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The workbook also tests understanding of loans and insurance types, identification and taxation references (Aadhaar, PAN, TDS), currency note rules and security features, cheque and banking operations, and common banking products like fixed and recurring deposits.",{"@graph":69,"@context":123},[70,84,106],{"@type":71,"itemListElement":72},"BreadcrumbList",[73,77,79,82],{"item":74,"name":75,"@type":76,"position":8},"https://docshare.wps.com","Home","ListItem",{"item":78,"name":9,"@type":76,"position":14},"https://docshare.wps.com/document/",{"item":80,"name":20,"@type":76,"position":81},"https://docshare.wps.com/document/exam/",3,{"item":83,"name":65,"@type":76,"position":19},"https://docshare.wps.com/document/mcqs-workbook/297893/",{"url":83,"name":65,"@type":85,"image":86,"author":91,"headline":65,"publisher":94,"fileFormat":97,"inLanguage":63,"description":67,"dateModified":98,"datePublished":99,"encodingFormat":97,"isAccessibleForFree":100,"interactionStatistic":101},"DigitalDocument",{"url":87,"@type":88,"width":89,"height":90},"https://docshare.wps.com/thumbnails/mcqs-workbook/297893.png","ImageObject",300,407,{"name":92,"@type":93},"Aria","Person",{"url":74,"name":95,"@type":96},"DocShare","Organization","application/pdf","2026-11-03","2026-09-18",true,{"@type":102,"interactionType":103,"userInteractionCount":105},"InteractionCounter",{"@type":104},"ViewAction",12,{"@type":107,"mainEntity":108},"FAQPage",[109,115,119],{"name":110,"@type":111,"acceptedAnswer":112},"Why should savings be kept in banks?","Question",{"text":113,"@type":114},"Savings are kept in banks because it is safe, earns interest, and funds can be withdrawn anytime.","Answer",{"name":116,"@type":111,"acceptedAnswer":117},"What does KYC mean?",{"text":118,"@type":114},"KYC means “Know your customer.”",{"name":120,"@type":111,"acceptedAnswer":121},"Which terms are used for identifying documents and taxes in banking?",{"text":122,"@type":114},"The questions cover Aadhaar as an identity proof/card, PAN as “Permanent Account Number,” and TDS as “Tax Deducted at Source.”","https://schema.org",{"og:url":83,"og:type":125,"og:title":65,"og:site_name":95,"og:description":67},"article",{"robots":127,"canonical":83},"index,follow",{"doc_id":129,"site_id":62},297893,1790740559,{"code":4,"msg":5,"data":132},{"doc_id":129,"user_id":133,"nickname":92,"user_avatar":134,"doc_module":4,"category_id":19,"category_name":20,"doc_title":65,"doc_description":67,"doc_content":135,"file_id":136,"file_url":137,"file_type":138,"file_size":139,"view_count":105,"is_deleted":4,"is_public":8,"is_downloadable":8,"audit_status":8,"page_count":39,"language":140,"language_code":63,"site_id":62,"html_lang":63,"table_of_contents":141,"faqs":142,"seo_title":143,"seo_description":67,"update_tm":144,"read_time":46,"preview_page_count":4},2336464648322,"https://ap-avatar.wpscdn.com/avatar/2200025388227c56fec?_k=1778556882303663488","Multiple Choice Questions  \n1. We should keep our savings with banks because  \na) It is safe  \nb) Earns interest  \nc) Can be withdrawn anytime  \nd) All of above  \n2. Bank does not give loan against  \na) Gold Ornaments  \nb) LIC policy  \nc) Lottery ticket  \nd) NSC  \n3. Bank having maximum number of branches in India  \na) Reserve Bank of India  \nb) State Bank of India  \nc) Punjab National Bank  \nd) Bank of Baroda  \n4. 100/-Rupee note is signed by  \na) Prime Minister  \nb) Finance Minister  \nc) RBI Governor  \nd) None of above  \n5. ATM password should be kept in  \na) Personal diary  \nb) Office diary  \nc) Memory  \nd) All of above  \n6. ATM password to be shared only with  \na) Spouse  \nb) Obedient son  \nc) Obedient daughter  \nd) None of above  \n7. Nomination can be done in  \na) Savings Bank account  \nb) Recurring Deposit account  \nc) Fixed Deposit account  \nd) All of above  \n8. Who is the present Governor of RBI?  \na) K.C. Chakrabarty  \nb) D K Mittal  \nc) Raghuram Rajan  \nd) Montek Singh Ahluwalia  \n9.  \nis the logo of  \na) State Bank of India  \nb) Punjab National Bank  \nc) Bank of Baroda  \nd) None of above  \n10. Minimum age required to open SB account in the bank  \na) 8 years  \nb) 10 years  \nc) 12 years  \nd) None of above  \n11. Bank does not provide loans for  \na) Crop loans  \nb) Education loans  \nc) Home loans  \nd) Drinking & Gambling  \n12. KYC means  \na) Know your customer  \nb) Know your character  \nc) Both of above  \nd) None of above  \n13. Loans from money lenders are  \na) With High rate of interest  \nb) No proper accounting  \nc) No transparency  \nd) All of above  \n14. ATM means  \na) Any Time Money  \nb) Auto Truck of Mahindra  \nc) Automated Teller Machine  \nd) None of above  \n15. Timely repayment of loans results  \na) Good reputation  \nb) No tension  \nc) Easily availability of loan in future  \nd) All of above  \n16. Defaulter of loan means  \na) Not paying loan instalments  \nb) Bad reputation  \nc) Illegal activities  \nd) None of above  \n17. Life insurance means  \na) Insurance of human  \nb) Insurance of life of human and Cattle  \nc) Insurance of Life of Machines  \nd) All of above  \n18. General Insurance relates to insurance against  \na) Fire  \nb) Theft  \nc) Burglary  \nd) All of above  \n19. Aadhaar is  \na) 12 digit number card  \nb) Identity proof issued by UIDAI  \nc) Both (a) & (b)  \nd) None of above  \n20. E or S means  \na) East or South zone  \nb) Easy and Swift  \nc) Either or Survivor  \nd) None of above  \n21. Which is prohibited for writing on currency notes?  \na) Political message  \nb) Religious message  \nc) Personal message  \nd) All of above  \n22. PPF means  \na) Pension Planning Funds  \nb) Person having Pension Facilities  \nc) Public Provident Fund  \nd) Permanent Practitioner’s Forum  \n23. Highest denomination of currency notes issued by RBI is  \na) Rs.100/ -  \nb) Rs.500/ -  \nc) Rs.1,000/ -  \nd) Rs.10,000/ -  \n24. NRI means  \na) Non Rural Individuals  \nb) Non Rural Immigrants  \nc) Non Resident Indian  \nd) None of above  \n25. PAN means  \na) A kind of utensil  \nb) Primary Account Number  \nc) Permanent Account Number  \nd) None of above  \n26. Who is the present Chairman of State Bank of India?  \na) Arundhati Bhattacharya  \nb) O.P. Bhatt  \nc) Pratip Chaudhuri  \nd) Chanda Kochar  \n27. Bank provides loans for  \na) Home  \nb) Car  \nc) Education  \nd) All of above  \n28. Which currency note has security thread?  \na) Rs.50/ -  \nb) Rs.100/ -  \nc) Rs.500/ -  \nd) All of above  \n29. The safest place for keeping money  \na) A pit dug in the ground  \nb) An iron box  \nc) Bank  \nd) Money lender  \n30. Gold and silver ornaments should be kept in bank lockers  \na) It is safe  \nb) No risk of theft  \nc) Both (a) & (b)  \nd) None of above  \n31. Currency notes are issued by  \na) RBI  \nb) NABARD  \nc) Public sector banks  \nd) Central Government  \n32. Coins are issued by  \na) Government of India  \nb) NABARD  \nc) Public sector banks  \nd) State Bank of India  \n33. Bank Pass Book is  \na) Issued by Bank  \nb) Contains transaction details of Bank account  \nc) Shows balan","cbCaiiSf7le5C9wK","https://ap.wps.com/l/cbCaiiSf7le5C9wK","pdf",277233,"English","# Multiple Choice Questions\n## Banking and financial concepts\n## Currency, identification, and taxation\n## Loans, insurance, and banking operations","[{\"question\":\"Why should savings be kept in banks?\",\"answer\":\"Savings are kept in banks because it is safe, earns interest, and funds can be withdrawn anytime.\"},{\"question\":\"What does KYC mean?\",\"answer\":\"KYC means “Know your customer.”\"},{\"question\":\"Which terms are used for identifying documents and taxes in banking?\",\"answer\":\"The questions cover Aadhaar as an identity proof/card, PAN as “Permanent Account Number,” and TDS as “Tax Deducted at Source.”\"}]","MCQS Workbook | PDF",1789748775]