":\"What makes the MetLife PPO plan beneficial?\",\"answer\":\"You can choose dentists, benefit from negotiated fees, typically rely on your dentist for claims, and can request a pre-treatment estimate for services expected to cost over $300.\"},{\"question\":\"What are the main categories of dental procedures in the PPO plan?\",\"answer\":\"The plan generally distinguishes preventive care (cleanings, X-rays, exams), basic care (fillings, extractions), and major care (bridges, crowns, dentures).\"},{\"question\":\"How do annual deductible and annual maximum benefits affect what you pay?\",\"answer\":\"The annual deductible is the amount you pay each year before benefits begin, while the annual maximum benefit limits the most MetLife pays in a year, with different individual and family maximum rules.\"}]","MetLife Dental Gold Plan Booklet - Dental Insurance PPO Overview | PDF",1787728826,50,{"code":4,"msg":31,"data":32},"ok",{"site_id":24,"language":23,"slug":33,"title":13,"keywords":34,"description":14,"schema_data":35,"social_meta":90,"head_meta":92,"extra_data":94,"updated_unix":28},"metlife-dental-gold-plan-booklet-dental-insurance-ppo-overview","",{"@graph":36,"@context":89},[37,54,68],{"@type":38,"itemListElement":39},"BreadcrumbList",[40,44,48,51],{"item":41,"name":42,"@type":43,"position":20},"https://docshare.wps.com","Home","ListItem",{"item":45,"name":46,"@type":43,"position":47},"https://docshare.wps.com/document/","Document",2,{"item":49,"name":12,"@type":43,"position":50},"https://docshare.wps.com/document/healthcare/",3,{"item":52,"name":13,"@type":43,"position":53},"https://docshare.wps.com/document/metlife-dental-gold-plan-booklet-dental-insurance-ppo-overview/145767/",4,{"url":52,"name":13,"@type":55,"author":56,"headline":13,"publisher":58,"fileFormat":61,"inLanguage":23,"description":14,"dateModified":62,"datePublished":62,"encodingFormat":61,"isAccessibleForFree":63,"interactionStatistic":64},"DigitalDocument",{"name":9,"@type":57},"Person",{"url":41,"name":59,"@type":60},"DocShare","Organization","application/pdf","2026-08-26",true,{"@type":65,"interactionType":66,"userInteractionCount":4},"InteractionCounter",{"@type":67},"ViewAction",{"@type":69,"mainEntity":70},"FAQPage",[71,77,81,85],{"name":72,"@type":73,"acceptedAnswer":74},"How does dental insurance help prevent expensive problems?","Question",{"text":75,"@type":76},"When preventive care is covered, people are more likely to get cleanings and checkups, helping avoid issues before they become costly or complicated.","Answer",{"name":78,"@type":73,"acceptedAnswer":79},"What makes the MetLife PPO plan beneficial?",{"text":80,"@type":76},"You can choose dentists, benefit from negotiated fees, typically rely on your dentist for claims, and can request a pre-treatment estimate for services expected to cost over $300.",{"name":82,"@type":73,"acceptedAnswer":83},"What are the main categories of dental procedures in the PPO plan?",{"text":84,"@type":76},"The plan generally distinguishes preventive care (cleanings, X-rays, exams), basic care (fillings, extractions), and major care (bridges, crowns, dentures).",{"name":86,"@type":73,"acceptedAnswer":87},"How do annual deductible and annual maximum benefits affect what you pay?",{"text":88,"@type":76},"The annual deductible is the amount you pay each year before benefits begin, while the annual maximum benefit limits the most MetLife pays in a year, with different individual and family maximum rules.","https://schema.org",{"og:url":52,"og:type":91,"og:title":13,"og:site_name":59,"og:description":14},"article",{"robots":93,"canonical":52},"index,follow",{"doc_id":7,"site_id":24},{"code":4,"msg":5,"data":96},[97,101,105,109,114,118,121,126,130,133,137],{"id":20,"doc_module":4,"doc_module_name":46,"category_name":98,"show_sort_weight":99,"slug":100},"Story & Novel",90,"story-novel",{"id":47,"doc_module":4,"doc_module_name":46,"category_name":102,"show_sort_weight":103,"slug":104},"Literature",80,"literature",{"id":53,"doc_module":4,"doc_module_name":46,"category_name":106,"show_sort_weight":107,"slug":108},"Exam",70,"exam",{"id":110,"doc_module":4,"doc_module_name":46,"category_name":111,"show_sort_weight":112,"slug":113},5,"Comic",60,"comic",{"id":115,"doc_module":4,"doc_module_name":46,"category_name":116,"show_sort_weight":29,"slug":117},6,"Technology","technology",{"id":11,"doc_module":4,"doc_module_name":46,"category_name":12,"show_sort_weight":119,"slug":120},40,"healthcare",{"id":122,"doc_module":4,"doc_module_name":46,"category_name":123,"show_sort_weight":124,"slug":125},8,"Research & Report",30,"research-report",{"id":127,"doc_module":4,"doc_module_name":46,"category_name":128,"show_sort_weight":21,"slug":129},9,"Religion & Spirituality","religion-spirituality",{"id":21,"doc_module":4,"doc_module_name":46,"category_name":131,"show_sort_weight":21,"slug":132},"World Cup","world-cup",{"id":134,"doc_module":4,"doc_module_name":46,"category_name":135,"show_sort_weight":134,"slug":136},10,"Lifestyle","lifestyle",{"id":138,"doc_module":4,"doc_module_name":46,"category_name":139,"show_sort_weight":110,"slug":140},19,"General","general"]