[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-detail-31818":3,"doc-seo-31818":27},{"code":4,"msg":5,"data":6},0,"success",{"doc_id":7,"user_id":8,"nickname":9,"user_avatar":10,"doc_module":4,"category_id":11,"category_name":12,"doc_title":13,"doc_description":14,"file_id":15,"file_url":16,"file_type":17,"file_size":18,"view_count":4,"is_deleted":4,"is_public":19,"is_downloadable":19,"audit_status":19,"page_count":20,"language":21,"language_code":22,"table_of_contents":23,"faqs":24,"seo_title":13,"seo_description":14,"update_tm":25,"read_time":26},31818,962075006959,"Anda","https://ap-avatar.wpscdn.com/avatar/e0002397efbe92a78e?_k=1776741047341049297",8,"Research & Report","Islamic Microfinance in Indonesia","Islamic microfinance in Indonesia supports poverty alleviation in rural areas where agriculture and poor farmers dominate. The chapter explains how Islamic microfinance institutions use risk-sharing and operate through both equity financing and debt-based financing. It links Islamic finance products and services to the religious beliefs of Muslim clients, emphasizing fit with traditional farmers’ and rural households’ financial needs. It then outlines the historical landscape of microfinance in Indonesia before analyzing the principles of Islamic values and performance factors affecting these institutions.","cbCaikxgCpEMBVuk","https://ap.wps.com/l/cbCaikxgCpEMBVuk","pdf",593701,1,44,"English","en","# Introduction\n## Microfinance Institutions in Indonesia\n### Formal MFIs in Indonesia\n# Historical Landscape and Islamic Principles\n## Principles of Islamic Values in Islamic Microfinance\n## Factors Influencing Performance","[{\"question\":\"Why are Islamic microfinance institutions considered important for rural Indonesia?\",\"answer\":\"They can play a significant role in poverty alleviation by serving rural households and traditional farmers, improving financial inclusion and household welfare in agricultural regions dominated by poor farmers.\"},{\"question\":\"How do Islamic microfinance institutions operate in Indonesia?\",\"answer\":\"They operate using risk-sharing concepts, combining cooperative equity financing and debt-based financing, and they provide products aligned with Muslim clients’ religious beliefs.\"},{\"question\":\"What categories of microfinance institutions exist in Indonesia?\",\"answer\":\"Microfinance institutions are grouped into formal, semiformal, and informal categories based on supervision by financial authorities and the nature of microfinance-like mechanisms such as ROSCAs and channeling groups.\"}]",1780261250,111,{"code":4,"msg":28,"data":29},"ok",{"site_id":30,"language":22,"slug":31,"title":13,"keywords":32,"description":14,"schema_data":33,"social_meta":84,"head_meta":86,"extra_data":88,"updated_unix":25},105,"islamic-microfinance-in-indonesia","",{"@graph":34,"@context":83},[35,52,66],{"@type":36,"itemListElement":37},"BreadcrumbList",[38,42,46,49],{"item":39,"name":40,"@type":41,"position":19},"https://docshare.wps.com","Home","ListItem",{"item":43,"name":44,"@type":41,"position":45},"https://docshare.wps.com/document/","Document",2,{"item":47,"name":12,"@type":41,"position":48},"https://docshare.wps.com/document/research-report/",3,{"item":50,"name":13,"@type":41,"position":51},"https://docshare.wps.com/document/islamic-microfinance-in-indonesia/31818/",4,{"url":50,"name":13,"@type":53,"author":54,"headline":13,"publisher":56,"fileFormat":59,"description":14,"dateModified":60,"datePublished":60,"encodingFormat":59,"isAccessibleForFree":61,"interactionStatistic":62},"DigitalDocument",{"name":9,"@type":55},"Person",{"url":39,"name":57,"@type":58},"DocShare","Organization","application/pdf","2026-05-31",true,{"@type":63,"interactionType":64,"userInteractionCount":4},"InteractionCounter",{"@type":65},"ViewAction",{"@type":67,"mainEntity":68},"FAQPage",[69,75,79],{"name":70,"@type":71,"acceptedAnswer":72},"Why are Islamic microfinance institutions considered important for rural Indonesia?","Question",{"text":73,"@type":74},"They can play a significant role in poverty alleviation by serving rural households and traditional farmers, improving financial inclusion and household welfare in agricultural regions dominated by poor farmers.","Answer",{"name":76,"@type":71,"acceptedAnswer":77},"How do Islamic microfinance institutions operate in Indonesia?",{"text":78,"@type":74},"They operate using risk-sharing concepts, combining cooperative equity financing and debt-based financing, and they provide products aligned with Muslim clients’ religious beliefs.",{"name":80,"@type":71,"acceptedAnswer":81},"What categories of microfinance institutions exist in Indonesia?",{"text":82,"@type":74},"Microfinance institutions are grouped into formal, semiformal, and informal categories based on supervision by financial authorities and the nature of microfinance-like mechanisms such as ROSCAs and channeling groups.","https://schema.org",{"og:url":50,"og:type":85,"og:title":13,"og:site_name":57,"og:description":14},"article",{"robots":87,"canonical":50},"index,follow",{"doc_id":7,"site_id":30}]