[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-detail-33443-en":3,"doc-seo-33443-105":29},{"code":4,"msg":5,"data":6},0,"success",{"doc_id":7,"user_id":8,"nickname":9,"user_avatar":10,"doc_module":4,"category_id":11,"category_name":12,"doc_title":13,"doc_description":14,"doc_content":15,"file_id":16,"file_url":17,"file_type":18,"file_size":19,"view_count":20,"is_deleted":4,"is_public":20,"is_downloadable":20,"audit_status":20,"page_count":21,"language":22,"language_code":23,"site_id":24,"html_lang":23,"table_of_contents":25,"faqs":26,"seo_title":13,"seo_description":14,"update_tm":27,"read_time":28},33443,8796095462418,"Noah","https://ap-avatar.wpscdn.com/avatar/80000253c1241d02b47?x-image-process=image/resize,m_fixed,w_180,h_180&k=1778826106357471780",8,"Research & Report","Lived Economies of Default Consumer Credit, Debt Collection and pdf","A scholarly analysis of consumer credit defaults and the lived economic realities surrounding debt collection. The work examines how credit market failures translate into everyday financial strain, shaping household decision-making, risk exposure, and informal coping strategies. It connects institutional practices of debt enforcement to on-the-ground experiences, highlighting the economic and social consequences of default. The study offers insight into how systems of consumer lending and collection affect autonomy, stability, and welfare across affected communities.","","cbCaimWpVjLLGRko","https://ap.wps.com/l/cbCaimWpVjLLGRko","pdf",7528602,1,231,"English","en",105,"# Default and Consumer Credit Ecosystems\n## Lived Effects of Credit Failure\n## Debt Collection Practices and Impacts\n## Household Coping, Autonomy, and Welfare","[{\"question\":\"What kinds of impacts on welfare and stability are examined?\",\"answer\":\"It examines effects on autonomy, financial stability, and broader welfare outcomes for households facing default and collection.\"}]",1782209950,582,{"code":4,"msg":30,"data":31},"ok",{"site_id":24,"language":23,"slug":32,"title":13,"keywords":15,"description":14,"schema_data":33,"social_meta":77,"head_meta":79,"extra_data":81,"updated_unix":27},"lived-economies-of-default-consumer-credit-debt-collection-and-pdf",{"@graph":34,"@context":76},[35,52,67],{"@type":36,"itemListElement":37},"BreadcrumbList",[38,42,46,49],{"item":39,"name":40,"@type":41,"position":20},"https://docshare.wps.com","Home","ListItem",{"item":43,"name":44,"@type":41,"position":45},"https://docshare.wps.com/document/","Document",2,{"item":47,"name":12,"@type":41,"position":48},"https://docshare.wps.com/document/research-report/",3,{"item":50,"name":13,"@type":41,"position":51},"https://docshare.wps.com/document/lived-economies-of-default-consumer-credit-debt-collection-and-pdf/33443/",4,{"url":50,"name":13,"@type":53,"author":54,"headline":13,"publisher":56,"fileFormat":59,"inLanguage":23,"description":14,"dateModified":60,"datePublished":61,"encodingFormat":59,"isAccessibleForFree":62,"interactionStatistic":63},"DigitalDocument",{"name":9,"@type":55},"Person",{"url":39,"name":57,"@type":58},"DocShare","Organization","application/pdf","2026-07-02","2026-06-23",true,{"@type":64,"interactionType":65,"userInteractionCount":20},"InteractionCounter",{"@type":66},"ViewAction",{"@type":68,"mainEntity":69},"FAQPage",[70],{"name":71,"@type":72,"acceptedAnswer":73},"What kinds of impacts on welfare and stability are examined?","Question",{"text":74,"@type":75},"It examines effects on autonomy, financial stability, and broader welfare outcomes for households facing default and collection.","Answer","https://schema.org",{"og:url":50,"og:type":78,"og:title":13,"og:site_name":57,"og:description":14},"article",{"robots":80,"canonical":50},"index,follow",{"doc_id":7,"site_id":24}]