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IN.GOV  \nINDIANA COLLEGE COSTS AND FINANCIAL AID REPORT 2022 — INTRODUCTION  \nIndiana focuses on options to keep cost of higher education within reach for all Hoosiers  \nWhen we first considered a report featuring the true cost of college in Indiana, we began referring to it as a report on affordability. But what does affordability mean, and more importantly —what do Hoosiers think when they hear that term?  \nThe concept of affordability may seem easy to understand —whether someone can buy something depending on its price. The term is subjective, however. What’s affordable to one person is not necessarily affordable to another person.  \nRecently, the Commission has been working to understand why the collegegoing rate is declining in Indiana. Five years ago, 65 percent of high school  \nstudents enrolled in college after graduation. Data in the Commission’s mostrecent College Readiness Report show that rate is currently 59 percent —and it’s going to continue to decline.  \nHowever, more jobs than ever before and nearly all jobs created in recent years require some level of education beyond a high school diploma. At a time when education is more important than ever, the value of higher education is being called into question at a rate higher than before. Why?  \nCost —whether perception or reality — is one of the most important factors for those considering education and training beyond high school. During our research, most Hoosiers interviewed —around 80 percent —say they feel “favorable” toward higher education. However, many of those same people believe college is not the right path for them or it simply isn’t necessary. Both perspectives are overwhelmingly guided by concerns of cost.  \nAs shown in this report, the reality of Indiana’s college cost and financial aid landscape is clearly different than its perception. While affordability remains a concern, Indiana’s public institutions have kept tuition increases low —among the lowest in the nation. In addition, Indiana’s lawmakers have shown a decadeslong commitment to address college costs through sustained and generous financial aid benefits. Our state is first in the Midwest and fifth in the nation in providing need-based financial aid. Indiana’s early college promise program, 21st Century Scholars, has allowed more than 45,000 students to earn a degree with little to no debt.  \nIn addition to need-based aid, Hoosier students have access to a multitude of public and private grantsand scholarships to make the cost of college more manageable. In fact, most students do not pay the full“sticker” price to go to college.  \n2 INDIANA COLLEGE COSTS AND FINANCIAL AID REPORT 2022  \nINDIANA COLLEGE COSTS AND FINANCIAL AID REPORT 2022 — INTRODUCTION  \nAlong with concerns of cost, the Commission’s research uncovered that when most individuals hear the words “higher education,” they think of four-year institutions. A four-year degree is one valued pathway, but it isn’t the only one. Indiana has prioritized expanding the definition of “college” to include an assortment of postsecondary programs of varying lengths —and supported this expansion by putting millions in financial aid toward more flexible, shorter-term options.  \nThe Workforce Ready Grant, for example, pays for workforce certificates in five of the state’s most sought-after sectors, including health and life sciences; IT and business services; building and construction, transportation and logistics; and advanced manufacturing. Most of the programs that are part of the Workforce Ready Grant are short term — usually six months to a year — making them accessible to learners of all ages.  \nHaving the right messengers to inform Hoosier students and families of these opportunities is crucial to changing the narrative around the value of higher education. Different messengers—such as teachers, school counselors, faith-based organizations, employers and c","cbCaishkvcg4PvlW","https://ap.wps.com/l/cbCaishkvcg4PvlW","pdf",3113562,22,"English","# Introduction\n## Affordability and collegegoing trends\n## Financial aid landscape and need-based support\n## Expanding the definition of “college”\n## Workforce Ready Grant and short-term programs\n## Messaging and the broader value of education","[{\"question\":\"What does “affordability” mean in the context of this report?\",\"answer\":\"Affordability is treated as a subjective concept tied to how prices affect individuals. What feels affordable to one person may not feel affordable to another.\"},{\"question\":\"Why does the report discuss a declining collegegoing rate in Indiana?\",\"answer\":\"It explains that the Commission is working to understand why fewer students enroll in college after high school. Data cited shows the enrollment rate has declined over recent years.\"},{\"question\":\"How does Indiana aim to keep college costs manageable?\",\"answer\":\"The report emphasizes low tuition increases at public institutions and strong need-based financial aid. It also notes that many students use grants and scholarships so they do not pay the full “sticker” price.\"}]","INDIANA COLLEGE COSTS AND FINANCIAL AID REPORT 2022 - Introduction | PDF",1792053501,55]